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Platinum Plus SuperCard

Bajaj Finserv RBL Bank Platinum Plus First-Year-Free SuperCard

Platinum Plus First-Year-Free SuperCard: Features and benefits

The Bajaj Finserv RBL Bank Platinum Plus First-Year-Free (FYF) SuperCard offers the advantage of zero joining fees and gets you privileges like exclusive access to airport lounges, complimentary movie tickets, fuel surcharge waivers, cashbacks on down payments and more.

Get 2x reward points on every online purchase and regular points on offline purchases made done with this credit card. Additionally, earn bonus points on making annual spends worth more than Rs. 1,50,000 with your credit card. Make the most of industry-first features such as zero-interest ATM cash withdrawals and emergency personal loans, along with the easy EMI conversion facility, while using the Platinum Plus FYF SuperCard.  

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  • No joining fee

    No annual fee of Rs. 999 for the first year

  • Milestone rewards

    10,000 reward points as a bonus on annual spends worth Rs. 1,50,000

  • Free airport lounge

    Complimentary airport lounge access up to 2 times a year

  • Everyday rewards

    1 reward point on every Rs. 100 spent on regular purchases.

  • Reward points on online spends

    2x reward points on online purchases

  • Save big annually

    Up to Rs. 11,000+ annual savings when you shop with the SuperCard

  • Free movie tickets

    1+1 movie ticket on BookMyShow with the SuperCard

  • Fuel surcharge waiver

    Fuel surcharge waiver of up to Rs. 100 per month

  • Interest-free cash withdrawal

    No interest on cash withdrawals for up to 50 days.

  • Emergency advance

    A personal loan on your available cash limit at a nominal interest rate.

  • Hassle-free EMI conversion

    Convert your expenses into affordable EMIs effortlessly.

  • Annual fee waiver

    Spend Rs. 50,000 in a year and get next year’s annual fee waived-off

  • Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

Fee and charges on Platinum Plus First Year Free SuperCard

Types of fees Charges applicable
Annual fee Rs. 999 + GST
Fee waiver on annual spends of up to Rs. 50,000
Add-on card fees NIL
Foreign currency transaction** 3.5%+GST
Cash payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch
Surcharge on purchase/cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8%+GST of (ticket amount +IRCTC service charge). Refer to IRCTC website for details
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ 1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee 2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit Up to 3.99% +GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards 3.33% per month or 40% per annum
Overdue penalty/late payment 15% of total amount due (min. Rs. 50, max. Rs. 1,500)
Over-limit penalty Rs. 600+GST
Finance charges (retail purchases and cash) APR up to 3.99%+GST per month (up to 47.88%+GST per annum)
Call-a-draft fee 2.5%+GST (min. Rs. 300+GST) of the draft amount
Card replacement (lost/stolen/reissue/ any other replacement) Rs. 200+GST
Duplicate statement fee Rs. 100+GST
Charge slip retrieval/Copy fee Rs. 100+GST
Outstation cheque fee Rs. 100+GST
Cheque return/Dishonour fee auto debit reversal-bank account out of funds Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is in India, attract a cross-border charge

Contact us

For assistance, reach us on the RBL Bank Credit Card Customer Care Number: 022-7119 0900 (if you are using your mobile phone, prefix your city’s STD code to the number). You can also e-mail us at: supercardservice@rblbank.com

Platinum Plus SuperCard FYF: Frequently asked questions

Q. What is the annual fee on the Platinum Plus First-Year-Free SuperCard?
A. The annual fee on this SuperCard is Rs. 999 plus GST. When you spend Rs. 50,000 or more in a year, the following year’s fee is waived off.

Q. Is there a joining fee on the Platinum Plus First-Year-Free SuperCard?
A. There is no joining fee or welcome reward points for this variant of the SuperCard.

Q. How do I earn reward points?
A. You earn reward points on every transaction you make with your SuperCard. Reward points are credited
to your account at the end of the month and can be redeemed at www.rblrewards.com/SuperCard

Q. What are the categories available on www.rblrewards.com/SuperCard on which I can redeem my reward points?
A. You can redeem your reward points on www.rblrewards.com/SuperCard on various categories such as travel, stay, flights, shopping, vouchers, mobile recharge, etc.
 

Q. How will I receive a fuel surcharge waiver?
A. The fuel surcharge waiver is given back to you in the next month, after the transaction. To be eligible for this, you must make fuel transactions between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 100.

Q. What are annual milestone rewards points?
A. Annual milestone reward points are the benefits that you get when you achieve a spending milestone. With the Platinum Plus FSF SuperCard, you can earn 10,000 reward points in a year when your annual expenditure crosses Rs. 1,50,000.
With the Platinum Plus FSF SuperCard, you can earn 10,000 reward points in a year when your annual spend crosses Rs. 1,50,000.

Q. How can I convert my cash limit to a loan?
A. You can convert your available cash limit into a loan by calling customer care on 022-62327777. You must repay the amount in 3 instalments and can avail of this facility once a year.

*Conditions Apply

Q. What is the joining fee for this card?
A. The joining fee for Bajaj Finserv RBL Bank Platinum Plus (FYF) SuperCard is ₹999. however, the annual fee for 2nd year is ₹999 waived off on an annual spends ₹50,000.

Q. How can you earn welcome reward points?
A. You can earn 4,000 reward points as a welcome gift, if you spend ₹2,000 within 30 days of card issuance.

Q. What is SuperCard?
A. SuperCard is a cobrand credit card in association with RBL Bank Ltd. The card is known as SuperCard because of the super features available in it. This is one-of-its-kind card in the industry which not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, exclusive Bajaj Finserv partner store benefits discounts/cashbacks on various categories, rewards on every transaction and many other offerings.

Q. How is SuperCard different from any other credit card in the industry?
A. SuperCard not only comes with the regular features offered by credit cards but also offers features like:
– Low-cost advance on cash limit at 1 .16% per month with no processing fee
– Cash withdrawal at 0% interest up to 50 days
– Superior rewards program
– Best security features through ‘InHand’ security
– Instant approval/rejection on application form

Q. How can you use SuperCard reward points?
A. Reward points on your supercard can be earned in 3 ways- welcome rewards (only on paid card variants), spend based rewards and milestone rewards. You can redeem these reward points at www.rblrewards.com/SuperCard or use these at any Bajaj Finserv partner store across India for down payment of No cost EMI’s on a wide range of electronics, consumer durables etc.

Q. How can you use low cost emergency advance?
A. Low cost emergency advance can be used against cash limit provided within your credit limit. you can avail this short loan on 3 easy EMI’s with no processing fee and nominal interest of 1.16% p.m. you can apply for this through RBL MyCard app or SMS “CASH” to 5607011 or call 022 71190900.

Q. Is there any interest rate on cash withdrawal from SuperCard?
A. In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. Cash withdrawal from SuperCard can be done within the cash limit of the card limit and this is interest-free for upto 50 Days with nominal processing fee of 2.5%. However, its always preferred to repay on time to avoid interest charges.

Q. How can you activate your card?
A. You can now activate your card and not wait for a physical card to start shopping. Simply download Bajaj Finserv wallet app (Link) sign up using your details, on homepage click on SuperCard icon and enter required details shared during your card application. set a 6-Digit mPin and view your digital SuperCard. Go to settings option ,enable online transactions and start using it for online transactions.

Q. How can you convert shopping spends to Easy EMI’s?
A. You can convert shopping spends exceeding Rs. 2,500 to easy EMI through RBL MyCard App or simply write to supercardservice@rblbank.com. The EMI’s tenure is flexible as per your need with a nominal processing fee.

Q. How can you use SuperCard for contactless payment at stores ?
A. Tap this card to make fast & convenient payments at retail outlets. With contactless payments enabled, your Card never has to leave your hand. Make payments of up to Rs. 5000* at a time using the tap & pay feature.

Q. With increasing number of cybercrimes, how safe is my SuperCard from online fraud?
A. SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard App too. Your Bajaj finserv cobrand credit card is secure than ever which gives you the power to switch on/off your card in seconds. Unable or disable domestic, international, online or offline transactions.

Q. Do you need any help regarding your supercard?
A. If you have any other query, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.

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