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Personal Loan

Personal Loan in Sangrur

Features and Benefits of Personal Loan in Sangrur

Sangrur is a municipality in Punjab state headquartered in its namesake district. The city’s economy primarily comprises the manufacturing and services sector propelled by a flourishing agricultural industry. Automobile is another important sector pushing the city towards growth.

City-dwellers can now avail a high-value online personal loan in Sangrur from Bajaj Finserv to meet their immediate, big-ticket funding requirements. Check out the features borrowers can enjoy along with this advance.

  • Loan of up to Rs.25 lakh

    Meet both personal and professional funding requirements like child’s education, marriage expenses, business expansion, and more with a high-value instant loan of up to Rs.25 lakh.

  • Instant approval

    Instant application approval

    Fulfil minimum personal loan eligibility requirement to enjoy instant approval of your loan application.

  • Money in the Bank Within 48 Hours

    Quick disbursal

    Loan provider Bajaj Finserv provides one of the fastest disbursals of Personal Loan within 48 hours* of approval.

  • Complete transparency

    Zero hidden costs on Bajaj Finserv Personal Loan finance means borrowers can enjoy complete transparency in charges. For more, check out our terms and conditions.

  • Pay up to 45% lower EMI

    Flexi Loan facility

    Enjoy multiple withdrawals of the sanctioned loan amount and pay interest-only EMIs with the Flexi Loan facility for the initial part of the tenor. Prepay the principal amount at any time before the tenor ends. Reduce EMIs by as much as 45% with this facility.

  • Flexible tenors

    Flexible repayment tenor

    NBFCs like Bajaj Finserv provide the tenor flexibility up to 60 months. Choose an ideal tenor with the help of personal loan EMI calculator for hassle-free repayment.

  • Collateral-free advance

    Avail the unsecured private finance loan from Bajaj Finserv without any collateral.

  • Minimal documentation

    Hassle-free documentation

    Private financers like Bajaj Finserv reduce the documents required for personal loan to a minimum, thus ensuring hassle-free processing.

  • Pre-approved offers

    Pre-approved offers

    Accompanying pre-approved offers from private lenders like Bajaj Finserv simplify the process of availing finance Check your pre-approved offer to proceed.

  • Online loan account

    Convenient account management

    Manage the account for your personal loan in Sangrur with Bajaj Finserv’s customer portal Experia.

Personal Loan in Sangrur – Eligibility Criteria

Meet simplified eligibility criteria and document requirement to improve your chances of loan approval.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Personal Loan in Sangrur – Interest Rates and Charges

Bajaj Finserv brings competitive Personal Loan interest rates and charges for affordable repayment.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

Existing customers can call us at 020-3957 5152 or write to us at personalloans1@bajajfinserv.in for any queries regarding the personal loan in Sangrur.

For new customers, we are available at our toll-free number 1800-103-3535. You can also reach out to us by sending an SMS ‘PL’ to 9773633633.

*Conditions apply