Bajaj Finserv in your city

Also known as Bennenagari, Davanagere has experienced massive growth over the past few years. It is popularly known as the cotton hub of Karnataka. Two major sectors influencing the commercial activities in the city are agro-processing and education.

With a few documents, borrowers can avail of a personal loan in Davanagere – the fastest personal loan in India from Bajaj Finserv. Currently, we have 4 branches across the city.

You can apply for the loan online or walk into your nearest branch.

Features of an instant personal loan in Davanagere

  • Minimal documentation

    Minimal documentation

    Applying for a loan is faster with minimal documentation. Provide only a few basic documents.

  • Transparency

    Transparency

    Enjoy a transparent loan application process with Bajaj Finserv. Read the terms and conditions now.

  • Flexible tenors

    Flexible tenors

    Calculate your instalments with a Personal Loan EMI Calculator. Select up to 84 months to repay your loan.

  • Pre-approved offer

    Pre-approved offer

    Cut short the processing time by applying for a loan with pre-approved offers.

  • Online account management

    Online account management

    Track your loan EMIs, principal outstanding, repayment schedule, and every other detail with our customer portal – Experia.

  • Collateral-free loan of up to %$$PL-Loan-Amount$$%

    Collateral-free loan of up to Rs. 35 lakh

    Avail loans of up to Rs. 35 lakh without keeping any of your assets as security.

  • Pay lesser EMIs

    Pay lesser EMIs

    Take advantage of our Flexi loan feature and reduce your monthly instalments by up to 45%*.

  • Instant approval

    Instant approval

    Online application ensures loan approval in a matter of minutes. Such features make Bajaj Finserv Personal loan the fastest personal loan in India.

  • Immediate reception of funds

    Immediate reception of funds

    Get the funds in your account within 24 hours* of approval.

Davanagere has been chosen under the Smart Cities Mission in India. Its rich culinary tradition is famous throughout the country as it includes the diversity of various dishes from all over Karnataka.

Whether you want to expend in home renovation or consolidate smaller debts, approach Bajaj Finserv for a loan of up to Rs. 35 lakh. Use the multipurpose loan wherever needed and repay over a flexible tenor. You can also bring down your EMIs by up to 45%* with our Flexi loan facility.

*Condition apply

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Eligibility criteria for a personal loan in Davanagere

Know the criteria to qualify for a personal loan or check your qualifying loan amount with a personal loan eligibility calculator.

  • Employment

    Employment

    Salaried employee from an MNC, public/ private limited company

  • Age

    Age

    From 21 years to 67 years*

  • Citizenship

    Citizenship

    Indian, residing in the nation

  • Salary

    Salary

    Check the city list for minimum salary requirements

  • CIBIL score

    CIBIL score

    750 or above

Fulfil all the eligibility parameters to qualify for the most affordable interest rates from Bajaj Finserv.

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Interest rates and charges for personal loans in Davanagere

Apart from interest rates, you must know the processing fees and associated charges imposed on a personal loan.

Frequently-asked questions

What are the benefits of taking a personal loan?

Personal loan has numerous benefits for borrowers. Some of these are:

  • Flexibility in the use of money
  • Higher borrowing limits
  • No risks associated with zero collateral
  • Easy management
  • Flexible repayment in easy EMIs
What are the documents to submit?

Submit only KYC documents like Aadhaar card, PAN card, passport, voter ID, etc., account statements, and a photograph.

How can I know the total interest payable?

The easiest way to know your total payable interest on the personal loan is by using the personal loan EMI calculator.

Can I reduce the EMIs towards loan repayment?

Yes, you can bring down your EMIs further by choosing the Flexi loan facility. It allows you to pay interest only on the utilised loan amount and not the total outstanding.

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