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Bajaj Finserv RBL Bank Platinum Choice Supercard

Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard

Platinum Choice First-Year-Free SuperCard : Features & Benefits

Bajaj Finserv RBL Bank Platinum Choice FYF SuperCard comes with no joining fee and empowers you with privileges like offers on movie tickets, fuel surcharge waiver & much more.

You can accumulate reward points with every offline and online purchase along with milestone bonuses. Take advantage of several industry-first features like emergency personal loan, interest-free ATM cash withdrawal, and hassle-free EMI conversion of your purchases while using Credit card.

  • No Joining Fee

    No joining fee is charged for the first year. Joining fee waived off is Rs. 499.

  • Milestone bonus Points

    Get 5000 Reward Points on reaching an annual spend milestone of Rs. 75,000, easily redeemable at www.rblrewards.com/SuperCard.

  • Discounts on movie tickets

    Get 10% off on movie tickets (up to Rs. 100) on www.bookmyshow.com, any day of the month. Enjoy up to 12 such transactions in a year.

  • Reward Points

    Get 1 reward point for every Rs. 100 spent on regular spends.
    Get 2 reward points for every Rs. 100 spend on online spends.

  • Fuel surcharge freedom

    Fill your vehicle with fuel across any pump and get fuel surcharge waiver up to Rs. 100 per month.

  • Split and pay

    Convert the cost of your purchases into easy EMIs, with low interest rates without any paperwork.

  • Easy cash

    Interest-free cash withdrawal up to 50 days.

  • Emergency advance

    Interest-free loan on cash limit for up to 90 days, once a year.

  • EMI finance

    Shop for durables, electronics, and much more and divide all you buy into easy EMIs*
    *Upcoming feature

Fees and Charges

Types of Fees Charges Applicable
Annual fee Rs. 499+GST
Add-on Card Fees NIL
Foreign Currency Transaction** 3.5%+GST
Cash Payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on Purchase / Cancellation of Railway Tickets IRCTC Service charges* + Payment Gateway Transaction charge [Up to 1.8%+GST of ticket amount + IRCTC service charge].
Fuel Transaction Charge - for transaction made at petrol pumps to purchase fuel^ 1% +GST Surcharge on Fuel transaction value or Rs. 10+GST, whichever is higher
Reward Redemption Fees A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply
Cash Advance Transaction fee 2.5%+GST (min Rs. 100+GST)of the cash amount
Overdue Interest on extended Credit Upto 3.99% +GST per month or 47.88%+GST per annum
Overdue Interest on Secured Credit Cards 2.5% +GST per month or 30%+GST per annum
Overdue Penalty / Late Payment Fee 15%+GST of Total amount due (Min Rs. 50+GST, Max Rs. 1000+GST)
Over-limit Penalty Rs. 600+GST
Finance Charges (Retail Purchases and cash) APR up to 3.99%+GST p.m. (up to 47.88% +GST p.a.)
Call-a-draft fee 2.5%+GST (min Rs. 300+GST) of the draft amount
Card Replacement (Lost / Stolen / Reissue / any other replacement) Rs. 200+GST
Duplicate Statement Fee Rs. 100+GST
Charge Slip Retrieval / Copy Fee Rs. 100+GST
Outstation Cheque Fee Rs. 100+GST
Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge

Contact us

For assistance, you can reach us via the RBL helpline at the below number:

022-71190900 (if you are using your mobile phone, prefix your city’s STD code to the number)

You can also e-mail us at: supercardservice@rblbank.com

Platinum Choice First Year Free SuperCard FAQs

What is the annual fee on the card?

The annual fee on the card is Rs. 499 plus GST.

Is there a joining fee on the card?

There is no joining fee for the card but welcome reward points also excluded.

How does a customer earn reward points?

A customer earns reward points on every transaction that he/she does while using SuperCard. Reward points are credited into customer’s account at the end of the month and can be redeemed at www.rblrewards.com/SuperCard

What are the categories available on www.rblrewards.com/SuperCard on which a customer can redeem his reward points?

A customer can redeem his/her reward points on www.rblrewards.com/SuperCard on various categories like travel, shopping, voucher and mobile recharge etc.

How will a customer receive fuel surcharge waiver?

Fuel surcharge waiver is given back to customer in the next month of the transaction. To be eligible for this, a customer must transact for fuel of value between Rs. 500 to Rs. 4,000. The maximum waiver in a month is Rs. 100.

What are Annual Milestone rewards?

Annual milestone rewards are the benefits that a customer gets when he/she achieves a spending milestone. In Platinum Choice SuperCard, customer can earn 5000 reward points in an year on crossing Rs. 75,000 annual spend.

How can a customer convert cash limit to loan?

A customer can convert his cash limit into loan by calling customer care on 022-62327777. The amount is to be paid on 3 instalments and this facility can be availed once per year.

Pre-Approved Offer