Features of the Platinum Plus First-Year-Free SuperCard

  • No joining fee
    No joining fee

    No annual fee of Rs. 999 for the first year

  • Free airport lounge
    Free airport lounge

    Get up to 2 complementary airport lounge access in a year

  • Rewards for regular spends
    Rewards for regular spends

    Get 1 reward point on every Rs. 100 spent on regular purchases

  • Additional rewards for online spends
    Additional rewards for online spends

    Get 2X reward points on all online spends* except for online purchases made on education, insurance, utilities (including Bills2Pay), rent payments and Wallet Load

  • Milestone rewards
    Milestone rewards

    10,000 reward points as bonus on annual spends worth Rs. 1,50,000

  • Huge annual savings
    Huge annual savings

    Up to Rs. 11,000+ annual savings when you shop with this SuperCard

  • Free movie tickets
    Free movie tickets

    1+1 movie tickets on any one day (Mon-Fri) of the month

  • Fuel surcharge waiver
    Fuel surcharge waiver

    Get fuel surcharge waiver of up to Rs. 100 per month

  • Emergency advance
    Emergency advance

    Get a personal loan on your available cash limit at a nominal interest rate

  • Spend fee waiver
    Spend fee waiver

    Spend Rs. 50,000 in a year and get next year’s annual fee waived-off

  • Contactless payments
    Contactless payments

    Tap your card to make quick and hassle-free transactions on payments up to Rs. 5,000

  • Interest-free cash withdrawal
    Interest-free cash withdrawal

    No interest on cash withdrawals for up to 50 days

  • Hassle-free EMI conversion
    Hassle-free EMI conversion

    Convert your expenses into affordable EMIs effortlessly

The Bajaj Finserv RBL Bank Platinum Plus FYF SuperCard offers the advantage of zero joining fees and gets you privileges like exclusive access to airport lounges, complimentary movie tickets, fuel surcharge waivers, cashbacks on down payments and more.

Get 2x reward points on every online purchase and regular points on offline purchases done with this credit card. You also earn bonus points on making annual spends worth more than Rs. 1,50,000 with your credit card. Make the most of industry-first features like zero-interest ATM cash withdrawals and emergency personal loans, along with the easy EMI conversion facility, while using the Platinum Plus FYF SuperCard.

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Eligibility criteria

  • Nationality
    Nationality

    Indian

  • Age
    Age

    25 to 65 years

  • Employment
    Employment

    Must have a regular source of income

  • Credit score
    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Annual fee

Rs. 999 + GST
Fee waiver on annual spends of up to Rs. 50,000

Add-on card fees

NIL

Foreign currency transaction**

3.5%+GST

Cash payment at branches

Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8%+GST of (ticket amount +IRCTC service charge). Refer to IRCTC website for details

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel

1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher

Reward redemption fees

Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% +GST per month or 47.88%+GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ late payment

15% of total amount due (min. Rs. 50, max. Rs. 1,500)

Over-limit penalty

Rs. 600+GST

Finance charges (retail purchases and cash)

APR up to 3.99%+GST per month (up to 47.88%+GST per annum)

Call-a-draft fee

2.5%+GST (min. Rs. 300+GST) of the draft amount

Card replacement (lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Charge slip retrieval/ Copy fee

Rs. 100+GST

Outstation cheque fee

Rs. 100+GST

Cheque return/ Dishonour fee auto debit reversal-bank account out of funds

Rs. 500+GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas even if the merchant is in India, attract a cross-border charge.

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Frequently asked questions

What is the annual fee on the Platinum Plus First-Year-Free SuperCard?

The annual fee on this SuperCard is Rs. 999 plus GST. When you spend Rs. 50,000 or more in a year, next year’s fee is waived-off.

Is there a joining fee on the Platinum Plus First-Year-Free SuperCard?

There is no joining fee and welcome reward points for this variant of the SuperCard.

How do I earn reward points?

You earn reward points on every transaction you make with your SuperCard. Reward points are credited to your account at the end of the month and can be redeemed at RBL website.

What are the categories available on the SuperCard on which I can redeem my reward points?

You can redeem your reward points on the RBL website through various categories like travel, stays, flights, shopping, vouchers, mobile recharge, etc.

How will I receive a fuel surcharge waiver?

Fuel surcharge waiver is given back to you in the next month, after the transaction. To be eligible for this, your fuel transactions must be worth between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 100.

What are annual milestone rewards points?

Annual milestone reward points are the benefits that you get when you achieve a spending milestone. With the Platinum Plus FSF SuperCard, you can earn 10,000 reward points in a year when your annual spend crosses Rs. 1,50,000.

How can I convert my cash limit to a loan?

You can convert your available cash limit into a loan by dialling customer care on 022-62327777. The amount is to be paid back in 3 instalments and this facility can be availed once a year.

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