Personal Loan in Jhalawar

Personal Loan in Jhalawar

Check your eligibility for personal loan in Jhalawar with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Jhalawar

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Looking for a personal loan in Jhalawar? Whether you need funds for a medical emergency, home renovation, wedding expenses, or any other financial requirement, Bajaj Finserv Personal Loans offer a seamless and hassle-free solution. With competitive interest rates, minimal documentation requirements, and instant disbursal, Bajaj Finserv is the go-to choice for individuals seeking quick financial assistance.


    Check your pre-approved loan offer in Jhalawar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Know more about our personal loan and its features.


*Terms and conditions apply.

Show More Show Less

Features and benefits of personal loan in Jhalawar

A personal loan in Jhalawar comes with a host of features and benefits tailored to meet diverse financial needs. Continue reading to explore these advantages:

  • Minimal documentation

    Our simplified personal loan application minimises required documentation, easing the borrowing process and saving time. Essential documents like income proof, address proof, KYC etc are mandatory but kept to a minimum. Check out the complete list of documents required.

  • Financial versatility

    Our personal loans offer flexibility, empowering borrowers to use funds for weddings, home improvement, education, or unforeseen expenses, tailored to their needs.

  • Swift approval

    You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh. 

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Jhalawar with just your phone number and OTP – no need to visit the branch.

  • No collateral

    Our personal loans are unsecured, eliminating the need for borrowers to pledge collateral like property or assets, ensuring accessibility for a broader range of individuals.

  • Flexible tenure options

    Our borrowers have the flexibility to choose a repayment term that ranges from 12 months to 108 months, aligning with their monthly budget and capabilities. This functionality provides ease, guaranteeing that the monthly payments stay within a manageable range for the individual borrower.

Use the personal loan EMI calculator to arrive at the right loan amount you can borrow as per your repayment capacity. Read more about the features of a personal loan from Bajaj Finance Limited.


*Terms and conditions apply

Show More Show Less

Eligibility criteria and documents for personal loan in Jhalawar

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Show More Show Less

How to apply for personal loan in Jhalawar

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

Show More Show Less

Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000