Personal loan in Raesi

Check if you have a personal loan offer in Raesi and apply online to get the funds quickly.
Personal loan in Raesi
3 min
24-March-2025
Residents of Raesi can avail themselves of personal loans from various financial institutions to meet their diverse financial needs. Whether it's funding a dream vacation, covering wedding expenses, or handling unforeseen medical bills, a personal loan provides the necessary funds without requiring collateral. The application process is typically simple, with quick approvals and disbursals, ensuring that you have access to funds when you need them most.

You can also check If you already have a pre-approved loan offer in Raesi. All you need to do is enter your mobile number and OTP. Once you apply, you can get funds directly in your account within 24 hours*.

Features and benefits of personal loan in Raesi

A personal loan in Raesi comes with multiple advantages, making it a convenient financing option:

  • Quick approval and disbursal- Instant loan approvals with funds credited to your account within 24 hours*.
  • Competitive interest rates – Affordable interest rates make repayments easier.
  • Flexible repayment options- Choose repayment periods ranging from 12 months to 96 months, making EMI payments manageable.
  • Minimal paperwork Apply easily with only basic documents required for approval.
  • Loans up to Rs. 55 lakh: Manage your small and large expenses easily with a personal loan amount that suits your needs and repayment budget.

Eligibility criteria for personal loan in Raesi

To be eligible for a Bajaj Finserv Personal Loan in Raesi, you must meet the following criteria:

  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Customer profile: Self-employed or Salaried
*You should be 80 years*. or younger, at the end of the loan tenure.

Check your eligibility for personal loan in Raesi and apply online in just a few minutes.

Documents required for a personal loan in Raesi

For an even faster loan application process, it’s essential to have the necessary documents ready. Check the complete list of documents required for a personal loan below:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card

Interest rate on personal loan in Raesi

Interest rates for personal loans in Raesi vary among lenders and are influenced by factors such as your credit score, income, and loan amount. Learn more about the personal loan interest rate.

Uses of personal loan in Raesi

A personal loan in Raesi can be used for multiple purposes, including:

  • Travel expenses: Finance your dream vacation without depleting your savings.
  • Wedding costs: Cover expenses related to ceremonies, receptions, and other festivities.
  • Education fees: Invest in higher education or specialised courses for yourself or family members.
  • Medical emergencies: Address unforeseen medical bills promptly.
  • Home renovations: Upgrade or repair your home to enhance comfort and value.

How to apply for a personal loan in Raesi

You can apply online for a personal loan in Raesi, simply follow these steps:

  • Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
  • Enter your 10-digit mobile number and the OTP sent to your phone.
  • Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  • Now, click on ‘PROCEED’ to visit the loan selection page.
  • Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  • Choose the repayment tenure – you can select a suitable tenure and click on ‘PROCEED’.
  • Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.


Apply today and get the funds you need with minimal effort.

*Terms and conditions apply.

Frequently asked questions

How much personal loan can I get in Raesi?
You can apply for a personal loan in Raesi ranging from Rs. 20,000 to Rs. 55 lakh, depending on your eligibility. With a Bajaj Finserv Personal Loan, you can check if you already have a pre-approved loan offer in just two clicks.

How long does it take to get a personal loan approved in Raesi?
The loan approval process is quick, with funds disbursed within 24 hours* ensuring a seamless and hassle-free experience.

What is the minimum credit score required for a personal loan in Raesi?

A credit score of685 or higher is required to qualify, though specific requirements may vary by lender. sCheck your eligibility for our personal loan in Raesi and plan your expenses.

Can self-employed individuals apply for a personal loan in Raesi?
Yes, self-employed individuals can also apply for a personal loan in Raesi.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.