Personal Loan in Samastipur

Need urgent funds in Samastipur for a wedding, travel, education, home renovation, or medical emergency? A Bajaj Finserv Personal Loan in Samastipur offers up to Rs. 55 lakh with zero collateral, minimal paperwork, and a 100% online application process.

✅ Check your pre-approved loan offer in Samastipur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Collateral-free loan

Enjoy a high sum personal loan from Bajaj Finance without pledging any collateral or asset.

Money in your account in 24 hours*

Get the money in the bank account within 24 hours* of approval.

100% transparency

We offer personal loans with zero hidden charges and complete transparency. Learn about terms and conditions.

Easy account management

Use our customer portal, My Account and access to your loan account anytime, anywhere without any restrictions.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Samastipur with just your phone number and OTP – no need to visit the branch.

High loan value

Meet all the eligibility parameters and avail a fund up to Rs. 55 lakh with attractive offers.

Quick approval

Getting approval for a Bajaj Finserv Personal Loan is easy and takes only a few minutes.

Less paperwork

Submit only a handful of documents to be eligible for a personal loan from us.

Flexible tenure

We offer a tenure from 12 months to 96 months. Use an online personal loan EMI calculator and estimate instalments beforehand.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried
   

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.