Doctor's SuperCard
Bajaj Finserv and RBL Bank present India’s first SuperCard for Doctors, a credit card that is exclusively for medical practitioners. Packed with super benefits, the Bajaj Finserv RBL Bank Doctor’s SuperCard has the power of 4 cards in 1- debit card, credit card, loan card and an EMI card.
Offering instant approval, this doctor’s credit card is a hassle-free way of meeting your daily or monthly credit needs.
Take a look at what makes this SuperCard the best credit card for doctors in India.
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Professional Indemnity Insurance up to Rs. 20 lakh
Stay protected against costs arising due to professional negligence.
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Milestone Rewards
Get rewards, discounts and offers every time you shop, along with a joining bonus of Rs. 1,000. This doctor’s credit card by Bajaj Finserv offers gift vouchers worth Rs. 2,000 on annual spends of Rs. 1 lakh and vouchers worth Rs. 1,000 on incremental spends of Rs. 50,000 to Rs. 2 lakhs.
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Interest-free cash withdrawal
Withdraw cash from any ATMs at 0% interest, up to 50 days.
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Interest-free emergency loan
Fund any urgent cash requirement with a loan against your credit card’s cash limit.
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Shop on EMIs
Convert all your purchases into easy EMIs as you shop at the Bajaj Finserv partner stores.
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Airport lounge access
4 complimentary domestic lounge visits in a year.
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Movie discounts
Buy one, get 1 movie ticket offer on BookMyShow.
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Fuel surcharge waiver
Monthly waiver of Rs. 100 on fuel surcharge.
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Affordable fees and charges
Get your annual fee waived-off on spends above Rs. 1 lakh.
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Spends-based waiver on insurance premium
The premium on the professional indemnity insurance cover is waived off on annual spends above Rs. 3.5 lakh.
Fees and charges: Doctor’s SuperCard
| Types of Fees | Charges Applicable |
|---|---|
| Joining fee | Rs. 999 + GST |
| Annual fee | Rs. 999 + GST |
| Personal Indemnity Insurance* + annual fee |
Rs. 4,999 + GST |
| Finance Charges (Retail Purchases and cash) | APR up to 3.5% p.m. (up to 42% p.a.) |
| Cash Advance Transaction fee | 2.5% (min Rs. 100) of the cash amount |
| Call-a-draft fee | 2.5% (min Rs. 300) of the draft amount |
| Card Replacement (Lost / Stolen / Reissue / any other replacement) | Rs. 200 |
| Duplicate Statement Fee | Rs. 100 |
| Overdue Penalty / Late Payment | Fee 15% of Total amount due (Min Rs. 350, Max Rs. 1000) |
| Over-limit Penalty | Rs. 600 |
| Charge Slip Retrieval / Copy Fee | Rs. 100 |
| Outstation Cheque Fee | Rs. 100 |
| Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds | Rs. 500 |
| Cash Payment at branches | Rs. 250 / cash deposit transaction done at RBL bank branch and Bajaj Finserv branch. |
| Surcharge on Purchase / Cancellation of Railway Tickets | IRCTC Service charges** + Payment Gateway Transaction charge [Up to 1.8% of ticket amount + IRCTC service charge]. |
| Fuel Transaction Charge - for transaction made at petrol pumps to purchase fuel^ | 1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher |
| Foreign Currency Transaction*** | 3.5% |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Personal Indemnity Insurance cover is provided free of cost for first year to all the customers. Charges will be levied only post customer consent in the second year if 3.5 lacs spend criteria is not met in the first year.
** Refer to IRCTC website for details
*** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge
Contact Us
For assistance, you can reach us via the RBL helpline at the below number:
- 022-71190900
You can also e-mail us at:supercardservice@rblbank.com
