Bajaj Finserv in your city
Karunagappally falls within the Kollam metropolitan area in Kerala and is the state’s fastest developing town. The renowned CEK or College of Engineering Karunagappally is located here. This ancient Buddhist site has undergone rapid urbanisation in recent years.
Individuals looking for a reliable source of financing can avail of personal loans in Karunagappally. With Bajaj Finserv, be assured of the best features in the market.
Features and benefits
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Reduce EMIs by almost half
With interest rates imposed on utilised loan amount only, you can now reduce EMIs by up to 45%* with our Flexi loan facility.
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Money credited within 24 hours*
Post-approval, receive the funds in your account within 24 hours*.
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Repay with flexibility
A tenor of up to 96 months makes repayment flexible. Select using an online Personal Loan EMI Calculator.
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Account management facility
Manage your account, get necessary documents, and do everything related to your loan through our customer portal, Experia.
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Basic documents
You can complete the documentation process with the minimum documents required for a personal loan.
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High-value finance
Fulfil your small and large financing needs sufficiently. Bajaj Finserv offers loans up to Rs. 55 lakh.
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Transparent policy
Our terms and conditions are transparent and ensure no hidden charges on unsecured loans.
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Fastest approval
It takes only 5 minutes to approve your personal loan application online. Enjoy the fastest approval with us.
Popular for its religious harmony, Karunagappally boasts several religious centres in and around the town.Once an agro-based economy, Karunagappally today largely depends on its small-scale and cottage industries. These are operational in sectors like electronics, engineering, brick making, etc. Fishing is another significant revenue generator of the coastal town.
Residents of Karunagappally can approach leading private financiers like Bajaj Finserv for their monetary needs. Our personal loan is designed to address the unique requirements of people in this town. Whether you want to purchase a home appliance, finance a wedding, or consolidate debts, Bajaj Finserv never enquires about your purpose. To avail of the collateral-free loan now, apply online.
*Conditions apply
Eligibility criteria
Make sure you are qualified to apply for the loan amount. Check the eligibility criteria now.
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Age bracket
From 21 years to 80 years*
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CIBIL score
685 and above
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Employment
Salaried employees of an MNC or a public/ private limited firm
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Citizenship
Indian resident
Bajaj Finserv offers some of the best features and benefits in the market. Improve your chances of approval by fulfilling all eligibility parameters. Read our terms and conditions before applying.
Interest rates and charges
Know the loan interest rates charged on a personal loan and make an informed decision accordingly.
Frequently asked questions
Once approved, the entire loan amount will be credited to your bank account. You can start using the money immediately or whenever needed.
Loan repayment happens with small EMIs. You need to pay EMIs every month on a pre-determined due date until the tenor ends. These are equated monthly instalments comprising the loan principal and payable interest.
Applying online is more convenient than visiting a branch. You can complete the loan application process with a few clicks and also receive instant approval.
Yes, the charges for part-prepayment are nominal. You have to pay up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment for term loans. For Flexi Term Loan (Flexi Dropline) and Flexi Hybrid part pre-payment charges are not applicable.
