Bajaj Finserv in your state

Located by the western Himalayas, Himachal Pradesh has some of the highest mountain peaks and several river systems. Agriculture, tourism, and hydropower are the state’s primary income sources.

Bajaj Finserv brings personal loans for individuals residing in this state. Walk into your nearest branch in your city or apply online for immediate cash needs.

Features of personal loan in Himachal Pradesh

  • High-value loan

    High-value loan

    Get financing of up to Rs. 35 lakh without collateral. Check the personal loan eligibility criteria before applying.

  • No collateral needed

    No collateral needed

    Avail of our personal loan without providing any asset or collateral.

  • Instant approval

    Instant approval

    With proper eligibility, we approve the loan within minutes. Tackle any emergency with ease.
  • Flexible tenor

    Flexible tenor

    Choose the right tenor, ranging from 12 months to 84 months for easy repayment.

  • No hidden charges

    No hidden charges

    Personal loan from Bajaj Finserv is free from hidden costs. Enjoy transparent terms and conditions.

  • Minimal Documentation

    Minimal documentation

    Submit only a few documents to avail of a personal loan from us.

  • Manage account online

    Manage account online

    Log into our customer portal – Experia, to manage loan account easily. Check repayment status and other details.

  • Personalised offers

    Personalised offers

    Enter your name and contact number to find your pre-approved offers within seconds.

  • Money in %$$PL-Disbursal$$%*

    Money in 24 hours*

    The approved amount takes 24 hours* to reach the account. Start using the funds immediately.

  • Flexi personal loan

    Flexi personal loan

    Choose interest-only Flexi loan facility and reduce EMI burden by 45%*.

Agriculture is the leading sector in Himachal Pradesh, and apple is their main produce. The rift valleys also help in generating hydropower in this area.

Himachal residents can finance their business or any other expenses easily with a personal loan from Bajaj Finserv. The competitive interest rates and minimal additional charges make this loan suitable for all. Meet the simple eligibility parameters and submit a few documents to be eligible.

Contact the nearest branch or click on ‘Apply Online’ and fill the application form to get the funds.

*Conditions apply

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Eligibility criteria

Following are the eligibility criteria for an instant personal loan from us. Also, estimate the monthly instalments with a personal loan EMI calculator.

  • Nationality


    Indian resident

  • Employment


    Must be a salaried employee at a reputed MNC or a private/public limited company

  • Credit score

    Credit score

    Above 750

  • Age


    Between 21 years to 67 years*

  • Income


    Refer to our city list for minimum salary requirements

Check the eligibility parameters before applying for a personal loan. Meet all the criteria to get the best deals available.

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Interest rates and charges

Know the interest rates and additional charges on a personal loan from Bajaj Finserv and repay it conveniently.