Features of the Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard

  • No joining fees

    No joining fees

    The joining fee of Rs. 499 has been waived off

  • Milestone bonuses

    Milestone bonuses

    Get 5,000 reward points on crossing spends of Rs. 75,000 in a year

  • Offers on movie tickets

    Offers on movie tickets

    Get 10% off on movie tickets on BookMyShow

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Rewards on online spends

    Rewards on online spends

    2x reward points on online spends, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Annual savings

    Annual savings

    savings of up to Rs. 4,500 annually

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawal for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

The Bajaj Finserv RBL Bank Platinum Choice FYF SuperCard comes with no joining fee and empowers you to shop more. Privileges like offers on movie tickets, fuel surcharge waiver, an emergency personal loan, interest-free ATM cash withdrawals and hassle-free EMI conversion are just a few of the many benefits that make this a great credit tool.

What’s more, you accumulate reward points with every offline or online purchases and you can accumulate milestone bonuses too. These points can be redeemed for offers and deals on various products, helping you spend wisely and save big. Take advantage of several industry-first features using this fully-loaded credit card.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

Read More Read Less

Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a Platinum Choice FYF SuperCard?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are required to apply for a Platinum Choice FYF SuperCard?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

Read More Read Less

How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this RBL credit card, refer the table below:

Types of fees

Charges applicable

Joining Fee

NIL

Annual fee

499

Add-on Card Fees

NIL

Foreign Currency Transaction**

3.5% + GST

Cash Payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022

Surcharge on Purchase/ Cancellation of Railway Tickets

IRCTC Service charges* + Payment Gateway Transaction charge [Up to 1.8%+GST of ticket amount + IRCTC service charge].

Fuel Transaction Charge - for transactions made at petrol pumps to purchase fuel

1% + GST surcharge on the fuel transaction value or Rs. 10 + GST, whichever is higher

Reward Redemption Fees

A Reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply

Cash Advance Transaction fee

2.5 % of the amount (min Rs. 500 + GST) of the cash amount *effective July’20

Overdue Interest on extended Credit

Upto 3.99% +GST per month or 47.88% + GST per annum

Overdue Interest on secured credit cards

3.33% per month or 40% per annum

Overdue Penalty/ Late Payment

15% of the total amount due (Min. Rs. 50, max Rs. 1,500)

Effective from 1st July'2022 revised late payment charges will be applicable*.

Over-limit Penalty

Rs. 600 + GST

Finance Charges (Retail Purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% +GST p.a.)

Call-a-draft fee

2.5% + GST (min Rs. 300 + GST) of the draft amount

Card Replacement (Lost/ Stolen / Reissue/ any other replacement)

NIL

Duplicate Statement Fee

NIL

Charge Slip Retrieval/ Copy Fee

Rs. 100 + GST

Outstation Cheque Fee

Rs. 100 + GST

Cheque Return/ Dishonour Fee Auto debit Reversal-Bank Account out of funds

Rs. 500 + GST

Merchant EMI transaction

Rs. 199 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)

Late payment fee (Rs.) 

Up to 100 

0

100.01 - 500

100

500.01 - 5,000 

500

5,000.01 - 10,000

750

10,000.01 - 25,000

900

25,000.01 - 50,000

1,000

Above 50,000

1,300

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross-border charge.

*Terms and Conditions apply

Read More Read Less

Frequently asked questions

What is the annual fee on the card?

The annual fee is subject to waiver if you spend Rs. 50,000 in a year.

Is there a joining fee on the card?

There is no joining fee for the First-Year-Free SuperCard. The annual fee for the second year is also waived off on an annual spend of Rs. 50,000.

How can I earn reward points?

Use the SuperCard to shop and earn reward points. Points get credited at the end of the month and you can redeem them online.

What categories can I redeem reward points on?

Redeem reward points on the RBL website for categories like travel, shopping, voucher, and mobile recharge.

How can I get the fuel surcharge waiver?

The waiver amount is credited every month and you must transact for fuel of value between Rs. 500 to Rs. 4,000.

What are the annual milestone rewards?

With the Platinum Choice First-Year-Free SuperCard, you get 5,000 reward points for spending Rs. 75,000 annually.

How can I convert my cash limit into a loan?

Simply call customer care on 022 6232 7777. You can avail this once a year and repay the amount in 3 instalments.

What is a Platinum Choice FYF SuperCard?

The Platinum Choice First-Year-Free SuperCard is one of the seventeen variants of the Bajaj Finserv RBL Bank SuperCard. It comes with an annual renewal fee of Rs. 499 with no joining fee. This credit card offers plenty of perks, especially when shopping. It presents the cardholders with 2x reward points on online expenditure with a few exceptions.

Additionally, you can get 10% off on purchases of movie tickets from BookMyShow. Over and above this, it will also help you save about Rs. 100 on fuel surcharge every month.

What is an RBL Platinum Choice FYF SuperCard?

In collaboration with RBL Bank, Bajaj Finserv issues about seventeen Bajaj Finserv RBL Bank SuperCard variants. The Platinum Choice FYF SuperCard is one among them. You can own this credit card without paying any joining fee. Cardholders are charged Rs. 499 annually (first year free), but this can be waived off if you have annual spends of over Rs. 50,000 using the card. This credit card is a great asset for regular shoppers, especially those who opt for online purchases. It also offers benefits like 2x reward points on online purchases to a 10% discount on movie tickets on BookMyShow.

How do I cancel my Platinum Choice FYF SuperCard?

Bajaj Finserv has several arrangements in place for the customer’s convenience. So if you wish to stop the services of your Platinum Choice First Year Free SuperCard, you can do it without much hassle.

Customers can mail their request to supercardservice@rblbank.com, mentioning their personal and credit card details. Alternatively, you can call 022-71190900 and ask the representative to cancel your credit card. You can even visit the nearest RBL Bank branch and raise the same requests.

Read More Read Less