Bajaj Finserv and RBL Bank present the Doctor’s SuperCard. It is a credit card exclusively designed for medical practitioners and is packed with numerous benefits. Offering instant approval, this doctor’s credit card is a hassle-free way of meeting your daily or monthly credit needs.
It also extends the benefit of gift vouchers and a rewards program to make transacting for professional and personal reasons, a lot more exciting. On spending Rs. 1 lakh annually, you get a voucher worth Rs. 1,000 and additional vouchers worth Rs. 1,000 on incremental spends of Rs. Rs. 1.5 lakh to Rs. 2 lakh.
Get up to Rs. 20 lakh as insurance against professional negligence.
Get a gift voucher of Rs. 1,000 along with discounts and offers every time you shop.
Withdraw cash at no additional interest for up to 50 days.
Take a loan against your credit card’s cash limit for urgent needs.
Convert purchases into easy EMIs* when you shop using the SuperCard.
Get 4 complimentary domestic lounge visits in a year.
Avail the 1+1 offer when you book movie tickets on BookMyShow.
Get a monthly waiver of Rs. 100 on fuel surcharge.
Get the annual fee waived-off when you spend above Rs. 1 lakh.
Spend over Rs. 3.5 lakh to waive off the professional indemnity premium.
Get 1 reward point on every Rs. 100 spent on shopping.
2x reward points on online purchases*.
|Types of fees||Charges applicable|
|Joining fees||Rs. 999+GST|
|Annual fee||Rs. 999+GST|
|Add-on card fees||NIL|
|Foreign currency transaction**||3.5%+GST|
|Cash payment at branches||Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.|
|Surcharge on purchase/cancellation of railway tickets||IRCTC service charges* + payment gateway Transaction charge up to 1.8% + GST of ticket amount + IRCTC service charge].|
|Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^||1%+GST surcharge on Fuel transaction value or Rs. 10+GST, whichever is higher|
|Reward redemption fees||A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply|
|Cash advance transaction fee||2.5% of the amount (Min Rs.500+GST) of the cash amount *effective July’20|
|Overdue interest on extended credit||Up to 3.99% +GST per month or 47.88%+GST per annum|
|Overdue interest on secured credit cards||3.33% per month or 40% per annum|
|Overdue penalty/Late payment||15% of total amount due (min. Rs. 50, max. Rs. 1,500)|
|Over-limit penalty||Rs. 600+GST|
|Finance charges (Retail purchases and cash)||APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)|
|Call-a-draft fee||2.5%+GST (Min Rs. 300+GST) of the draft amount|
|Card replacement (lost/stolen/reissue/any other replacement)||Rs. 200+GST|
|Duplicate statement fee||Rs. 100+GST|
|Charge slip retrieval/Copy fee||Rs. 100+GST|
|Outstation cheque fee||Rs. 100+GST|
|Cheque return/Dishonour fee auto debit Reversal-bank account out of funds||Rs. 500+GST|
|Personal Indemnity Insurance* + annual fee||Rs. 4,999+GST|
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCard, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCard.
* Personal Indemnity Insurance cover is provided free of cost for first year to all the customers. Charges will be levied only post customer consent in the second year if Rs. 3.5 lakh spend criteria is not met in the first year.
** Refer to IRCTC website for details
*** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge