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Personal Loan in Himachal Pradesh: Features and Benefits

Located in the Western Himalayas, Himachal Pradesh is based on expansive valleys and adorned with a host of perennial rivers. The state houses many churches, gurudwaras, temples, and monasteries. Tourism, agriculture, hydropower, and horticulture are the main revenue-generating industries of this Indian state.

A personal loan in Himachal Pradesh from Bajaj Finserv comes with attractive benefits for customers. Address your diverse financial needs smoothly.

  • Transparency

    personal loan from Bajaj Finserv involves no hidden charges with the personal loan. Enjoy 100% transparent policies for hassle-free financing.

  • Online loan account access

    Manage loan account

    Log in to our customer portal, Experia and access your loan details such as EMI payment and outstanding balance anytime, anywhere.

  • education loan


    Apply for the flexi loan facility, which allows multiple withdrawals from a pre-sanctioned amount. Choose to pay interests on the utilised amount as EMIs and repay the principal at the tenor end.

  • Flexible tenors

    Convenient loan tenor

    Evaluate your financial capabilities and select a suitable tenor of up to 60 months for personal loan finance repayment.

  • Pre-approved offers

    Pre-approved offers

    Ease the loan application procedure and save more time with tailor-made pre-approved offers on private finance loan. Find your pre-approved offers with a few details online.

  • Pay up to 45% lower EMI

    Get a loan up to Rs.25 lakh

    Opt for funds up to Rs.25 lakh by fulfilling simple personal loan eligibility criteria. Cater to your major financial necessities without any restrictions on end usage.

  • Money within 24 hours*

    Loan disbursal in 48 hours

    Avail fast loan disbursal within 48 hours* of approval from private financiers like Bajaj Finserv.

  • Instant approval

    Quick approval

    Once you submit the completed application form successfully, expect a quick approval on your personal loan.

  • Minimal documentation

    Basic documentation

    Complete the entire loan application process with a few basic documents.

  • No need for collateral

    Avoid pledging any collateral or security by opting for a personal loan from Bajaj Finserv.

Eligibility Criteria for Personal Loan in Himachal Pradesh

Make sure to read the eligibility criteria and documents required for a personal loan before applying for one. Check your instalments using the personal loan EMI calculator.

Interest Rates and Charges for Personal Loan in Himachal Pradesh

Bear a low cost of the loan with competitive personal loan interest rates and additional charges.

Contact Us

If you are new to Bajaj Finserv and are looking for information about personal loan in Himachal Pradesh, you can call us at 1800-103-3535 or ‘PL’ to 9773633633.

Existing customers can reach us at 020-3957 5152 or write in at

*Conditions apply