Features of the Bajaj Finserv Binge SuperCard

  • Rewards on online spends*

    Rewards on online spends*

    12x reward points on online spends and spends made using the Bajaj Finserv App

  • Offer on movie tickets

    Offer on movie tickets

    1+1 movie tickets on BookMyShow* with the Binge SuperCard

  • Airport lounge access

    Airport lounge access

    2 complimentary domestic airport lounge access in a year

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 1,00,000 in a year to get the next year's annual fee waived off

  • Emergency advance

    Emergency advance

    Convert your available cash limit into a personal loan for up to 3 months at a nominal interest rate of 1.16% with 0 processing fee

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Monthly waiver of Rs. 100 on fuel surcharge expenses

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    Withdraw cash from ATMs across India without paying interest for up to 50 days

  • 5% cashback

    5% cashback

    5% cashback on down payments made at any Bajaj Finserv partner store

  • EMI conversion

    EMI conversion

    Convert your purchases of Rs. 2,500 and above into easy EMIs

The Bajaj Finserv RBL Bank Binge SuperCard is one of a kind credit card that lets you avail of features such as 12X rewards on online spends, movie ticket offers and complimentary airport lounge access.

Additionally, you also get exclusive SuperCard benefits like 5% cashback on down payment at any Bajaj Finserv partner store, fuel surcharge waiver, emergency cash advance and interest-free cash withdrawal.

Benefits Value earned (Rs.)
Spend based waiver: Spend Rs. 1,00,000 in a year and get an annual card fee waiver 999
12 reward points per Rs. 100 (maximum 800 reward points per month) on all online spends  2,400
2 complimentary domestic airport lounge access in a year 2,000
1 reward point* for every Rs. 100 spent (assuming spends of Rs. 1,20,000); total reward points earned: 1,200 300
BookMyShow offer: 1+1 on mobie ticket once a month (up to Rs. 200 per month) 2,400
Fuel surcharge waiver of up to Rs. 100 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) 1,200
Total benefits per annum 9,299

*Except for online purchases made on education, insurance, utilities (including Bill2Pay), and rent payments.

*Rewards on online spends are available except on education, insurance, utilities and rent payments

*Offer on movie tickets is applicable on any day of the month for up to Rs. 200

Read More Read Less

Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    720 or higher

What are the eligibility criteria for the Bajaj Finserv RBL Bank Binge SuperCard?

Bajaj Finserv has easy-to-meet eligibility criteria. To apply for a credit card, you must fulfil the following:

  • You must be between 21 to 70 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL Score of 720 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country

What documents are required to apply for the Bajaj Finserv RBL Bank Binge SuperCard?

To apply for a Bajaj Finserv RBL Bank Binge SuperCard, 3 primary documents are required – a photograph, identity proof and address proof. Additional documents may be needed during the application process.

Read More Read Less

How to apply for the Bajaj Finserv RBL Bank Binge SuperCard?

Applying for the Bajaj Finserv RBL Bank Binge SuperCard is quick and easy. To apply for the first year free card with no joining fee, follow these steps:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you have received and check if you have a credit card offer
  3. 3 If you have an offer, enter your personal details
  4. 4 Get a call from our representative

Fees and charges

Types of fees

Charges applicable

Joining fee

NIL

Annual fee

Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000)

Add-on card fees

NIL

Foreign currency transaction**

3.50% + GST

Cash payment at branches

Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Fuel surcharge will depend on the merchant
end & it may vary from 1% to 2.5%

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019.
T&C apply

Cash advance transaction fee

2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue penalty/ late payment

15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500)
Effective from 1st July 2022, revised late payment charges are applicable*

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Card replacement (Lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Cheque return/ dishonour fee auto debit reversal-bank account out of funds

Rs. 500 + GST

Merchant EMI processing fee

Rs. 199 + GST

Fee on Rental Transactions 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023)


All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.

Late Payment Charges

Outstanding amount (Rs.)

Late payment fee (Rs.)

Up to Rs. 100

NIL

Above Rs. 100

12.5% of total due amount (Max Rs. 1,300/-)


*Terms and conditions apply

Frequently asked questions

What is the annual fee on this card?

The annual fee for this card is Rs. 999 + GST. This annual fee is waived off on annual spends of Rs. 1,00,000.

How can I earn reward points?

You can earn reward points through purchases made using the Bajaj Finserv RBL Bank Binge SuperCard. You can redeem the reward points on the Bajaj Finserv app.

Where can I redeem my reward points?

You can redeem your reward points on categories like travel, shopping, voucher, mobile recharge, etc.

How will I receive the fuel surcharge waiver?

To be eligible for the fuel surcharge waiver, purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. The maximum waiver in a month is Rs. 100 and is paid back to you in the next month.

How can I avail the emergency advance facility?

You can convert your cash limit into a loan by calling our 24x7 helpline at 022 711 90900. The amount is to be paid back in 3 instalments and this facility can be availed once per year.

Read More Read Less