Personal Loan in Karaikudi

Need quick funds in Karaikudi for personal or emergency expenses? Whether it’s a wedding, medical need, travel, home renovation, or education, a Bajaj Finserv Personal Loan in Karaikudi gives you access to up to Rs. 55 lakh with no collateral and a 100% online application process.

✅ Check your pre-approved loan offer in Karaikudi with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Zero hidden charges

Bajaj Finserv Personal Loan is transparent and accompanies no hidden charges. For better understating, read the terms and conditions.

High sum

Apply for a personal loan online and get funds up to Rs. 55 lakh with minimal documentation.

Unsecured credit

You do not have to pledge any asset or collateral to opt for a Bajaj Finserv Personal Loan.

Immediate approval

Submit the application form and get instant approval with proper eligibility and documentation.

Online loan management

Access the customer portal - My Account and check the loan details anytime, anywhere. Also, resolve any query through it.

Less paperwork

Produce only a few documents to ensure loan sanction. Less paperwork quickens loan processing.

Flexible repayment tenure

Choose a tenure up to 96 months and make the repayment more manageable. Use personal loan EMI calculator for estimation.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Karaikudi with just your phone number and OTP – no need to visit the branch.

Money in the account in 24 hours*

After the verification is over, the sanctioned loan amount reaches the bank account within 24 hours* of approval.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.