Personal Loan in Hoshiarpur

Financial needs can arise at any time, whether it is to fund a wedding, manage medical emergencies, or consolidate existing debts. In such situations, a personal loan can be a reliable solution. If you are based in Hoshiarpur and looking for a seamless loan experience, Bajaj Finserv Personal Loans offer a quick, hassle-free, and entirely online solution to meet your financial requirements.

✅Check your pre-approved loan offer in Hoshiarpur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Minimal documentation

Provide only a handful of documents to streamline application processing and loan approval.

Suitable tenure

With tenure flexibility of up to 96 months, select a suitable term for loan repayment.

Flexi facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Quick online approval

Fulfil minimum eligibility requirements and apply online to receive instant loan approval.

Money in bank under 24 hours*

Once approved, you will get the loan amount transferred to your bank account within the next 24 hours*.

Loan of up to Rs. 55 lakh

Fund your diverse monetary requirements of high quantum with up to Rs. 55 lakh as a personal loan in Hoshiarpur.

Collateral-free financing

Eliminate your worries regarding security provision as Bajaj Finance offers a collateral-free personal loan.

Easy online access

Log in to the customer portal – My Account with required credentials to access your loan account online, on the go.

100% transparency

Avoid payment of any hidden charges with 100% transparent fees on the Bajaj Finserv.

Pre-approved offer

You can check if you have a pre-approved offer for a personal loan in Hoshiarpur with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.