Personal Loan in Yavatmal

Personal Loan in Yavatmal

Check your eligibility for personal loan in Yavatmal with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Yavatmal

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Looking for a quick and hassle-free way to secure funds in Yavatmal? A Bajaj Finserv Personal Loan could be the perfect solution for your financial needs. Whether you are planning a wedding, covering medical expenses, or funding higher education, Bajaj Finserv offers customised personal loans with competitive interest rates and flexible repayment options.


    Check your pre-approved loan offer in Yavatmal with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Know more about our personal loan and its features.


*Terms and conditions apply.

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Features and benefits of personal loan in Yavatmal

Bajaj Finance Personal Loans offer numerous advantages, making them a popular choice for individuals seeking financial assistance. Here are five key features of our personal loans:

  • High loan amount

    Bajaj Finance Limited offers personal loans of up to Rs. 55 lakh, making it easy to handle big expenses. Whether it’s a medical emergency, education cost, home renovation, or any other personal need, you’ll have the funds you need.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Yavatmal with just your phone number and OTP – no need to visit the branch.

  • Minimal documentation

    The application process is smooth and requires only basic documents like income proof, address proof, KYC, and more. This keeps paperwork to a minimum and makes the borrowing experience stress-free.

  • Quick approval and disbursal

    With a fast approval process, funds can be disbursed within 24 hours* of loan approval. This is especially useful when you need money urgently.

  • Flexible repayment options

    You can choose a repayment schedule that fits your budget. Loan tenures typically range from 12 months to 96 months, giving you plenty of flexibility.

  • Online application process

    You can easily apply for a Bajaj Finance Personal Loan online from the comfort of your home. You can also manage your loan account online, adding to the overall convenience.

Personal loan interest rates in Yavatmal are competitive and vary based on factors like creditworthiness and borrowing history. Additionally, processing fees and other charges may also apply.


*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Yavatmal

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Yavatmal

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000