Rs. 40,000 - Rs. 15,50,000
You may be eligible for a pre-approved offer in Ahmedabad
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Ahmedabad, a bustling city known for its vibrant culture and economic opportunities, often sees residents requiring quick financial solutions to meet their immediate needs. Whether it is funding a medical emergency, planning a wedding, or managing unexpected expenses, a short-term personal loan can be the ideal solution. Bajaj Finserv, a trusted name in financial services, offers personal loans tailored to meet the unique needs of Ahmedabad’s residents.
With features like instant approvals, online application processes, and funds disbursed within 24 hours*, Bajaj Finserv Personal Loan ensures convenience and reliability.
You can check your pre-approved offer using your phone number and OTP, apply online, and get funds without visiting a branch.
Features of short-term personal loans in Ahmedabad
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Funds in 30 minutes*
Get the money in your account quickly to manage your large or small expenses.
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No documents needed*
Select customers can get their Insta Personal Loan without needing to submit any documents such as their salary slips or bank statements.
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Offer in 2 clicks
You can check if you have a pre-approved offer for a personal loan in Ahmedabad with just your phone number and OTP – no need to visit the branch.
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Quick application
With pre-approved offers and a digital process, you can complete the loan application in no time.
Our Personal Loan branches in Ahmedabad
| Personal loan in Bavla | Personal loan in Kalikund |
| Personal loan in Station Road, Bavla | Personal loan in Kalikund Circle |
| Personal loan in Nikol | Personal loan in Panchvati Paanch Rasta |
Check the interest rates and charges for Insta Personal Loan. Carefully review them to understand the total cost of borrowing and all associated charges.
*Terms and conditions apply
Eligibility criteria and documents for Insta Personal Loan in Ahmedabad
Anyone can opt for our instant loan online. Your Insta Personal Loan eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.
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If you are an existing customer
- Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
- Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.
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If you are a new customer
Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your pre-approved offer for Insta Personal Loan using just mobile number and OTP – 100% online process.
How to apply for Insta Personal Loan in Ahmedabad
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Step-by-step guide to apply for the Insta Personal Loan
- Click on ‘CHECK OFFER’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
- Select a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
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Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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