How to Check Your Loan Application Status?

How to Check Your Loan Application Status?

Check your Bajaj Finserv loan application status by visiting the official website and entering your application ID or mobile number in the ‘Track Application’ section to view your personal loan status instantly.
Loan Types

Loan Types

FAQs

FAQs

Video

Video

Rs. 40000 - Rs. 55 lakh

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Enter mobile and OTP | Check offer | Apply online

How to track a Bajaj Finserv Personal Loan application status?

Tracking your Bajaj Finance loan status is an important step after submitting your application, as it helps you stay updated on approvals, verification, and disbursal timelines. By regularly checking your Bajaj Finserv application status, you can plan your finances better and avoid any uncertainty during the loan process.
 

If you are looking to apply for our personal loan, its easy -
 

✅ Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.


 

To plan your monthly outgo in advance, you can use the personal loan EMI calculator to estimate your instalments before or even after submitting your application. This helps you make informed decisions and maintain better control over your budget.

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Check your Bajaj Finserv Personal Loan application status online

Through the Bajaj Finserv website

  1. Visit the official website and choose ‘My Account’.
  2. Open the customer portal at My Account.
  3. Log in with your username and password or log in via OTP.
  4. Select ‘Track Application’ from the menu.
  5. Verify your registered mobile number with the OTP sent to you.
  6. View your loan application status in real time.
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Through the Bajaj Finserv mobile app

  1. Download and install the Bajaj Finserv app from the App Store or Google Play.
  2. Select the correct customer profile (New or Existing Customer).
  3. Choose your employment type: Self-employed or Salaried.
  4. Select ‘Personal Loan’ from the list of products.
  5. Tap “View Application Status” to check your progress.
  6. Log in using password or OTP to authenticate.

Other ways to check your loan status

  • Call customer support with your application ID for status updates.
  • Visit a nearby Bajaj Finance branch and request status at the service desk.
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Conclusion

Bajaj Finance makes the personal loan journey smooth and transparent by offering multiple tracking options. Whether online through the website, via the mobile app, or offline with customer care, you can conveniently check your personal loan status at every step. Real-time tracking ensures you stay informed from application submission to disbursal, providing a worry-free borrowing experience.


If you are planning to apply for a personal loan online, Bajaj Finance ensures complete transparency, real-time updates, and a smooth digital process from application to fund disbursal. This seamless tracking system allows you to manage your finances confidently and enjoy a stress-free personal loan experience.
 

*Terms and conditions apply.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000