Working capital

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BUSINESS LOAN FOR SELF-EMPLOYED INDIVIDUALS

Meeting your business’s immediate and medium-term funding needs is now convenient with a business loan for self-employed. Get high-value loans of up to Rs. 45 lakh to fulfil diverse funding needs related to your business.

Avail the self-employed loan to fund restocking inventory, office renovation, expansion of existing operations, working capital requirements, etc.
 

Business Loan for Self-Employed: Features and Benefits

  • Loan of up to Rs. 45 Lakh

    Fulfil immediate funding needs with a hassle-free and easy self-employed business loan of up to Rs. 45 lakh.

  • No income documents needed

    Avail the loan for self-employed business owners based on property mortgage and requires zero income documents.

    Apply for the self-employed loan online for hassle-free processing and fast disbursal.

  • Financing for both salaried and self-employed

    Both self-employed and salaried individuals can avail this loan with ease against property mortgage.

  • Multiple property mortgage available

    Multiple property mortgage available

    Borrowers can now provide up to 2 properties as collateral to avail a business loan for self-employed in India.

  • Easy balance transfer facility

    Easy balance transfer facility

    Transfer your existing loan balance to Bajaj Finance Ltd. and repay the loan at a lower interest rate.

  • Extended tenure for repayment

    Repay the loan in affordable EMIs spread across a period up to 84 months.

  • Business Loan for Self-Employed: Eligibility Criteria

    To avail the business loan for self-employed, fulfil the below eligibility requirements-

    Eligibility Parameter Eligibility Criteria
    Age For self-employed – Between 24 to 70 years* (*Age should be 70 years at loan maturity.)
    For salaried – Between 24 to 70 years* (*Age should be 70 years at loan maturity.)
    Minimum income Minimum monthly earning of Rs. 24,000 for salaried applicants.
    Residence Borrowers must stay in their current residence for at least 12 months.
    CIBIL score Personal CIBIL score of 685 or higher; no commercial CIBIL score required

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