Personal Loan in Balaghat

If you are in Balaghat and need funds for urgent or planned expenses like a wedding, education, home renovation, medical treatment, or business growth, a Bajaj Finserv Personal Loan can be the ideal solution. You can get quick, collateral-free funding with minimal documentation.

✅ Check your pre-approved loan offer in Balaghat with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Money within 24 hours*

Address your financial urgencies effortlessly as the loan amount reaches your account in a day.

Collateral-free loan

Avail of a personal loan with no collateral or guarantor. Only meet simple personal loan eligibility criteria.

Loan up to Rs. 55 lakh

Finance up to Rs. 55 lakh can cover multiple requirements without any end-use restriction.

Repay over flexible tenures

Assess instalments using the EMI Calculator available online. Choose a suitable schedule from tenures up to 96 months.

Immediate approval

Apply with our online application form to enjoy hassle-free and immediate approval.

Basic documentation

Besides easy-to-meet eligibility criteria, a few essential documents are needed for the loan application.

Account management online

Track the details of your personal loan in Balaghat anytime via our customer portal - My Account.

Zero hidden costs

Pay only what you see with no underlying charges imposed.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Balaghat with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.