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Bajaj Finserv RBL Bank Platinum Choice Supercard

Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard

Platinum Choice First-Year-Free SuperCard : Features & Benefits

Bajaj Finserv RBL Bank Platinum Choice FYF SuperCard comes with no joining fee and empowers you with privileges like offers on movie tickets, fuel surcharge waiver & much more.

You can accumulate reward points with every offline and online purchase along with milestone bonuses. Take advantage of several industry-first features like emergency personal loan, interest-free ATM cash withdrawal, and hassle-free EMI conversion of your purchases while using Credit card.

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  • No Joining Fee

    No joining fee is charged for the first year. Joining fee waived off is Rs. 499.

  • Milestone bonus points

    Get 5000 Reward Points on reaching an annual spend milestone of Rs. 75,000, easily redeemable at www.rblrewards.com/SuperCard.

  • Discounts on movie tickets

    Get 10% off on movie tickets (up to Rs. 100) on www.bookmyshow.com, any day of the month. Enjoy up to 12 such transactions in a year.

  • Reward Points

    Get 1 reward point for every Rs. 100 spent on regular spends.
    Get 2X reward points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet load.

  • Fuel surcharge freedom

    Fill your vehicle with fuel across any pump and get fuel surcharge waiver up to Rs. 100 per month on Fuel Credit Card.

  • Split and pay

    Convert the cost of your purchases into easy EMIs, with low interest rates without any paperwork.

  • Easy cash

    Interest-free cash withdrawal up to 50 days.

  • Emergency advance

    Now, avail a personal loan for 90 days on your cash limit with a nominal interest rate of 1.16% pm*, no processing fee applicable.
    Disclaimer : Interest on Emergency Advance w.e.f 7th January’21

  • Easy EMI conversion

    Shop for durables, electronics, and much more and divide all you buy into easy EMIs*
    *Upcoming feature

  • Spend-based waiver

    Spend Rs. 30,000 in a year and get second year annual fee of Rs. 499 reversed

     

    *Please note, w.e.f. 1st Nov, 2021, the spend based waiver amount on your Bajaj Finserv RBL Bank Platinum Choice SuperCard will change from Rs. 30,000 to Rs. 50,000.

  • Contactless payments

    Tap your card to make fast and hassle-free transactions of up to Rs. 5,000.

  • Purchase limit

    Use the tap and pay feature to make payments up to Rs. 5,000 at a time

Fee and charges on Platinum Plus First Year Free SuperCard

Types of Fees Charges Applicable
Joining Fee NIL
Annual fee NIL
Add-on Card Fees NIL
Foreign Currency Transaction** 3.5%+GST
Cash Payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on Purchase / Cancellation of Railway Tickets IRCTC Service charges* + Payment Gateway Transaction charge [Up to 1.8%+GST of ticket amount + IRCTC service charge].
Fuel Transaction Charge - for transaction made at petrol pumps to purchase fuel^ 1% +GST Surcharge on Fuel transaction value or Rs. 10+GST, whichever is higher
Reward Redemption Fees A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply
Cash Advance Transaction fee 2.5 % of the amount (min Rs.500+GST) of the cash amount *effective July’20
Overdue Interest on extended Credit Upto 3.99% +GST per month or 47.88%+GST per annum
Overdue Interest on Secured Credit Cards 3.33% per month or 40% per annum
Overdue Penalty / Late Payment 15% of total amount due (Min. Rs. 50, max Rs. 1,500)
Over-limit Penalty Rs. 600+GST
Finance Charges (Retail Purchases and cash) APR up to 3.99%+GST p.m. (up to 47.88% +GST p.a.)
Call-a-draft fee 2.5%+GST (min Rs. 300+GST) of the draft amount
Card Replacement (Lost / Stolen / Reissue / any other replacement) Rs. 200+GST
Duplicate Statement Fee Rs. 100+GST
Charge Slip Retrieval / Copy Fee Rs. 100+GST
Outstation Cheque Fee Rs. 100+GST
Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge

Contact us

For assistance, reach us on the RBL Bank Credit Card Customer Care Number: 022-7119 0900 (if you are using your mobile phone, prefix your city’s STD code to the number). You can also e-mail us at: supercardservice@rblbank.com

Platinum Choice First Year Free SuperCard FAQs

What is the annual fee on the card?

The annual fee on the card is Rs. 499 plus GST.

Is there a joining fee on the card?

There is no joining fee for the card but welcome reward points also excluded.

How does a customer earn reward points?

A customer earns reward points on every transaction that he/she does while using SuperCard. Reward points are credited into customer’s account at the end of the month and can be redeemed at www.rblrewards.com/SuperCard

What are the categories available on www.rblrewards.com/SuperCard on which a customer can redeem his reward points?

A customer can redeem his/her reward points on www.rblrewards.com/SuperCard on various categories like travel, shopping, voucher and mobile recharge etc.

How will a customer receive fuel surcharge waiver?

Fuel surcharge waiver is given back to the customer in the next month of the transaction. To be eligible for this, a customer must transact for fuel of value between Rs. 500 to Rs. 4,000. The maximum waiver in a month is Rs. 100.

What are annual milestone rewards?

Annual milestone rewards are the benefits that a customer gets when he/she achieves a spending milestone. In Platinum Choice SuperCard, customer can earn 5000 reward points in a year on crossing Rs. 75,000 annual spend.

How can a customer convert cash limit into a loan?

A customer can convert his cash limit into a loan by calling customer care on 022-62327777. The amount is to be paid on 3 instalments and this facility can be availed once per year.

What is the joining fee for this card?

There is no joining fee for Bajaj Finserv RBL Bank Platinum Choice (FYF) SuperCard. however, the annual fee for 2nd year is ₹499 waived off on an annual spends ₹30,000.

What is SuperCard?

SuperCard is a cobrand credit card in association with RBL Bank Ltd. The card is known as SuperCard because of the super features available in it. This is one-of-its-kind card in the industry which not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, exclusive Bajaj Finserv partner store benefits discounts/cashbacks on various categories, rewards on every transaction and many other offerings.

How is SuperCard different from any other credit card in the industry?

SuperCard not only comes with the regular features offered by credit cards but also offers features like:
– Low-cost advance on cash limit at 1 .16% per month with no processing fee
– Cash withdrawal at 0% interest up to 50 days
– Superior rewards program
– Best security features through ‘InHand’ security
– Instant approval/rejection on application form

How can you use SuperCard reward points?

Reward points on your supercard can be earned in 3 ways- welcome rewards (only on paid card variants), spend based rewards and milestone rewards. You can redeem these reward points at www.rblrewards.com/SuperCard or use these at any Bajaj Finserv partner store across India for down payment of No cost EMI’s on a wide range of electronics, consumer durables etc.

How can you use low cost emergency advance?

Low cost emergency advance can be used against cash limit provided within your credit limit. you can avail this short loan on 3 easy EMI’s with no processing fee and nominal interest of 1.16% p.m. you can apply for this through RBL MyCard app or SMS “CASH” to 5607011 or call 022 71190900.

Is there any interest rate on cash withdrawal from SuperCard?

In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. Cash withdrawal from SuperCard can be done within the cash limit of the card limit and this is interest-free for upto 50 Days with nominal processing fee of 2.5%. However, its always preferred to repay on time to avoid interest charges.

How can you activate your card?

You can now activate your card and not wait for a physical card to start shopping. Simply download Bajaj Finserv wallet app (Link) sign up using your details, on homepage click on SuperCard icon and enter required details shared during your card application. set a 6-Digit mPin and view your digital SuperCard. Go to settings option ,enable online transactions and start using it for online transactions.

How can you convert shopping spends to Easy EMI’s?

You can convert shopping spends exceeding Rs. 2,500 to easy EMI through RBL MyCard App or simply write to supercardservice@rblbank.com. The EMI’s tenure is flexible as per your need with a nominal processing fee.

How can you use SuperCard for contactless payment at stores ?

Tap this card to make fast & convenient payments at retail outlets. With contactless payments enabled, your Card never has to leave your hand. Make payments of up to Rs. 5000* at a time using the tap & pay feature.

With increasing number of cybercrimes, how safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard App too. Your Bajaj finserv cobrand credit card is secure than ever which gives you the power to switch on/off your card in seconds. Unable or disable domestic, international, online or offline transactions.

Do you need any help regarding your supercard?

If you have any other query, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.

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