Features and Benefits of Personal Loan in Samastipur
Samastipur is an up and coming district in the state of Bihar and it also represents one of the 5 rail divisions of Eastern Central Railway.
The economy of Samastipur is largely driven by agriculture, involving almost 83% of the population. It is known for the rich alluvial soil and is a major centre for the indigo industry.
Get a personal loan in Samastipur from one of the leading loan providers in the country, Bajaj Finserv, to meet varied financial obligations at short notice. Experience a range of exciting features and benefits with the loan.
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Zero hidden charges
Avail a private finance loan at no hidden charges or fees. Experience 100% transparency in terms and conditions.
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Comfortable repayment tenor
Repay conveniently with tenor options of up to 60 months for a personal loan in Samastipur. Toggle between different tenor options to know the EMI that best suits your repayment capacity using an online personal loan EMI calculator.
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Immediate approval
Skip the long waiting time with instant approval of your personal loan application. Meet the simple eligibility criteria and submit the loan application form online for quick approval.
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Pre-approved offers
Bajaj Finserv provides pre-approved offers to make the process easy and time-saving for you. Fill out your name and phone number to check your pre-approved offer.
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Minimal documentation
Provide a few necessary documents required for a personal loan while applying for a personal loan and experience a hassle-free procedure.
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Quick disbursal
Benefit from disbursal on your personal loan within 12 hours* of loan approval to meet any urgent financial need.
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Flexi loan facility
Pay interest only on the utilised loan amount with the flexi loan facility by a trusted private financier, Bajaj Finserv. Reduce your EMIs by up to 45% by paying interest-only instalments.
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Online account management
Manage your instant loan account through our customer portal, Experia. Seamlessly manage your loan and view related details like EMI amount and outstanding loan amount through the app.
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High-value personal loan
Avail a personal loan of up to Rs.25 lakh from Bajaj Finserv. Meet several expenses like wedding, vacation, and medical emergency easily with this high-value amount.
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Collateral-free
Avail a personal loan without providing any collateral.
Eligibility Criteria for a Personal Loan in Samastipur
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Personal Loan Interest Rates and Charges
Obtain a personal loan from Bajaj Finserv at competitive interest rates and charges.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
New customers can contact us at 1800-103-3535 or text “PL” to 9773633633 for any queries.
Existing customers of Bajaj Finserv can reach us through mail at personalloans1@bajajfinserv.in or call us at 020-3957 5152.
*Conditions apply
