Features of the Bajaj Finserv Binge SuperCard
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Welcome rewards
4,000 reward points on spends worth Rs. 2,000 within 30 days of card issuance
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Rewards on online spends*
12x reward points on online spends and spends made using the Bajaj Finserv App
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Offer on movie tickets
1+1 movie tickets on BookMyShow* with the Binge SuperCard
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Airport lounge access
2 complimentary domestic airport lounge access in a year
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Annual fee waiver
Spend Rs. 1,00,000 in a year to get the next year's annual fee waived off
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Emergency advance
Convert your available cash limit into a personal loan for up to 3 months at a nominal interest rate of 1.16% with 0 processing fee
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Contactless payment
Hassle-free payments using the tap and pay facility
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Fuel surcharge waiver
Monthly waiver of Rs. 100 on fuel surcharge expenses
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Interest-free cash withdrawal
Withdraw cash from ATMs across India without paying interest for up to 50 days
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5% cashback
5% cashback on down payments made at any Bajaj Finserv partner store
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EMI conversion
Convert your purchases of Rs. 2,500 and above into easy EMIs
The Bajaj Finserv RBL Bank Binge SuperCard is one of a kind credit card that lets you avail of features such as 12X rewards on online spends, complimentary airport lounge access and movie ticket offers.
Additionally, you also get exclusive SuperCard benefits like 5% cashback on down payment at any Bajaj Finserv partner store, fuel surcharge waiver, emergency cash advance and interest-free cash withdrawal.
| Benefits | Value earned (Rs.) |
| Welcome gift: Get 4,000 reward points on spending Rs. 2,000 within 30 days of card issuance | 1,000 |
| Spend based waiver: Spend Rs. 1,00,000 in a year and get an annual card fee waiver | 999 |
| 12 reward points per Rs. 100 (maximum 800 reward points per month) on all online spends | 2,400 |
| 2 complimentary domestic airport lounge access in a year | 2,000 |
| 1 reward point* for every Rs. 100 spent (assuming spends of Rs. 1,20,000); total reward points earned: 1,200 | 300 |
| BookMyShow offer: 1+1 on mobie ticket once a month (up to Rs. 200 per month) | 2,400 |
| Fuel surcharge waiver of up to Rs. 100 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) | 1,200 |
| Total benefits per annum | 10,299 |
*Except for online purchases made on education, insurance, utilities (including Bill2Pay), and rent payments.
*Rewards on online spends are available except on education, insurance, utilities and rent payments
*Offer on movie tickets is applicable on any day of the month for up to Rs. 200
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Employment
Must have a regular source of income
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Credit score
720 or higher
What are the eligibility criteria for getting the Bajaj Finserv RBL Bank Binge SuperCard?
Bajaj Finserv has easy-to-meet eligibility criteria. To apply for a credit card, you must fulfil the following:
- Age should be between 21 to 70 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL Score of 720 or higher and no past records of default
- A residential address must fall within the SuperCard service location
What documents are required to apply for the Bajaj Finserv RBL Bank Binge SuperCard?
To apply for a Bajaj Finserv RBL Bank Binge SuperCard, 3 primary documents are required – a photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for the Bajaj Finserv RBL Bank Binge SuperCard?
Applying for the Bajaj Finserv RBL Bank Binge SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you have received and check if you have a credit card offer
- 3 If you have an offer, enter your personal details
- 4 Get a call from our representative
Fees and charges
Types of fees |
Charges applicable |
Joining fee |
NIL |
Annual fee |
Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000) |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.50% + GST |
Cash payment at branches |
Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway ticketss |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ |
1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019. |
Cash advance transaction fee |
2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue penalty/ late payment |
15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable* |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Cheque return/ dishonour fee auto debit reversal-bank account out of funds |
Rs. 500 + GST |
Merchant EMI processing fee |
Rs. 199 + GST |
| Fee on Rental Transactions | 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023) |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.
Late Payment Charges
Outstanding amount (Rs.) |
Late payment fee (Rs.) |
Up to Rs. 100 |
NIL |
Above Rs. 100 |
12.5% of total due amount (Max Rs. 1,300/-) |
Frequently asked questions
You have to pay the joining fees and spend Rs. 2,000 within 30 days of card issuance to get the welcome gift of 4,000 reward points.
The annual fee for this card is Rs. 999 + GST. This annual fee is waived off on annual spends of Rs. 1,00,000.
You can earn reward points through purchases made using the Bajaj Finserv RBL Bank Binge SuperCard. You can redeem the reward points on the Bajaj Finserv app.
You can redeem your reward points on categories like travel, shopping, voucher, mobile recharge, etc.
To be eligible for the fuel surcharge waiver, purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. The maximum waiver in a month is Rs. 100 and is paid back to you in the next month.
You can convert your cash limit into a loan by calling our 24x7 helpline at 022 711 90900. The amount is to be paid back in 3 instalments and this facility can be availed once per year.
