How to activate a credit card

2 min read
25 Nov 2023

The credit card activation process differs from one card to another. So you will have to follow the process specified for your particular credit card. Most credit card providers allow you to activate your credit card via your net banking account, mobile app, SMS, and through customer care.

How to activate a credit card online

Steps to activate credit card via internet banking

Step 1: Visit the official website of the bank

Step 2: Go to the internet banking page and sign-in with your user ID and password

Step 3: Select 'Card Activation'

Step 4: Type in your credit card number, your date of birth, and the expiry date

Step 5: Select 'Submit'

Step 6: Enter your ATM PIN and select 'Submit'

Step 7: You will get an OTP on your mobile phone

Step 8: Enter the OTP and select 'Continue'

Steps to activate credit card via mobile application

Step 1: Download the bank’s official app and then log in

Step 2: Select ‘Register’ and then click on ‘Activate a card’ and choose your ‘Credit Card’

Step 3: Enter your credit card details

Step 4: Verify the OTP sent on your registered mobile number

How to activate credit card offline

Offline: You can even activate your card offline through two options

Steps to activate credit card via customer care service

You can visit your nearest bank branch and get in touch with customer service executives. They will guide you in activating your credit card. You can also call RBL Credit Card customer care and get guidance on activating your credit card on the phone.

You will find the customer care numbers on the bank’s official website.

Activate Your Credit Card Via SMS

You can also activate your credit card through SMS. However, make sure that you check with your bank if this option is available.

You will have to send an SMS which will be predefined. It will probably be a specific number, or it could also be your ATM PIN or MBANK. After you send the SMS, you will immediately get a response from the number about the activation process of your credit card.

You can use any of the methods mentioned above to activate your credit card. Make sure that you check with your bank first before going ahead with anything.

To activate your Bajaj Finserv RBL Bank Credit Card, you would need to set or generate a PIN. You can set your credit card PIN by following the below-mentioned steps:

  • Visit this website.
  • Call the customer care helpline mentioned at the back of your credit card.
  • Download the RBL MyCard app from Android’s Playstore or Apple’s App Store.

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Frequently asked questions

Are credit cards automatically activated?

No, credit cards are not automatically activated. You will need to activate it yourself online or offline. To activate your credit card online, you can visit the issuer's website and fill in the required information. Your request will get generated.

The most uncomplicated method to activate your credit card is dialling the bank's customer care number. Its representative will guide you through the procedure. Do not forget to contact customer care from your registered mobile number.

What is activating a credit card?

Activating a credit card will enable you to use the card for different services and benefits. Until you activate your credit card, you cannot use it for any transactions.

How do I know if my credit card is active?

Your credit card will not be accepted for any transaction if it is inactive. To know if your credit card is active or not, you can contact customer service. Dial the customer care helpline number of the respective issuer and ask the executive about your credit card's status.

Is there a time limit on activating a credit card?

Usually, there is no time limit on activating a credit card. However, the rule varies from bank to bank. A credit card issuer may require you to activate your card within a stipulated time. This time period usually ranges from 45 to 60 days. Many credit card issuers will contact and remind you to complete the process.

How do I activate my card online?

To activate your Bajaj Finserv RBL Bank SuperCard online, follow these steps:

  • Visit the official website of RBL Bank
  • Head over to the RBL credit card pin activation online page
  • Enter your 15-digit credit card number and date of birth
  • Enter your credit card expiry date
  • Click on ‘Send OTP’
  • Enter the OTP sent to your registered mobile number
  • Enter a new PIN, re-enter to confirm and click 'Submit'
How do I know if my credit card is activated?

You can check credit card status by calling the customer care number 022-71190900. Until you activate your credit card, you will be unable to use it for transactions.

How do you activate a credit card over the phone?

To activate your Bajaj Finserv RBL Bank credit card over the phone, connect with our customer care representative on 022-71190900, and follow the instruction.

How to activate credit card at an ATM?

You may have to submit a few details like your date of birth, pin, and some other details to activate your credit card at an ATM.

Is it easy to activate a credit card?

It is quite easy to activate your credit card online via the bank’s website or mobile app. You will need to submit a few details and verify with the OTP sent to your mobile number.

How can I activate my credit card without calling?

You can use your bank’s website or mobile app to activate your credit card online without calling the customer care.

How can I activate my credit card through mobile banking?

To activate your Bajaj Finserv RBL Bank SuperCard through mobile banking, download the RBL Bank app or log in to the RBL Bank website. Then, select the 'activate card' option and follow the instructions provided.

What is the process to activate a Bajaj Finserv RBL Bank Credit Card?

To activate your Bajaj Finserv RBL Bank Credit Card, you can call the customer service team at the bank, who will guide you through the activation process. You may need to generate a new PIN using OTP, which will be sent to your registered mobile number.

How can I activate my credit card online?

To activate your credit card online, go to your bank’s website, visit your account, and select the 'activate card' option. Follow the instructions provided by the bank to complete the activation process.

How can I check if my Bajaj Finserv RBL Bank Credit Card is activated?

Check if you have received an SMS or email confirmation from the bank regarding the activation of your credit card. You can also try using your SuperCard to make a purchase. If the transaction is successful, your SuperCard is likely activated.

Can I activate my credit card offline?

Yes, you can activate your credit card offline by calling the customer care number of your bank's credit card division. The customer care executive will guide you through the activation process and verify your details before activating the credit card.

How much time does a credit card take to activate?

The time taken to activate a credit card can vary depending on the bank. Some banks activate the credit card instantly, while others may take up to 24-48 hours. It is recommended to check with your bank for the estimated time for card activation.

Can you activate a credit card without the card?

No, you cannot activate a credit card without the card. The card contains vital information and activation codes required for the activation process. Ensure that you receive your credit card and activate it before using it.

Will my credit card be inactivated if I do not use it?

Yes, your credit card can be inactivated if you do not use it for an extended period. Most banks have an inactivity period of 12 months, after which the credit card becomes inactive. Ensure that you use your credit card at least once a year to avoid inactivation.

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