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Personal Loan in Jharkhand: Features and Benefits

The etymology of the Indian state of Jharkhand is the land of bush or forests. The state is popular for waterfall and important religious sites. The industrial sector of Jharkhand is majorly supported by mineral resources, including iron ore, coal, uranium, china clay, and thorium. Besides, the cottage industry and agricultural sectors in the state are also thriving.

Opt for a personal loan in Jharkhand at affordable rates and address a host of requirements including healthcare, wedding, higher education, foreign travel, and expensive purchases.

  • Pay up to 45% lower EMI

    Up to Rs.25 lakh loan amount

    Avail funds as high as up to Rs.25 lakh to sufficiently meet your needs.

  • Minimal documentation

    Few documents

    Apply for a loan now by filling the loan application form and submitting a few documents required for a personal loan.

  • Money within 24 hours*

    Money in bank within 48 hours

    Being one of the prominent private lenders, Bajaj Finserv offers fast loan disbursal within 48 hours* of approval.

  • Collateral-free loan

    No need for pledging any asset as collateral or bring a guarantor to avail the personal loan finance from Bajaj Finserv.

  • Instant approval

    Instant loan approval

    Borrowers can address their financial emergencies by applying for a Bajaj Finserv Personal Loan, which comes with quick approval.

  • Flexible tenors

    Repay over flexible tenors

    Enjoy the flexibility to choose a convenient tenor ranging up to 60 months.

  • No hidden charges

    Zero hidden costs

    Be assured of no last-minute fees on your personal loan. For further details, go through our terms and conditions.

  • Online loan account access

    Online loan account

    Stay updated 24x7 regarding your private finance loan through our online account management.

  • education loan

    Flexible loan

    Opt for a flexi personal loan to reduce your monthly outflow towards loan repayment by up to 45%. Borrowers can withdraw funds in small amounts from a pre-sanctioned limit whenever needed. Interest is charged only on the utilised funds and not on the total principal.

  • Pre-approved offers

    Pre-approved offers

    Go through a more simplified process of application and save time significantly with pre-approved offers from Bajaj Finserv.

Eligibility Criteria for Personal Loan in Jharkhand

Borrowers need to meet the personal loan eligibility criteria and submit all necessary documents to qualify for the credit.

Interest Rates and Charges for Personal Loan in Jharkhand

Get affordable personal loan interest rates and charges. Use our personal loan EMI calculator to better assess EMIs and the total interest payable.

Contact Us

Customers new to Bajaj Finserv can seek detailed information about personal loan in Jharkhand. Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

If you are an existing customer, get in touch with us at 020-3957 5152 or email at

*Conditions apply