Personal Loan in Madurai

Personal Loan in Madurai

Check your eligibility for personal loan in Madurai with your phone and OTP - no branch visit needed.

Loan Types

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FAQs

40,000 - 50 Lakh

You may be eligible for a pre-approved offer

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Enter mobile and OTP | Check offer | No branch visit needed

Instant personal loan in Madurai

  • Whether you are planning a family function in Anna Nagar, covering emergency medical expenses near Goripalayam, or funding your child’s education in Madurai’s top colleges—unexpected expenses can arise anytime. A Bajaj Finserv Personal Loan in Madurai helps you manage them easily, without pledging any security.

    You can check your offer instantly without a branch visit. The process is fully online and takes just a few minutes:

    Check your personal loan offer in Madurai with phone number and OTP → Apply online in 5 minutes → Get funds in 24 hours*

Madurai, one of the oldest cities in India and the cultural heart of Tamil Nadu, is famous for its historic landmarks like the Meenakshi-Sundareswarar Temple. The city is known for education and tourism, along with industries like granite, chemicals, automobiles, and rubber. Farming activities such as poultry, dairy, mat weaving, and jasmine cultivation also play a key role in its economy. Whether you need funds for personal or business use, you can visit our Madurai branch or apply online for a Bajaj Finserv Personal Loan of up to Rs. 55 lakh to meet your financial goals.

*Terms and conditions apply

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Features and benefits of personal loan in Madurai

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Madurai with just your phone number and OTP – no need to visit the branch.

  • Disbursal in a few hours*

    Get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

  • Minimal documents needed

    Submit just a few basic documents to get the funds you need.

  • Flexible repayment tenure

    You can take a personal loan ranging from Rs. 40000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years. 

  • No collateral required

    Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.

  • Quick online approval

    Apply online to receive quick approval on your personal loan in Madurai within a few minutes.

To provide substantial financing to borrowers, Bajaj Finance offers personal loans in Madurai with personalised features. Eligible applicants can apply for a personal loan through an online application form and receive quick approval in minutes. The documentation process is also hassle-free. Once verified, money is credited within a short time. Avail of the best loan with flexible terms from Bajaj Finance.

*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Madurai

You can easily get the funds you need in Madurai with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

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Uses of personal loan in Madurai

A personal loan in Madurai offers flexible funding for various needs. Whether you are planning a holiday, preparing for a wedding, or tackling home expenses, a personal loan can help you manage costs. Here are some common uses for personal loans:

These loans are designed to offer quick, accessible solutions to help you with various financial requirements. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

*Terms and conditions apply.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

  • Flexi Hybrid Loan
  • Flexi Term Loan
  • Term Loan

Instalment

Interest-only EMIs for the initial part of the loan tenure. EMI applicable only on the withdrawn amount

Tenure

Initial tenure: 24 months, Subsequent tenure: Up to 72 months

Annual maintenance charges

Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure

Part-prepayment facility

No part-prepayment charges

Flexi facility charges

Nominal Flexi facility charges applicable

Loan amount

Rs. 40000 to Rs. 55 lakh

Disbursal

Withdraw and prepay conveniently from your sanctioned loan limit

Instalment

Fixed EMIs that cover both the principal and interest on the withdrawn amount

Tenure

12 months to 96 months

Annual maintenance charges

Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges

Part-prepayment facility

No part-prepayment charges

Flexi facility charges

Nominal Flexi facility charges applicable

Loan amount

Rs. 40000 to Rs. 55 lakh

Disbursal

Withdraw and prepay conveniently from your sanctioned loan limit

Instalment

Fixed EMIs that cover both the principal and interest

Tenure

12 months to 96 months

Annual maintenance charges

Not applicable

Part-prepayment facility

Up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment.

Flexi facility charges

No Flexi facility charges.

Loan amount

Rs. 40000 to Rs. 55 lakh

Disbursal

Single disbursement of the loan amount

How to apply for personal loan in Madurai

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
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Documents required for personal loan in Madurai

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card
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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.