Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Kalamb
Enter mobile and OTP | Quick online approval | Get money in a day*
Need quick funds in Kalamb? Whether it's a family function, a sudden trip, or a medical emergency, you shouldn’t have to delay your plans. A Bajaj Finserv Personal Loan gives you fast access to funds without the stress of paperwork or waiting in queues. It’s completely online, making the application process smooth and quick.
You can apply in just a few clicks and receive a personalised loan offer within seconds. No hidden steps—just straightforward financial help when you need it most. You can check your offer now – just enter your mobile number and get a personalised loan offer in seconds. No queues, no waiting.
Features and benefits of personal loan in Kalamb
A Bajaj Finserv Personal Loan in Kalamb is more than just quick money—it’s convenient financial freedom:
- Pre-approved offers- You can check if you have a pre-approved offer for a personal loan in Kalamb with just your phone number and OTP – no need to visit the branch.
- No collateral required – You don’t need to mortgage your home or pledge any valuables. This unsecured loan gives you peace of mind and easy access to funds.
- Instant disbursal – Once approved, the loan amount is credited to your bank account within a few hours—ideal for urgent needs.
- Flexible repayment tenure – Repay your loan comfortably over a period of up to 96 months, based on what suits your monthly budget.
- Competitive interest rates – Enjoy competitive interest rates that help keep your EMIs affordable and your finances on track.
- Multi-purpose usage – From funding travel and education to handling home repairs or medical bills, use the loan for anything you need.
- Minimal documentation –The application process is quick and requires only a few basic documents—no complex paperwork.
Uses of personal loan in Kalamb
A personal loan is a flexible financial tool that people in Kalamb are increasingly relying on for both planned and unexpected expenses. Here’s how:
- Travel – Fund your next trip without dipping into savings.
- Weddings – Cover big-day costs like décor, catering, and attire stress-free.
- Education – Pay for tuition, books, or relocation smoothly.
- Medical emergencies – Get quick funds when urgent care is needed.
- Home improvements – Renovate or furnish your space without financial strain.
Eligibility criteria for personal loan in Kalamb
You can apply for a personal loan in Kalamb even if you don’t have a pre-approved offer, as long as you meet the basic requirements:
-
- Nationality: Indian
- Age: 21 years to 80 years
- Employed with: Public, private, or MNC
- CIBIL Score: 685 or higher
- Customer profile: Self-employed or Salaried
*You should be 80 years. or younger, at the end of the loan tenure.
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Documents required for a personal loan in Kalamb
Getting a loan is easy when the documentation is simple. Here’s a list of documents required for a personal loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Interest rate on personal loan in Kalamb
Interest rates for personal loans in Kalamb vary based on income, employment, credit profile, and loan amount. The better your credit health, the better your rate.
Learn more about personal loan interest rates before applying.
How to apply for a personal loan in Kalamb
Applying for a personal loan in Kalamb is simple and quick:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.
Conclusion
Whether you're preparing for a special occasion, managing a medical emergency, or enhancing your home, a personal loan in Kalamb can help you achieve your goals quickly and easily. With Bajaj Finance, you not only get fast access to funds but also the flexibility and support you need, all with minimal paperwork. No queues, no hassle—just a few simple steps, and your loan is on its way.
Check your personalised loan offer now in just two easy steps—enter your mobile number and OTP to discover your borrowing potential today.
*Terms and conditions apply.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of Interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi facility charges above are inclusive of applicable taxes *Loan amount includes approved loan amount, insurance premium, and VAS charges. |
Principal Holiday Facility Fees |
Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount *(Loan amount includes approved loan amount, Insurance Premium & VAS Charges) |
Bounce charges |
Up to Rs. 1,200 per bounce. |
Part-prepayment charges |
Full Pre-payment:
Part-prepayment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure |
Note: Additional cess if any, will be applicable to all charges according to state law.
*Terms and conditions apply.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.