₹40,000 - ₹50 Lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Instant personal loan in Kottayam
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Whether you are planning a wedding, managing medical expenses, upgrading your home, or funding your child’s education, a Bajaj Finserv Personal Loan in Kottayam can give you quick and convenient access to funds. You can borrow up to Rs. 55 lakh, get 100% online approval, and receive the money in just 24 hours*—without any collateral or branch visit.
Check your pre-approved loan offer in Kottayam with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
*Terms and conditions apply
Features of personal loan in Kottayam
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Kottayam with just your phone number and OTP – no need to visit the branch.
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Disbursal in a few hours*
Get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.
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Minimal documents needed
Submit just a few basic documents to get the funds you need.
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Flexible repayment tenure
You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.
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No collateral required
Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.
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Online loan management
Use our customer portal, My Account, and manage your loan account online.
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Quick online approval
Apply online to receive quick approval on your personal loan in Kottayam within a few minutes.
Known for its rich literary tradition, scenic beauty, and high literacy rate, Kottayam is home to professionals, entrepreneurs, and students alike. With rapidly developing infrastructure and access to world-class healthcare and education, financial requirements in Kottayam are evolving. A personal loan in Kottayam allows you to meet these needs with flexibility and speed—no paperwork, no waiting.
*Terms and conditions apply
Eligibility criteria for personal loan in Kottayam
You can easily get the funds you need in Kottayam with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Kottayam
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.