Features of the Platinum Plus First-Year-Free SuperCard
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No joining fee
No annual fee of Rs. 999 for the first year
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Free airport lounge
Get up to 2 complementary airport lounge access in a year
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Rewards for regular spends
Get 1 reward point on every Rs. 100 spent on regular purchases
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Additional rewards for online spends
Get 2X reward points on all online spends* except for online purchases made on education, insurance, utilities (including Bills2Pay), rent payments and Wallet Load
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Milestone rewards
10,000 reward points as bonus on annual spends worth Rs. 1,50,000
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Huge annual savings
Up to Rs. 11,000+ annual savings when you shop with this SuperCard
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Free movie tickets
1+1 movie tickets on any one day (Mon-Fri) of the month
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Fuel surcharge waiver
Get fuel surcharge waiver of up to Rs. 100 per month
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Emergency advance
Get a personal loan on your available cash limit at a nominal interest rate
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Spend fee waiver
Spend Rs. 50,000 in a year and get next year’s annual fee waived-off
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Contactless payments
Tap your card to make quick and hassle-free transactions on payments up to Rs. 5,000
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Interest-free cash withdrawal
No interest on cash withdrawals for up to 50 days
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Hassle-free EMI conversion
Convert your expenses into affordable EMIs effortlessly
The Bajaj Finserv RBL Bank Platinum Plus FYF SuperCard offers the advantage of zero joining fees and gets you privileges like exclusive access to airport lounges, complimentary movie tickets, fuel surcharge waivers, cashbacks on down payments and more.
Get 2x reward points on every online purchase and regular points on offline purchases done with this credit card. You also earn bonus points on making annual spends worth more than Rs. 1,50,000 with your credit card. Make the most of industry-first features like zero-interest ATM cash withdrawals and emergency personal loans, along with the easy EMI conversion facility, while using the Platinum Plus FYF SuperCard.
Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder
What documents are needed to apply for a credit card?
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees |
Charges applicable |
Annual fee |
Rs. 999 + GST |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.5%+GST |
Cash payment at branches |
Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8%+GST of (ticket amount +IRCTC service charge). Refer to IRCTC website for details |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel |
1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher |
Reward redemption fees |
Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply |
Cash advance transaction fee |
2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20 |
Overdue interest on extended credit |
Up to 3.99% +GST per month or 47.88%+GST per annum |
Overdue interest on secured credit cards |
3.33% per month or 40% per annum |
Overdue penalty/ late payment |
15% of total amount due (min. Rs. 50, max. Rs. 1,500) |
Over-limit penalty |
Rs. 600+GST |
Finance charges (retail purchases and cash) |
APR up to 3.99%+GST per month (up to 47.88%+GST per annum) |
Call-a-draft fee |
2.5%+GST (min. Rs. 300+GST) of the draft amount |
Card replacement (lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Charge slip retrieval/ Copy fee |
Rs. 100+GST |
Outstation cheque fee |
Rs. 100+GST |
Cheque return/ Dishonour fee auto debit reversal-bank account out of funds |
Rs. 500+GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas even if the merchant is in India, attract a cross-border charge.
Frequently asked questions
The annual fee on this SuperCard is Rs. 999 plus GST. When you spend Rs. 50,000 or more in a year, next year’s fee is waived-off.
There is no joining fee and welcome reward points for this variant of the SuperCard.
You earn reward points on every transaction you make with your SuperCard. Reward points are credited to your account at the end of the month and can be redeemed at RBL website.
You can redeem your reward points on the RBL website through various categories like travel, stays, flights, shopping, vouchers, mobile recharge, etc.
Fuel surcharge waiver is given back to you in the next month, after the transaction. To be eligible for this, your fuel transactions must be worth between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 100.
Annual milestone reward points are the benefits that you get when you achieve a spending milestone. With the Platinum Plus FSF SuperCard, you can earn 10,000 reward points in a year when your annual spend crosses Rs. 1,50,000.
You can convert your available cash limit into a loan by dialling customer care on 022-62327777. The amount is to be paid back in 3 instalments and this facility can be availed once a year.
