Bajaj Finserv DBS Bank Credit Card

• You do not need to submit any hard copy documents to complete your application process.
• You only need to have your Aadhar number handy to complete your biometric or video KYC.

You receive bonus cash points known as welcome rewards on any Bajaj Finserv DBS Bank Credit Card purchase. This is subject to the joining fee payment and a transaction being made within the first 60 days of getting the credit card.

Every month, you get the opportunity to reach a rewards milestone, wherein you will be rewarded with extra cash points. You can earn up to 10X cash points on all monthly spends if they cross a certain threshold in a statement month, excluding fees. There is a maximum capping on the cash points for the monthly milestone bonus programme per statement.
*The threshold limit will differ for every Bajaj Finserv DBS Bank Credit Card variant.
*The capping will depend on the credit card variant purchased.

The Bajaj Finserv DBS Bank Credit Card allows you to earn cash points over and above normal rewards and your monthly milestone in the accelerated rewards programme. You can earn up to 20 times the normal rewards you earn on spends.

You can earn accelerated rewards on all purchases and expenses made using the Bajaj Finance Limited and DBS mobile application. These include bill payments and spends like insurance, hotel and holiday bookings, except air travel and gift vouchers.

The accelerated rewards earned depends on the kind of Bajaj Finserv DBS Bank Credit Card variant you choose.

Visit the DBS Bank website to check for your credit card application status.

Bajaj Finserv DBS Bank Credit Cards offer a host of reward programs. Some of the best variants offer rewards like a welcome bonus of 20,000 cash points, 10X monthly cash points and 20X accelerated cash points. Additionally, you can avail of perks like airport lounge access, a 40% discount on OTT, 5% cash back, and more.

Visit the Bajaj Finserv website and go to the cards section. Follow the below steps to apply for the credit card

1. Enter your 10-digit mobile number and click on ‘APPLY’.
2. Verify the OTP sent to your phone to check if you have an offer. 
3. If you have an offer, your credit card limit will be displayed on the screen.
4. Click on ‘GET IT NOW’ and enter your basic details such as your, PAN, date of birth, father’s name, occupation type, company name, marital status, and address details.
5. Now click on ‘PROCEED’ to submit your application.
6. After your submission, our representative will call you to complete the KYC.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

The credit card application is processed immediately after you fill out the online application on the Bajaj Finserv website.

When you withdraw cash using the Bajaj Finserv DBS Bank Credit Card, you are charged 2.50% of the cash amount (minimum Rs. 500).

You need to meet the following criteria to apply for the Bajaj Finserv DBS Bank Credit Card in India:

• Nationality: Indian
• Age: 21 to 70 years
• Credit score: 720 or higher
• Income: You must have a regular source of income

You need a PAN card and an Aadhaar card to apply for the Bajaj Finserv DBS Bank Credit Card.

The Bajaj DBS credit card can be a good option for individuals who are looking for convenient financial tools with attractive features. This card offers various benefits such as cashback, rewards, and exclusive privileges. However, whether it is good for you depends on your specific financial needs and spending habits. It is essential to compare it with other credit cards and consider its fees and interest rates to make an informed decision.

To convert your DBS credit card transactions into EMI, you can typically contact the bank's customer service or visit their website or mobile app. The process may vary, but you will need to select the specific transactions you want to convert, choose the EMI tenure, and pay any processing fees or interest charges as per the terms and conditions of your credit card agreement.

Yes, DBS Bank is approved by the Reserve Bank of India (RBI). It is a licensed bank operating in India and is subject to the regulations and oversight of the RBI, ensuring that it complies with the country's banking laws and regulations.

Yes, you can withdraw cash from your DBS credit card, but it is important to note that cash withdrawals typically come with certain fees and higher interest rates compared to regular credit card transactions. You can use your credit card at ATMs to withdraw cash, but it is advisable to do this only in emergencies due to the associated costs. Additionally, there may be a daily withdrawal limit on your card, so be aware of these terms.

The credit card limit on a Bajaj Finserv DBS Bank credit card varies depending on factors such as the individual's creditworthiness, income, and existing credit obligations.

DBS Bank stands for ‘Development Bank of Singapore’. It is a multinational banking and financial services corporation headquartered in Singapore, with a significant presence in India. It offers various banking products and services, including credit cards, loans, and investment opportunities.