Bajaj Finserv in your state

Jharkhand, literally meaning the ‘land of forests’, is an Indian state boasting over 40% of the nation’s mineral resources. Although majorly rural, the state has seen great economic growth in recent years.

A personal loan in Jharkhand provides exclusive benefits to borrowers and fulfils their funding needs. Walk into any of the 23 branches of Bajaj Finserv or apply online now.

Features and benefits

  • Pre-approved offers

    Pre-approved offers

    Existing customers can apply for personalised pre-approved offers from Bajaj Finserv online.

  • Loan account online

    Loan account online

    Monitor your loan account and every relevant detail on our customer portal, Experia.

  • No collateral or guarantor

    No collateral or guarantor

    Avail of a personal loan in Jharkhand without any collateral or guarantor.

  • Repay over a longer tenor

    Repay over a longer tenor

    Enjoy the flexibility to choose your preferred repayment schedule. Tenors of up to 60 months is available.

  • No surprise charges

    No surprise charges

    Please read the terms and conditions on personal loans to know of the charges applicable.

  • Money in %$$PL-Disbursal$$%*

    Money in 24 hours*

    Wait for only 24 hours* to receive the sanctioned amount in your account post online approval.

  • Instant loan

    Instant loan

    Meet your planned and unplanned expenses with an instant personal loan from Bajaj Finserv.

  • Minimum documents

    Minimum documents

    You can submit the loan application form with basic documents and submit more later if needed.

  • Flexi loans for reduced EMIs

    Flexi loans for reduced EMIs

    Flexi loans lower the monthly instalments by up to 45%*. Pay interest rates only on the funds utilised.

  • Loans of up to %$$PL-Loan-Amount$$%

    Loans of up to Rs. 25 lakh

    Get a loan of up to Rs. 25 lakh to meet your financial needs.

Jharkhand is the 28th state of India, with a GDP growth rate standing at 10.22% during 2017-18. Rich in flora and fauna, Jharkhand’s major attractions include zoological gardens, national parks and the Palamau Tiger Reserve.

The state’s ample mineral resources include copper ore, limestone, manganese, mica, bauxite, fire clay and china clay. Industries in Jharkhand are supported by large deposits of iron ore and coal.

If you are looking for additional sources of funds in Jharkhand, approach Bajaj Finserv for a personalised loan offer. Spend it on a wedding, children’s higher education, medical treatment, travel bookings and accommodation, home renovation and more.
Visit your nearest branch or apply online without any collateral. You can ease your repayment by choosing a flexible tenor of up to 60 months.

*Conditions apply

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Eligibility criteria

Borrowers in Jharkhand can access credit by fulfilling the easy-to-meet personal loan eligibility criteria.

  • Nationality

    Nationality

    Resident Indian

  • Age

    Age

    Between 21 years to 67 years*

  • Credit score

    Credit score

    750 or above

  • Employment status

    Employment status

    Salaried individual employed at a private/ public firm or an MNC

  • Minimum salary

    Minimum salary

    Check the city list to know the income requirements for your city.

Apply for funds of up to Rs. 25 lakh as per your eligibility. After the online application is approved, the amount is transferred to your account directly.

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Interest rates and charges

Make sure you get to know all the interest rates and charges imposed on a personal loan.