Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
Looking for a quick and hassle-free way to access funds in Purnia? Bajaj Finance offers instant personal loans tailored to meet your financial needs. Whether you need funds for medical emergencies, home renovations, or planning a dream vacation, Bajaj Finserv Personal Loans provide a seamless application process, minimal documentation, and competitive interest rates. You can also check if you already have a pre-approved offer in Purnia. The process is 100% digital, with no need to visit a branch.
✅ Check your pre-approved loan offer in Purnia with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.
Know more about our personal loan and its features.
Features and benefits of personal loan in Purnia
High loan amount
Manage your small or large expenses with quick personal loans ranging from Rs. 40000 - Rs. 55 lakh. Check your eligibility using our personal loan eligibility calculator.
Flexi loans
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.
Convenient tenures
Manage your loan easily with repayment options ranging from 12 months to 96 months.
Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Kurnool with just your phone number and OTP – no need to visit the branch.
Approval in just 5 minutes*
Complete your entire personal loan application online from the comfort of your home or wherever you are and get an instant personal loan with fast approval.
Money in your account in 24 hours*
Your bank account will be credited with your loan amount within 24 hours* or, in some cases, on the same day of approval.
No hidden charges
Our fees and charges are mentioned clearly on this page itself and also on our loan documents. We advise you to read these in detail before applying.
No guarantor or collateral needed
You do not need to provide any collateral such as gold ornaments, property papers, or have someone stand as a guarantor.
*Terms and conditions apply.
Eligibility criteria for personal loan in Purnia
You can easily get the funds you need with the below criteria:
-
Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
-
Documents required to get a personal loan in Purnia
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Learn more about the documents required for personal loan.
Apply for personal loan in Purnia
Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Uses of personal loan in Purnia
Personal loans are versatile and can be used for a variety of purposes. Here are some common uses for residents of Purnia:
- Wedding expenses: Planning a grand celebration? You can apply for a personal loan for wedding expenses to ensure every detail is taken care of without financial worries.
- Medical emergencies: In times of sudden health issues, a personal loan for medical emergency can help you manage hospital bills and treatment costs swiftly.
- Higher education: Whether it's for yourself or your child, investing in the future becomes easier with a personal loan for higher education.
- Home repairs or renovation: Want to improve your living space? A personal loan for home expenses can help you fund repairs, renovations, or upgrades with ease.
- Travel plans: If you’ve been planning a getaway, a personal loan for travel lets you explore new destinations without dipping into your savings.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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