Bajaj Finserv in your city
Instant personal loan in Samastipur
Samastipur, a growing municipality in Bihar, is known for its rich agricultural heritage. The district is famous for indigo cultivation, along with crops like wheat, oilseeds, and Rabi. Agriculture remains the primary source of income for its residents.
To support financial needs, Bajaj Finserv offers personal loans in Samastipur with simple eligibility criteria and minimal documentation. Residents can use these funds for various purposes, such as purchasing farming equipment, financing higher education, home renovations, or handling emergencies. You can apply online or visit in person for quick approval and instant disbursal of funds.
Get a personal loan in Samastipur today and meet your financial goals with ease.
Features of personal loan in Samastipur
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Collateral-free loan
Enjoy a high sum personal loan from Bajaj Finserv without pledging any collateral or asset.
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Money in your account in 24 hours*
Get the money in the bank account within 24 hours* of approval.
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100% transparency
We offer personal loans with zero hidden charges and complete transparency. Learn about terms and conditions.
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Easy account management
Use our customer portal, Experia and access to your loan account anytime, anywhere without any restrictions.
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High loan value
Meet all the eligibility parameters and avail a fund up to Rs. 55 lakh with attractive offers.
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Quick approval
Getting approval for a Bajaj Finserv Personal Loan is easy and takes only a few minutes.
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Flexi personal loan
Choose our Flexi loan facility and pay interest only on the fund utilised. Lower EMI amount up to 45%*.
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Less paperwork
Submit only a handful of documents to be eligible for a personal loan from us.
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Flexible tenor
We offer a tenor from 12 months to 96 months. Use an online personal loan EMI calculator and estimate instalments beforehand.
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Enter your name and contact number to check your pre-approved offer online within seconds.
Check pre-approved offers
We offer a tenor from 12 months to 96 months. Use an online personal loan EMI calculator and estimate instalments beforehand.
*Conditions apply
Eligibility criteria for instant personal loan in Samastipur
Meeting the personal loan eligibility criteria is simple, ensuring a hassle-free borrowing experience. Bajaj Finserv offers easy-to-meet requirements and minimal documentation, making personal loans more accessible. Use the personal loan eligibility calculator to check your eligibility and apply online.
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Nationality
Indian, resident of India
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Employment
Must be a salaried employee at a reputed MNC or a private/ public limited company
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Credit score
Above 685
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Age
Between 21 years to 80 years*
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Income
Refer to our city list for minimum salary requirements
Documents required to apply for a personal loan in Samastipur
To avail of a personal loan in Samastipur, applicants must submit essential documents to ensure hassle-free approval. It is essential to provide the necessary documentation required for a personal loan. Submitting these documents helps in quick verification and disbursal.
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
*You should be 80 years* or younger, at the end of the loan tenure.
Interest rate and charges for personal loan in Samastipur
Before applying for a personal loan, it is essential to understand the personal loan interest rate and associated charges. These costs impact your total repayment, so knowing them in advance helps in better financial planning.
Wide range of personal loans offered by Bajaj Finance
Bajaj Finance offers a range of personal loans for travel, education, home renovation, and medical emergencies in Samastipur, with quick approval, minimal documentation, and flexible repayment options.
Here are some types of personal loans offered:
- Finance your domestic or international trips with a travel loan.
- Cover wedding expenses, including venue booking and decorations, with a marriage loan.
- Support tuition fees, study materials, and living costs with a personal loan for higher education.
- Manage hospital bills, surgeries, and emergency treatments with a medical loan.
- Assist in home renovation, repairs, or furnishing with a personal loan for home expenses.
How to apply for a personal loan in Samastipur
To apply for a personal loan in Samastipur, follow these simple steps for a hassle-free process:
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents
Our Personal Loan branches in Samastipur
Frequently asked questions
To apply for a personal loan in Samastipur, residents with a stable income and a good credit score generally qualify. However, eligibility criteria may differ from lender to lender, based on factors such as income, age, and employment status.
The tenure for a personal loan in Samastipur ranges from 12 months to 96 months, allowing flexible repayment options based on the loan amount and your financial situation.
Yes, you can prepay your personal loan in Samastipur, but prepayment charges may apply as per the lender’s terms and conditions.
Defaulting on a personal loan in Samastipur may lead to penalties, a negative impact on your credit score, and possible legal action by the lender.
Getting a personal loan with a low credit score may be challenging, but some lenders may offer loans with higher interest rates or require a guarantor.
