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Personal Loan

Personal Loan in Samastipur

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Features and Benefits of Personal Loan in Samastipur

Samastipur is an up and coming district in the state of Bihar and it also represents one of the 5 rail divisions of Eastern Central Railway.

The economy of Samastipur is largely driven by agriculture, involving almost 83% of the population. It is known for the rich alluvial soil and is a major centre for the indigo industry.

Get a personal loan in Samastipur from one of the leading loan providers in the country, Bajaj Finserv, to meet varied financial obligations at short notice. Experience a range of exciting features and benefits with the loan.

  • Zero hidden charges

    Avail a private finance loan at no hidden charges or fees. Experience 100% transparency in terms and conditions.

  • Flexible tenors

    Comfortable repayment tenor

    Repay conveniently with tenor options of up to 60 months for a personal loan in Samastipur. Toggle between different tenor options to know the EMI that best suits your repayment capacity using an online personal loan EMI calculator.

  • Instant approval

    Immediate approval

    Skip the long waiting time with instant approval of your personal loan application. Meet the simple eligibility criteria and submit the loan application form online for quick approval.

  • Pre-approved offers

    Pre-approved offers

    Bajaj Finserv provides pre-approved offers to make the process easy and time-saving for you. Fill out your name and phone number to check your pre-approved offer.

  • Minimal documentation

    Minimal documentation

    Provide a few necessary documents required for a personal loan while applying for a personal loan and experience a hassle-free procedure.

  • Money in the Bank Within 48 Hours

    Quick disbursal

    Benefit from disbursal on your personal loan within 12 hours* of loan approval to meet any urgent financial need.

  • Pay up to 45% lower EMI

    Flexi loan facility

    Pay interest only on the utilised loan amount with the flexi loan facility by a trusted private financier, Bajaj Finserv. Reduce your EMIs by up to 45% by paying interest-only instalments.

  • Online loan account

    Online account management

    Manage your instant loan account through our customer portal, Experia. Seamlessly manage your loan and view related details like EMI amount and outstanding loan amount through the app.

  • High-value personal loan

    Avail a personal loan of up to Rs.25 lakh from Bajaj Finserv. Meet several expenses like wedding, vacation, and medical emergency easily with this high-value amount.

  • Collateral-free

    Avail a personal loan without providing any collateral.

Eligibility Criteria for a Personal Loan in Samastipur

Fulfil the basic personal loan eligibility criteria and provide the required documents for a hassle-free application.
Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Personal Loan Interest Rates and Charges

Obtain a personal loan from Bajaj Finserv at competitive interest rates and charges.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

New customers can contact us at 1800-103-3535 or text “PL” to 9773633633 for any queries.

Existing customers of Bajaj Finserv can reach us through mail at personalloans1@bajajfinserv.in or call us at 020-3957 5152.

*Conditions apply