Unique credit card features that you may not know

Explore the unique features and benefit from them.
Unique credit card features that you may not know
2 min read
28 July 2023

Credit cards are easy to use and offer a wide range of benefits and rewards that can add up over time. From cashback offers to easy EMI, credit cards come with unique benefits that help you save money. Some cards even come with additional benefits.

Here are some unique credit card features that you may not know about, and how they can benefit you.

1. Emergency loans

Credit cards like the Bajaj Finserv RBL Bank Platinum Plus SuperCard provide the option of taking an emergency loan against the credit limit. This can be useful in situations where you need quick access to funds but don’t want to pay that hefty interest on personal loans. This feature provides you peace of mind because you have something to fall back on in case of an emergency.

2. Interest-free cash withdrawals

Let’s say you are travelling somewhere and feel the need to have some cash in hand. Well with this feature you can withdraw cash from any ATM across India without any interest charge for up to 50 days, making it a convenient option to get cash when needed. Explore the Bajaj Finserv co-brand Credit Cards which offer interest-free cash withdrawal feature.

3. Discounts on OTT subscriptions

Let’s be honest, we all love consuming content online. It gets even better when you can get discounts on your favourite OTT subscription services. Some credit cards now offer benefits like discounts or cash backs on payment for subscriptions to OTT media platforms like Hotstar and Amazon Prime.

4. Multiple fold cashpoints

Some credit cards offer a range of reward points when you make purchases in certain categories like department stores, groceries, restaurants, etc. This can help you earn more rewards on your spending and redeem them later to book hotels, flights and even shopping. An amazing example of such a credit card is the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card which gives you 20X cash points on utility, bill payments, and travel bookings.

5. Easy EMI conversion

Many credit cards offer the option to convert high-value purchases into easy EMIs with no additional interest or fees charged. This can help you make big purchases without worrying about paying the entire amount upfront. For instance, let’s say you are planning to buy an iPhone worth Rs. 1,00,000, with the easy EMI option you can convert that purchase into affordable EMIs and pay conveniently.

Not only do credit cards save you cash, but they are also packed with tons of benefits. It's important to know the features that come with your credit card, so you can make informed financial decisions.

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