Personal Loan in Kayamkulam

Whether it’s a wedding, a medical emergency, or home renovation, a Bajaj Finserv Personal Loan in Kayamkulam helps you meet expenses quickly—without putting your savings at risk. Get up to Rs. 55 lakh with minimal documents and instant approval, all through a 100% digital process. Funds are transferred to your account in just 24 hours* once approved.
 

✅ Check your pre-approved offer with just your phone number and OTP → Apply online in 5 minutes → Receive money in your account in 24 hours*

Zero hidden charges

Enjoy 100% transparency in our terms and conditions. Pay no hidden charges on the loan.

Minimum documents

Save time by applying for a loan that requires minimal documentation.

Immediate approval

Receive approval on the online application instantly. It’s now easier to address urgent financial needs with Bajaj Finance.

Loan disbursal in 24 hours*

The approved loan amount is credited to the borrower’s account within 24 hours*.

Convenient tenure

A tenure of up to 96 months is available for repayment. Use our personal loan calculator to compute your EMIs

Higher loan amount

Bajaj Finance can approve personal loans of up to Rs. 55 lakh for the residents of Kayamkulam.

No collateral or guarantor

No more hassles of bringing a guarantor or pledging any collateral against a Bajaj Finserv Personal Loan.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kayamkulam with just your phone number and OTP – no need to visit the branch.

Manage loan online

Our online account management facility enables borrowers to check their loan details 24x7.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.