Features of the Bajaj Finserv Binge SuperCard
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Rewards on online spends*
12x reward points on online spends and spends made using the Bajaj Finserv App
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Offer on movie tickets
1+1 movie tickets on BookMyShow* with the Binge SuperCard
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Annual fee waiver
Spend Rs. 1,00,000 in a year to get the next year's annual fee waived off
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Emergency advance
Convert your available cash limit into a personal loan for up to 3 months at a nominal interest rate of 1.16% with 0 processing fee
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Fuel surcharge waiver
Monthly waiver of Rs. 100 on fuel surcharge expenses
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Interest-free cash withdrawal
Withdraw cash from ATMs across India without paying interest for up to 50 days
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5% cashback
5% cashback on down payments made at any Bajaj Finserv partner store
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EMI conversion
Convert your purchases of Rs. 2,500 and above into easy EMIs
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Airport lounge access
2 complimentary domestic airport lounge access in a year
The Bajaj Finserv RBL Bank Binge SuperCard is one of a kind credit card that lets you avail of features such as 12x rewards on online spends, milestone bonuses and movie ticket offers.
Additionally, you also get exclusive SuperCard benefits like 5% cashback on down payment at any Bajaj Finserv partner store, fuel surcharge waiver, emergency cash advance and interest-free cash withdrawal.
Benefits |
Value (Rs.) |
1+1 on BookMyShow (up to Rs. 200 per month) any day |
2,400 |
Spend based waiver: Spend Rs. 1,00,000 in a year and get an annual card fee waiver |
1,000 |
Milestone: Get 10,000 reward points on crossing Rs. 2,00,000 spends in a year (exclude points on rental spends) |
2,500 |
12 reward points per Rs. 100 (maximum 800 reward points per month) on all online spends and spends made via the Bajaj Finserv App |
2,400 |
2 complimentary domestic airport lounge access annually |
2,000 |
Fuel surcharge waiver up to Rs. 100 per month |
1,200 |
Total benefits per annum |
11,500 |
*Rewards on online spends are available except on education, insurance, utilities and rent payments
*Offer on movie tickets is applicable on any day of the month for up to Rs. 200
Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
What are the eligibility criteria for the Bajaj Finserv RBL Bank Binge SuperCard?
Bajaj Finserv has easy-to-meet eligibility criteria. To apply for a credit card, you must fulfil the following:
- You must be between 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher with no past records of default
- A residential address which must fall within the SuperCard live locations in the country
What documents are required to apply for the Bajaj Finserv RBL Bank Binge SuperCard?
To apply for a Bajaj Finserv RBL Bank Binge SuperCard, 3 primary documents are required – a photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for the Bajaj Finserv RBL Bank Binge SuperCard?
Applying for the Bajaj Finserv RBL Bank Binge SuperCard is quick and easy. To apply for the first year free card with no joining fee, follow these steps:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you have received and check if you have a credit card offer
- 3 If you have an offer, enter your personal details
- 4 If you do not have an offer now, we will notify you once your offer is ready
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
Types of fees |
Charges applicable |
Joining fee |
NIL |
Annual fee |
Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000) |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.50% + GST |
Cash payment at branches |
Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ |
1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant end & it may vary from 1% to 2.5% |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019. |
Cash advance transaction fee |
2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue penalty/ late payment |
15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds |
Rs. 500 + GST |
Merchant EMI processing fee |
Rs. 199 + GST |
| Fee on Rental Transactions | 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023) |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.
Late Payment Charges
Outstanding amount (Rs.) |
Late payment fee (Rs.) |
Up to Rs. 100 |
NIL |
Above Rs. 100 |
12.5% of total due amount (Max Rs. 1300/-) |
Frequently asked questions
The annual fee for this card is Rs. 999 + GST. This annual fee is waived off on annual spends of Rs. 1,00,000.
You can earn reward points through purchases made using the Bajaj Finserv RBL Bank Binge SuperCard. You can redeem the reward points on the Bajaj Finserv app.
You can redeem your reward points on categories like travel, shopping, voucher, mobile recharge, etc.
To be eligible for the fuel surcharge waiver, purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. The maximum waiver in a month is Rs. 100 and is paid back to you in the next month.
Annual milestone rewards are the benefits that you receive when you spend a certain amount using your card. You can earn 10,000 reward points when your annual spends cross Rs. 2,00,000.
You can convert your cash limit into a loan by calling our 24x7 helpline at 022 711 90900. The amount is to be paid back in 3 instalments and this facility can be availed once per year.
