Features of the Bajaj Finserv Binge SuperCard

  • Milestone bonuses*

    Milestone bonuses*

    10,000 reward points on spends above Rs. 2,00,000

  • Rewards on online spends*

    Rewards on online spends*

    12x reward points on online spends and spends made using the Bajaj Finserv Wallet app

  • Offer on movie tickets

    Offer on movie tickets

    1+1 movie tickets on BookMyShow* with the Binge SuperCard

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 1,00,000 in a year to get the next year's annual fee waived off

  • Emergency advance

    Emergency advance

    Convert your available cash limit into a personal loan for up to 3 months at a nominal interest rate of 1.16% with 0 processing fee

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Monthly waiver of Rs. 100 on fuel surcharge expenses

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    Withdraw cash from ATMs across India without paying interest for up to 50 days

  • 5% cashback

    5% cashback

    5% cashback on down payments made at any Bajaj Finserv partner store

  • EMI conversion

    EMI conversion

    Convert your purchases of Rs. 2,500 and above into easy EMIs

  • Airport lounge access

    Airport lounge access

    2 complimentary domestic airport lounge access in a year

The Bajaj Finserv RBL Bank Binge SuperCard is one of a kind credit card that lets you avail of features such as 12x rewards on online spends, milestone bonuses and movie ticket offers.

Additionally, you also get exclusive SuperCard benefits like 5% cashback on down payment at any Bajaj Finserv partner store, fuel surcharge waiver, emergency cash advance and interest-free cash withdrawal.

Benefits

Value (Rs.)

1+1 on BookMyShow (up to Rs. 200 per month) any day

2,400

Spend based waiver: Spend Rs. 1,00,000 in a year and get an annual card fee waiver

1,000

Milestone: Get 10,000 reward points on crossing Rs. 2,00,000 spends in a year (exclude points on rental spends)

2,500

12 reward points per Rs. 100 (maximum 800 reward points per month) on all online spends and spends made via the Bajaj Finserv Wallet app

2,400

2 complimentary domestic airport lounge access annually

2,000

Fuel surcharge waiver up to Rs. 100 per month

1,200

Total benefits per annum

11,500

*Rewards on online spends are available except on education, insurance, utilities and rent payments

*Milestone bonuses are applicable except of spends on rent

*Offer on movie tickets is applicable on any day of the month for up to Rs. 200

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for the Bajaj Finserv RBL Bank Binge SuperCard?

Bajaj Finserv has easy-to-meet eligibility criteria. To apply for a credit card, you must fulfil the following:

  • You must be between 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher with no past records of default
  • A residential address which must fall within the SuperCard live locations in the country

What documents are required to apply for the Bajaj Finserv RBL Bank Binge SuperCard?

To apply for a Bajaj Finserv RBL Bank Binge SuperCard, 3 primary documents are required – a photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for the Bajaj Finserv RBL Bank Binge SuperCard?

Applying for the Bajaj Finserv RBL Bank Binge SuperCard is quick and easy. To apply for the first year free card with no joining fee, follow these steps:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you have received and check if you have a credit card offer
  3. 3 If you have an offer, enter your personal details
  4. 4 If you do not have an offer now, we will notify you once your offer is ready
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

Types of fees

Charges applicable

Joining fee

NIL

Annual fee

Rs. 999 + GST

Add-on card fees

NIL

Foreign currency transaction

3.5 % + GST *

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branches

Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges + payment gateway transaction charge (up to 1.8% + GST of ticket amount + IRCTC service charge)**

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel

1% + GST surcharge on the fuel transaction value or Rs. 10 + GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCard w.e.f. Jul 01, 2019. T&C apply

Cash advance transaction fees

2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ late payment fees

15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500)

Effective from 1st July'2022 a revised late payment charges structure will be applicable*.

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchase and cash)

APR up to 3.99% + GST per month (up to 47.88% + GST per annum)

Call-a-draft fee

2.5% + GST (minimum Rs. 300 + GST) of the draft amount

Card replacement
(lost/stolen/reissue/any other replacement)

NIL

Duplicate statement fee

NIL

Charge slip retrieval/ copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ dishonour fee auto-debit reversal/ bank account out of funds

Rs. 500 + GST


All the above charges are subject to change under various marketing programs. The cardholder will be informed about these changes.

*Late payment charges

Outstanding amount (Rs.)

Late payment fee (Rs.)

Less than 100

0

100 - 499

100

500 - 4,999

500

5,000 - 9,999

750

10,000 - 24,999

900

25,000 - 49,999

1,000

50,000 and above

1,300


*Transactions at merchant establishments registered overseas, even if the merchant is in India, attract a cross-border charge.
** Refer to the IRCTC website for details

*Terms and conditions apply

Frequently asked questions

What is the annual fee on this card?

The annual fee for this card is Rs. 999 + GST. This annual fee is waived off on annual spends of Rs. 1,00,000.

How can I earn reward points?

You can earn reward points through purchases made using the Bajaj Finserv RBL Bank Binge SuperCard. You can redeem the reward points on the Bajaj Finserv app.

Where can I redeem my reward points?

You can redeem your reward points on categories like travel, shopping, voucher, mobile recharge, etc.

How will I receive the fuel surcharge waiver?

To be eligible for the fuel surcharge waiver, purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. The maximum waiver in a month is Rs. 100 and is paid back to you in the next month.

What are annual milestone rewards?

Annual milestone rewards are the benefits that you receive when you spend a certain amount using your card. You can earn 10,000 reward points when your annual spends cross Rs. 2,00,000.

How can I avail the emergency advance facility?

You can convert your cash limit into a loan by calling our 24x7 helpline at 022 711 90900. The amount is to be paid back in 3 instalments and this facility can be availed once per year.

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