In today’s fast-paced world, financial needs can arise unexpectedly, whether it is for a wedding, medical emergency, education, or home renovation. For residents of Purnia, a personal loan can serve as an effective solution to meet such requirements without the hassle of pledging collateral. Bajaj Finserv Personal Loan offers a seamless borrowing experience, ensuring quick access to funds when you need them the most.
In this article, we will explore the features, benefits, eligibility criteria, required documents, and application process for availing of a personal loan in Purnia.
Features and benefits of personal loan in Purnia
Bajaj Finserv Personal Loan is designed to cater to diverse financial needs with ease and flexibility. Here are the top features and benefits:
- Loan amount up to Rs. 55 lakh: Get access to high-value funding to meet various financial needs, whether it is for a wedding, travel, or medical expenses.
- Instant approval and disbursal within 24 hours*: Once your application is approved, the funds are credited to your account within just 24 hours.
- Flexible repayment terms – up to 96 months: Choose a repayment tenure that suits your financial capacity, with options ranging from 12 months to 96 months.
- Minimal documentation: Forget the hassle of lengthy paperwork; only basic documents are required to process your loan.
- 100% online process: Apply for your loan from the comfort of your home, with a paperless and user-friendly online application process.
Apply today to unlock same-day funds.
Check your eligibility using our personal loan eligibility calculator.
Eligibility criteria for personal loan in Purnia
To avail of a personal loan in Purnia, you need to meet the following eligibility criteria:
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Documents required to get a personal loan in Purnia
Bajaj Finserv simplifies the loan application process by requiring minimal documentation. Here are the documents you need to provide:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Learn more about the Documents Required for Personal Loan.
Uses of personal loan in Purnia
Personal loans are versatile and can be used for a variety of purposes. Here are some common uses for residents of Purnia:
- Wedding expenses: Planning a grand celebration? You can apply for a personal loan for wedding expenses to ensure every detail is taken care of without financial worries.
- Medical emergencies: In times of sudden health issues, a personal loan for medical emergency can help you manage hospital bills and treatment costs swiftly.
- Higher education: Whether it's for yourself or your child, investing in the future becomes easier with a personal loan for higher education.
- Home repairs or renovation: Want to improve your living space? A personal loan for home expenses can help you fund repairs, renovations, or upgrades with ease.
- Travel plans: If you’ve been planning a getaway, a personal loan for travel lets you explore new destinations without dipping into your savings.
Apply for personal loan in Purnia
Applying for a Bajaj Finserv Personal Loan is quick and straightforward. Follow these steps to get started:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Apply for a Personal Loan in Purnia today to secure funds instantly.
Conclusion
A Bajaj Finserv Personal Loan in Purnia is an ideal financial solution for meeting a variety of expenses, from weddings and education to medical emergencies and travel. With competitive interest rates, flexible repayment options, and a 100% online process, it ensures a hassle-free borrowing experience.
Apply today to unlock exclusive offers and secure funds within 24 hours*.
Apply for a Personal Loan to get started.
