With digital transactions now the norm, a working credit card is your key to seamless online shopping, bill payments, and more. But how do you get one securely online? Let’s find out.
How to obtain a legitimate credit card online
Applying for a credit card online is a straightforward process. Take the Bajaj Finserv RBL Bank credit card, for example. You can apply for this card online by visiting the official website and providing your registered mobile phone number. Use the OTP you receive to check if you have any offers on Bajaj Finserv RBL Bank credit cards. If you do have an offer, use it. You’ll receive a call from a Bajaj Finserv representative shortly after.
Ensuring security and authenticity
When applying for a credit card online, it’s crucial to ensure the security of your personal and financial information. Always use a secure network when filling out the application form and avoid sharing your details over email or text messages. Additionally, make sure the website you’re using is authentic and has a secure connection (https://).
Making the most of your working credit card
- Pay on time: Avoid late payment fees and maintain a good credit score by paying your credit card bill on time.
- Use rewards: Many credit cards offer rewards on purchases. Make sure to use these rewards to save money.
- Stay below your credit limit: To avoid extra charges and maintain a good credit utilisation ratio, try to stay below 30% of your credit limit.
- Review your statement: Regularly review your credit card statement to spot any unauthorised charges or errors.
- Use secure networks: When making online transactions, always use a secure network to protect your card details from theft.
- Protect your card details: Never share your card details with anyone and avoid writing them down.
- Report lost/ stolen cards immediately: If your card is lost or stolen, report it to your bank immediately.
- Understand your card’s features: Make sure you understand all the features and benefits of your card to make the most of it.
- Use EMIs for large purchases: If you’re making a large purchase, consider converting it into EMIs to make repayment easier.
- Maintain a low balance: Try to pay off your balance in full each month to avoid interest charges.
Now that you understand how to make the most of a working credit card, it’s time to explore a card that provides a comprehensive suite of benefits. The Bajaj Finserv RBL Bank credit card is a powerhouse of features that can enhance your financial flexibility and convenience.
Bajaj Finserv RBL Bank credit card benefits
- Among the many advantages this credit card offers are:
- Redeemable reward points on almost every transaction
- Discounts on dining and travel expenses
- Cashback on groceries, transport, and fuel purchases
- Fuel surcharge waiver
- Complimentary airport lounge access
- Free movie ticket every month on BookMyShow
- Easy EMI conversion
- Interest-free ATM cash withdrawal
- Annual fee waiver
So, why wait? Embrace your financial flexibility by applying for a Bajaj Finserv RBL Bank credit card today!
