SuperCard for Doctors
Bajaj Finserv and RBL Bank present India’s first SuperCard for Doctors, a credit card that is exclusively for medical practitioners. Packed with super benefits, the Bajaj Finserv RBL Bank Doctor’s SuperCard has the power of 4 cards in 1- debit card, credit card, loan card and an EMI card.
Offering instant approval, this doctor’s credit card is a hassle-free way of meeting your daily or monthly credit needs.
Take a look at what makes this SuperCard the best credit card for doctors in India.
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Professional indemnity insurance up to Rs. 20 lakh
Stay protected against costs arising due to professional negligence.
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Milestone rewards
Get rewards, discounts and offers every time you shop, along with a gift voucher of Rs. 1,000. This doctor’s credit card by Bajaj Finserv offers gift vouchers worth Rs. 2,000 on annual spends of Rs. 1 lakh and vouchers worth Rs. 1,000 on incremental spends of Rs. Rs. 1.5 lakh to Rs. 2 lakh.
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Interest-free cash withdrawal
Withdraw cash from any ATMs at 0% interest, up to 50 days.
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Interest-free emergency loan
Fund any urgent cash requirement with a loan against your credit card’s cash limit.
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Shop on EMIs
Convert all your purchases into easy EMIs when you shop using the SuperCard
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Airport lounge access
4 complimentary domestic lounge visits in a year.
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Movie discounts
Buy one, get 1 movie ticket offer on BookMyShow.
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Fuel surcharge waiver
Monthly waiver of Rs. 100 on fuel surcharge.
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Affordable fees and charges
Get your annual fee waived-off on spends above Rs. 1 lakh.
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Spends-based waiver on insurance premium
The premium on the professional indemnity insurance cover is waived off on annual spends above Rs. 3.5 lakh.
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Reward points
Get 1 reward point on every Rs.100 spent offline.
Get 2X reward points on all online spends, except* for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet load.
Fees and charges: SuperCard for Doctors
| Types of fees | Charges applicable |
|---|---|
| Joining fees | Rs. 999+GST |
| Annual fee | Rs. 999+GST |
| Add-on card fees | NIL |
| Foreign currency transaction** | 3.5%+GST |
| Cash Payment at branches | Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. |
| Surcharge on purchase/cancellation of railway tickets | IRCTC Service charges** + Payment Gateway Transaction charge up to 1.8% + GST of ticket amount + IRCTC service charge]. |
| Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ | 1% +GSTSurcharge on Fuel transaction value or Rs. 10+GST, whichever is higher |
| Reward redemption fees | A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
| Cash advance transaction fee | 2.5 % of the amount (min Rs.500+GST) of the cash amount *effective July’20 |
| Overdue interest on extended credit | Upto 3.99% +GST per month or 47.88%+GST per annum |
| Overdue interest on secured credit cards | 2.5% +GST per month or 30%+GST per annum |
| Overdue penalty/Late payment | Fee 15% +GST of Total amount due (Min. = 50 Max. = 1250) *effective July’20 |
| Over-limit penalty | Rs. 600+GST |
| Finance charges (Retail purchases and cash) | APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.) |
| Call-a-draft fee | 2.5%+GST (min Rs. 300+GST) of the draft amount |
| Card replacement (Lost/stolen/reissue/any other replacement) | Rs. 200+GST |
| Duplicate statement fee | Rs. 100+GST |
| Charge slip retrieval/Copy fee | Rs. 100+GST |
| Outstation cheque fee | Rs. 100+GST |
| Cheque return/Dishonour fee auto debit Reversal-bank account out of funds | Rs. 500+GST |
| Personal Indemnity Insurance* + annual fee | Rs. 4,999+GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCard, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCard.
* Personal Indemnity Insurance cover is provided free of cost for first year to all the customers. Charges will be levied only post customer consent in the second year if 3.5 lacs spend criteria is not met in the first year.
** Refer to IRCTC website for details
*** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge
Contact Us
For assistance, you can reach us via the RBL helpline at the below number:
- 022-71190900
You can also e-mail us at:supercardservice@rblbank.com
