Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Palus
Enter mobile and OTP | Quick online approval | Get money in a day*
Personal loans are increasingly becoming a preferred financial solution for individuals seeking quick access to funds for various needs, whether it is managing medical emergencies, consolidating debt, or funding personal aspirations. Bajaj Finserv Personal Loan offers residents of Palus a seamless, hassle-free borrowing experience with attractive interest rates starting at 10% p.a.*.
With minimal documentation and an entirely online process, Bajaj Finance ensures that you can apply for a personal loan from the comfort of your home and receive funds within 24 hours*. Let us explore why Bajaj Financeis the ideal choice for a personal loan in Palus and how you can benefit from its unique features.
✅ Check your pre-approved loan offer in Palus with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.
Features and benefits of personal loan in Palus
A personal loan in Palus offers a fast, flexible, and hassle-free way to meet your financial needs. Here’s why it’s a great option:
- No collateral required – Enjoy access to funds without providing assets or property.
- Instant approval – Apply online and get approval in just 5 minutes.
- Flexible repayment tenure – Choose a repayment tenure that suits your budget, up to 96 months.
- Competitive interest rates – Benefit from better interest rates tailored to your financial profile.
- Multi-purpose usage – You can use the loan for weddings, education, medical expenses, or travel.
- Minimal documentation – Simplify the process with only a few essential documents required.
Know more about our personal loan and its features.
*Terms and conditions apply.
Uses of personal loan in Palus
A personal loan in Palus can help you manage a variety of expenses:
- Travel – Fund your dream vacation, including flights, hotels, and experiences, with a personal loan for travel.
- Weddings – Manage wedding-related costs like venue, jewellery, and arrangements with a personal loan for weddings.
- Education – Finance tuition, books, and accommodation with a personal loan for education.
- Medical emergencies – Cover unexpected healthcare expenses with a personal loan for medical emergencies.
- Home improvements – Renovate or furnish your home with a personal loan for home expenses.
Eligibility criteria for personal loan in Palus
Even if you don’t have a pre-approved offer, you can still apply, provided you meet the basic eligibility criteria.
-
- Nationality: Indian
- Age: 21 years to 80 years
- Employed with: Public, private, or MNC
- CIBIL Score: 650 or higher
- Customer profile: Self-employed or Salaried
*You should be 80 years. or younger, at the end of the loan tenure.
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Documents required for a personal loan in Palus
Applying for a personal loan in Palus is quick and simple, with minimal paperwork involved. Just ensure you have the documents required for a personal loan ready for a smooth application process
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Interest rate on personal loan in Palus
Personal loan interest rates in Palus are determined by factors like your income, credit score, and the loan amount. Find out more about the personal loan interest rate.
How to apply for a personal loan in Palus
Applying for a personal loan in Palus is simple and quick:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Conclusion
A personal loan in Palus is the perfect solution for handling unexpected expenses with ease. Whether it's a medical emergency, travel, or a wedding, you can access the funds you need without any hassle. With no collateral required, flexible repayment options, and competitive interest rates, a personal loan ensures you can manage your finances effectively. Don’t let urgent needs hold you back—check your pre-approved offer today and take control of your financial future.
*Terms and conditions apply.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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