Platinum Plus First Year Free Supercard - RBL Bank

No joining fee

The joining fee of Rs. 999 waived off
Airport lounge access

2 complimentary domestic airport lounge access in a year
Rewards on regular spends

Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)
Rewards on online spends

2x reward points on online spends, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)
Milestone bonuses

Get 10,000 reward points on crossing spends of Rs. 1.5 lakh in a year
Annual savings

Savings of up to Rs. 12,000 annually
Offer on movie tickets

Get 1+1 movie tickets on BookMyShow (Mon-Fri)
Fuel surcharge waiver

Get fuel surcharge waiver up to Rs. 100 per month
Emergency advance*

Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
Annual fee waiver

Spend Rs. 75,000 in a year and get the next year’s annual fee waived off
Contactless payments

Tap your card to make fast and hassle-free transactions on payments up to Rs. 5000
Interest-free cash withdrawal

No interest on cash withdrawals for up to 50 days

The Bajaj Finserv RBL Bank Platinum Plus FYF SuperCard offers the advantage of zero joining fees and gets you privileges like exclusive access to airport lounges, complimentary movie tickets, fuel surcharge waivers, cashbacks on down payments and more.

Get 2x reward points on every online purchase and regular points on offline purchases done with this credit card. You also earn bonus points on making annual spends worth more than Rs. 1,50,000 with your credit card. Make the most of industry-first features like zero-interest ATM cash withdrawals and emergency personal loans, along with the easy EMI conversion facility, while using the Platinum Plus FYF SuperCard.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

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Nationality

Indian
Age

25 to 65 years
Employment

Must have a regular source of income
Credit score

750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

Age should be within 25 to 65 years
You must have a regular source of income
Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
A residential address which must fall within the SuperCard live locations in the country
Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

1 Click here and enter your mobile number
2 Submit the OTP you’ve received and check if you have a credit card offer
3 If you have an offer, please avail of the offer
4 In case of no offer, submit your details
5 Get a call from our representative
6 Submit the necessary documents

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees	Charges applicable
Annual fee	Rs. 999 + GST Fee waiver on annual spends of up to Rs. 75,000
Add-on card fees	NIL
Foreign currency transaction**	3.5%+GST
Cash payment at branches	Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1^st July'2022
Surcharge on purchase/ cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge). Refer to the IRCTC website for details
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel	1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees	Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee	2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit	Up to 3.99% +GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/ late payment	15% of the total amount due (min. Rs. 50, max. Rs. 1,500) Effective from 1^st July'2022 revised late payment charges will be applicable*.
Over-limit penalty	Rs. 600+GST
Finance charges (retail purchases and cash)	APR up to 3.99%+GST per month (up to 47.88%+GST per annum)
Call-a-draft fee	2.5%+GST (min. Rs. 300+GST) of the draft amount
Card replacement (lost/ stolen/ reissue/ any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/ Copy fee	Rs. 100+GST
Outstation cheque fee	Rs. 100+GST
Cheque return/ Dishonour fee auto-debit reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)	Late payment fee (Rs.)
Up to 100	0
100.01 - 500	100
500.01 - 5,000	500
5,000.01 - 10,000	750
10,000.01 - 25,000	900
25,000.01 - 50,000	1,000
Above 50,000	1,300

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross-border charge.

*Terms and Conditions apply

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Frequently asked questions

The annual fee on this SuperCard is Rs. 999 plus GST. When you spend Rs. 75,000 or more in a year, next year’s fee is waived off.

There is no joining fee and welcome reward points for this variant of the SuperCard.

You earn reward points on every transaction you make with your SuperCard. Reward points are credited to your account at the end of the month and can be redeemed at RBL website.

You can redeem your reward points on the RBL website through various categories like travel, stays, flights, shopping, vouchers, mobile recharge, etc.

Fuel surcharge waiver is given back to you in the next month, after the transaction. To be eligible for this, your fuel transactions must be worth between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 100.

Annual milestone reward points are the benefits you get when you achieve a spending milestone. With the Platinum Plus SuperCard, you can earn 10,000 reward points in a year when your annual spend crosses Rs. 1,50,000.

You can convert your available cash limit into a loan by calling customer care on 022-6232 7777. The amount is to be paid back in 3 instalments and can be availed once a year.

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