How long does it take to get a personal loan?

With a Bajaj Finserv Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan. *Terms and conditions apply.

What is the maximum loan amount I can get with a personal loan?

With a Bajaj Finserv Personal Loan, you can get funds up to Rs. 55 lakh. Check your eligibility in just 2 steps and plan your expenses comfortably.

Apply for Personal Loan in Bardhaman Starting from @ 10% p.a.*

Overview
Features
Eligibility
How to Apply

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Bardhaman

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

A Bajaj Finserv Personal Loan in Bardhaman offers a smart solution to meet urgent or planned expenses. With zero collateral, high loan amounts, and fast disbursal, you can handle your financial needs without stress.

✅ Check your pre-approved loan offer in Bardhaman with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Bardhaman, a historic city in West Bengal, is known for its educational institutions, agriculture, and vibrant local economy. With growing infrastructure and lifestyle needs, many residents look for reliable financing options. A personal loan in Bardhaman offers the flexibility and speed needed to meet diverse expenses with ease.

*Terms and conditions apply.

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Features and benefits of personal loans in Bardhaman

Easy loan approval

Apply for personal loan from Bajaj Finance and receive instant approval.
Funds up to Rs. 55 lakh

Get a considerable loan amount and utilise it to meet requirements such as medical emergencies, travel expenses, wedding costs, and others.
Hassle-free documentation

Avail the loan against minimum documentation after meeting the basic personal loan eligibility criteria.
Unsecured loan

You will not need to pledge any asset as collateral to avail of the loan. Get high-value financing based on eligibility criteria.
No hidden charges

We maintain 100% transparency and do not levy any hidden charges on the personal loan. Go through the terms and conditions to know more.
Online loan management

Visit our customer portal and manage your loan repayments and other crucial resources online.
Receive funds in 24 hours*

Enjoy fast loan approval and get the money in your account in 24 hours*.
Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bardhaman with just your phone number and OTP – no need to visit the branch.
Repayments over 108 months

With personal loan repayment tenures of up to 108 months, you can repay your loan conveniently.

Bardhaman is one of the most unexplored tourist hubs of West Bengal. The history of this city dates back to the Mesolithic era in 5000 BC. It is the fifth-largest city in West Bengal and has emerged as a significant educational centre over the last few years. A few notable tourist spots around Bardhaman include the Curzon Gate, Sarbamangala Temple, Bardhaman Rajbari, and Nawab Bari.

To cover the increasing cost of living in the city, residents can get a personal loan from Bajaj Finance. Available with instant approval, the personal loan can be used to meet a variety of financial needs.

Our Personal Loan branches in Bardhaman

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*Conditions apply

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Eligibility criteria and documents for personal loan in Bardhaman

You can easily get the funds you need in Bardhaman with the below criteria:

Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Bardhaman

Step-by-step guide to apply for a personal loan
1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Type of fee	Applicable charges
Rate of interest per annum	10% to 30% p.a.
Processing fees	Up to 3.93% of the loan amount (inclusive of applicable taxes).
Flexi Facility Charge	Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) Will be deducted upfront from loan amount.
Bounce charges	Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.
Part-prepayment charges	Full Pre-payment: Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment. Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment. Part Pre-payment Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment. Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.
Penal charge	Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Term Loan: Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure
Credit guarantee scheme fee	Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal fee	Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. Renewal Fee to be collected only for 3 subsequent financial years. *If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000

Personal Loan in Bardhaman