What is a business credit card?

2 min read

Through cashback, offers and EMI schemes, businesses stand to save every time they swipe their SuperCard.

If your business requires you or other employees to travel often, flight tickets and hotel bookings can also be covered under your business credit card. If the business defaults on their credit card bills, it is the business owner that is usually held responsible for the repayment of dues.

Expenses like flight and hotel bookings can also be managed with a business credit card. Such expenses can be split into EMIs and managed with ease.

Credit card name

Joining fees

Annual fees

 

Platinum Choice SuperCard

Rs. 499 + GST

Rs. 499 + GST

Apply Now

Platinum Choice First Year Free SuperCard

Nil

Rs. 499 + GST

Apply Now

Platinum Plus SuperCard

Rs. 999 + GST

Rs. 999 + GST

Apply Now

World Prime SuperCard

Rs. 2999 + GST

Rs. 2999 + GST

Apply Now

World Plus SuperCard

Rs. 4999 + GST

Rs. 4999 + GST

Apply Now

Travel Easy SuperCard

Rs. 999 + GST

Rs. 999 + GST

Apply Now

Value Plus SuperCard

Rs. 499 + GST

Rs. 499 + GST

Apply Now

Platinum ShopDaily SuperCard

Rs. 499 + GST

Rs. 499 + GST

Apply Now


Many business owners and entrepreneurs choose to use business credit cards in India to make small or big purchases for their businesses.

The Bajaj Finserv RBL Bank SuperCard offers the best medium or small business credit cards. The SuperCard provides the power of 4 cards in 1 card. Hence, as a business owner, you get a loan card, an EMI Card, a cash card and a loan card, all wrapped into a single SuperCard that gives you other benefits like – reward points, 1+1 movie tickets, cashback offers, fuel surcharge waivers and lot more.

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Frequently asked questions

Who is eligible for a business card?

The business cards from RBL Bank, in collaboration with Bajaj Finserv, have an easy to meet eligibility criteria. You may be eligible if:

  • You have a regular source of income
  • You are between 25 to 65 years of age
  • You have a CIBIL Score of 750 or above and have no past records of default
  • You have a residential address that falls within the SuperCard live locations in the country
  • You are an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder
Can I get a credit card in my business name?

Yes, you can get a credit card in your business name. You can own a business card if you meet the eligibility criteria. Bajaj Finserv RBL Bank SuperCard offers the best credit card variants for medium and small businesses.

Is it illegal to use a personal credit card for business?

No, it is not illegal to use a personal credit card for business purposes. However, it is recommended that you apply and use a business credit card for your business. Your business credit card will streamline your expenses, help you build business credit and gain access to exclusive benefits.

Can you buy a car with a business credit card?

Yes, you can buy a car with a business credit card if required for your business.

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