Features of the Platinum Plus First-Year-Free SuperCard

  • No joining fee

    No joining fee

    The joining fee of Rs. 999 waived off

  • Airport lounge access

    Airport lounge access

    2 complimentary domestic airport lounge access in a year

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping

  • Rewards on online spends

    Rewards on online spends

    2x reward points on online spends except for purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load

  • Milestone bonuses

    Milestone bonuses

    Get 10,000 reward points on crossing spends of Rs. 1.5 lakh in a year

  • Annual savings

    Annual savings

    Savings of up to Rs. 12,000 annually

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie tickets on BookMyShow (Mon-Fri)

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Emergency advance

    Emergency advance

    Convert your available cash limit into a personal loan for 3 months at 1.16℅ ROI with 0 processing fee

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Contactless payments

    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5000

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawals for up to 50 days

The Bajaj Finserv RBL Bank Platinum Plus FYF SuperCard offers the advantage of zero joining fees and gets you privileges like exclusive access to airport lounges, complimentary movie tickets, fuel surcharge waivers, cashbacks on down payments and more.

Get 2x reward points on every online purchase and regular points on offline purchases done with this credit card. You also earn bonus points on making annual spends worth more than Rs. 1,50,000 with your credit card. Make the most of industry-first features like zero-interest ATM cash withdrawals and emergency personal loans, along with the easy EMI conversion facility, while using the Platinum Plus FYF SuperCard.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Annual fee

Rs. 999 + GST
Fee waiver on annual spends of up to Rs. 50,000

Add-on card fees

NIL

Foreign currency transaction**

3.5%+GST

Cash payment at branches

Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge). Refer to the IRCTC website for details

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel

1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher

Reward redemption fees

Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% +GST per month or 47.88%+GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ late payment

15% of the total amount due (min. Rs. 50, max. Rs. 1,500)

Over-limit penalty

Rs. 600+GST

Finance charges (retail purchases and cash)

APR up to 3.99%+GST per month (up to 47.88%+GST per annum)

Call-a-draft fee

2.5%+GST (min. Rs. 300+GST) of the draft amount

Card replacement (lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Charge slip retrieval/ Copy fee

Rs. 100+GST

Outstation cheque fee

Rs. 100+GST

Cheque return/ Dishonour fee auto-debit reversal-bank account out of funds

Rs. 500 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross-border charge.

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Frequently asked questions

What is the annual fee on the Platinum Plus First-Year-Free SuperCard?

The annual fee on this SuperCard is Rs. 999 plus GST. When you spend Rs. 50,000 or more in a year, next year’s fee is waived off.

Is there a joining fee on the Platinum Plus First-Year-Free SuperCard?

There is no joining fee and welcome reward points for this variant of the SuperCard.

How do I earn reward points?

You earn reward points on every transaction you make with your SuperCard. Reward points are credited to your account at the end of the month and can be redeemed at RBL website.

What are the categories available on the SuperCard on which I can redeem my reward points?

You can redeem your reward points on the RBL website through various categories like travel, stays, flights, shopping, vouchers, mobile recharge, etc.

How will I receive a fuel surcharge waiver?

Fuel surcharge waiver is given back to you in the next month, after the transaction. To be eligible for this, your fuel transactions must be worth between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 100.

What are annual milestone rewards points?

Annual milestone reward points are the benefits you get when you achieve a spending milestone. With the Platinum Plus FSF SuperCard, you can earn 10,000 reward points in a year when your annual spend crosses Rs. 1,50,000.

How can I convert my cash limit to a loan?

You can convert your available cash limit into a loan by calling customer care on 022-6232 7777. The amount is to be paid back in 3 instalments and can be availed once a year.

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