1 Gram Gold Rate Today

• Check the 1 gram gold rate today before buying jewellery, investing, or taking a gold loan.
• Gold rates are available for 18K, 22K, and 24K purity levels.
• Higher gold prices may increase your gold loan eligibility.

For anyone planning to buy gold or take a gold loan, checking a trusted source for the latest one gram gold rate today is the first step. Prices are updated multiple times a day — staying informed helps you make smarter decisions with your money.

Several forces — both global and domestic — come together to set the 1 gram gold rate today. Here is what drives the price:

• Global gold prices: International bullion markets set the base price for gold worldwide. When global prices rise or fall, India's local rates follow almost immediately.
• Currency exchange rates: Gold is imported and priced in US dollars. When the Indian rupee weakens against the dollar, the one gram gold rate today goes up. A stronger rupee can bring it down slightly.
• Government policies and import duties: Changes in customs duty, GST, or other regulations on gold imports directly affect what buyers pay at the jeweller's counter.
• Economic indicators: Inflation, interest rates, and overall economic health shape how much people want to hold gold versus other assets — which affects demand and price.
• Market speculation: Short-term price movements are often driven by investor sentiment and commodity market trading, independent of actual physical demand.
• Geopolitical events: War, trade disputes, or political instability around the world push investors towards gold as a safe asset — driving prices up.
• Demand and supply trends: Seasonal spikes during weddings, Dhanteras, and Akshaya Tritiya increase demand for gold in India, which can nudge short-term prices higher.

Thinking of applying for a gold loan? Start with a simple step — check your gold loan eligibility today.

The value of 1 kilogram of gold in India has moved significantly over the past several years. During periods of economic uncertainty — like the 2008 financial crisis and the COVID-19 pandemic — the one kilo gold price surged as investors moved towards gold for safety. During more stable economic periods with higher interest rates, prices have shown modest corrections.

Local factors like festive seasons, wedding demand, and government policy changes have also played a role in short-term price swings. Here is how the 1 kg gold price has trended in recent years:

This is the part that matters most if you are considering a gold loan: the applicable gold rate decides your eligbilble loan amount, not last month's rate or what you paid when you originally bought the gold.

A higher rate today means a higher loan amount against the same gold. A lower rate means less.

What decides your eligible loan amount?

Gold loan eligibility depends on:

• How much your gold weighs
• How pure it is
• Applicable gold price
• The Loan-to-Value (LTV) ratio

Stones, enamel, or any decoration on your jewellery do not count towards your loan value. Only the actual gold content is assessed.

Lenders also do not simply use today's headline rate. They use whichever is lower between the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. This protects you from a sudden price spike inflating things unrealistically and protects the lender from the opposite.

The maximum amount you can borrow against your gold is subject to the applicable Loan-to-Value (LTV) ratio for gold loans and prevailing regulatory guidelines.

Gold loan basics — what you should know before applying

If you are considering a gold loan, here are the essential details to know before you apply.

With Bajaj Finance, you can borrow from Rs. 5,000 up to Rs. 2 crore against your gold jewellery, ornaments, or gold coins. The gold loan interest rate starts from 9.50% per annum.

A gold loan is one of the quickest ways to access funds using gold you already own. Jewellery and ornaments are accepted between 18-22 karat purity, while gold coins are accepted up to 24 karat purity. The loan amount is calculated based on the weight and purity of your gold, along with the applicable market rate.

• Interest rate: The interest is calculated on your loan amount, which is linked to the prevailing 1 gram gold price or the 1 kg gold price in India for larger quantities. A higher gold rate generally means a higher eligible loan amount. Bajaj Finance offers gold loans at interest rates ranging from 9.50% to 24% per annum. Use the gold loan calculator online to get an accurate estimate of how much you can borrow.
• Repayment: You can choose from multiple repayment options — monthly, bi-monthly, quarterly, half-yearly, or annual interest payments, with the principal repaid at the end of the loan tenure. Partial prepayment and full early closure are both allowed.
• How to apply: Apply online or visit your nearest Bajaj Finance branch with your gold and KYC documents. Once your gold is assessed and verified, your loan is approved and disbursed — often on the same day.

Tracking the 1 g gold price and 1 kg gold price regularly helps you plan your borrowing at the right time and get the most out of your gold.

Before applying, use the gold loan calculator to estimate your eligible amount, and check your gold loan eligibility online to understand your borrowing capacity based on today's gold rate in Gujarat, gold purity, and weight.

Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.