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BUSINESS LOAN FOR SELF-EMPLOYED INDIVIDUALS

Business Loan for Self Employed

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BUSINESS LOAN FOR SELF-EMPLOYED INDIVIDUALS

Meeting your business’s immediate and medium-term funding needs is now convenient with a business loan for self-employed. Get high-value loans of up to Rs. 45 lakh to fulfil diverse funding needs related to your business.

Avail the self-employed loan to fund restocking inventory, office renovation, expansion of existing operations, working capital requirements, etc.

Business Loan for Self-Employed: Features and Benefits

Loan of up to Rs. 45 Lakh

Fulfil immediate funding needs with a hassle-free and easy self-employed business loan of up to Rs. 45 lakh.
No income documents needed

Avail the loan for self-employed business owners based on property mortgage and requires zero income documents.

Apply for the self-employed loan online for hassle-free processing and fast disbursal.
Financing for both salaried and self-employed

Both self-employed and salaried individuals can avail this loan with ease against property mortgage.
Multiple property mortgage available

Borrowers can now provide up to 2 properties as collateral to avail a business loan for self-employed in India.
Easy balance transfer facility

Transfer your existing loan balance to Bajaj Finance Ltd. and repay the loan at a lower interest rate.
Extended tenure for repayment

Repay the loan in affordable EMIs spread across a period up to 84 months.

Business Loan for Self-Employed: Eligibility Criteria

To avail the business loan for self-employed, fulfil the below eligibility requirements-

Eligibility Parameter	Eligibility Criteria
Age	For self-employed – Between 24 to 70 years* (Age should be 70 years at loan maturity.) For salaried – Between 24 to 70 years (*Age should be 70 years at loan maturity.)
Minimum income	Minimum monthly earning of Rs. 24,000 for salaried applicants.
Residence	Borrowers must stay in their current residence for at least 12 months.
CIBIL score	Personal CIBIL score of 685 or higher; no commercial CIBIL score required