Bajaj Finserv in your city
Also known as Bennenagari, Davanagere has experienced massive growth over the past few years. It is popularly known as the cotton hub of Karnataka. Two major sectors influencing the commercial activities in the city are agro-processing and education.
With a few documents, borrowers can avail of a personal loan in Davanagere – the fastest personal loan in India from Bajaj Finserv. Currently, we have 4 branches across the city.
You can apply for the loan online or walk into your nearest branch.
Features of an instant personal loan in Davanagere
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Minimal documentation
Applying for a loan is faster with minimal documentation. Provide only a few basic documents.
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Transparency
Enjoy a transparent loan application process with Bajaj Finserv. Read the terms and conditions now.
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Flexible tenors
Calculate your instalments with a Personal Loan EMI Calculator. Select up to 96 months to repay your loan.
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Pre-approved offer
Cut short the processing time by applying for a loan with pre-approved offers.
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Online account management
Track your loan EMIs, principal outstanding, repayment schedule, and every other detail with our customer portal – Experia.
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Collateral-free loan of up to Rs. 40 lakh
Avail loans of up to Rs. 40 lakh without keeping any of your assets as security.
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Pay lesser EMIs
Take advantage of our Flexi loan feature and reduce your monthly instalments by up to 45%*.
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Instant approval
Online application ensures loan approval in a matter of minutes. Such features make Bajaj Finserv Personal loan the fastest personal loan in India.
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Immediate reception of funds
Get the funds in your account within 24 hours* of approval.
Davanagere has been chosen under the Smart Cities Mission in India. Its rich culinary tradition is famous throughout the country as it includes the diversity of various dishes from all over Karnataka.
Whether you want to expend in home renovation or consolidate smaller debts, approach Bajaj Finserv for a loan of up to Rs. 40 lakh. Use the multipurpose loan wherever needed and repay over a flexible tenor. You can also bring down your EMIs by up to 45%* with our Flexi loan facility.
*Condition apply
Eligibility criteria for a personal loan in Davanagere
Know the criteria to qualify for a personal loan or check your qualifying loan amount with a personal loan eligibility calculator.
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Employment
Salaried employee from an MNC, public/ private limited company
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Age
From 21 years to 80 years*
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Citizenship
Indian, residing in the nation
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Salary
Check the city list for minimum salary requirements
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CIBIL score
685 or above
Fulfil all the eligibility parameters to qualify for the most affordable interest rates from Bajaj Finserv.
Interest rates and charges for personal loans in Davanagere
Apart from interest rates, you must know the processing fees and associated charges imposed on a personal loan.
Frequently-asked questions
Personal loan has numerous benefits for borrowers. Some of these are:
- Flexibility in the use of money
- Higher borrowing limits
- No risks associated with zero collateral
- Easy management
- Flexible repayment in easy EMIs
Submit only KYC documents like Aadhaar card, PAN card, passport, voter ID, etc., account statements, and a photograph.
The easiest way to know your total payable interest on the personal loan is by using the personal loan EMI calculator.
Yes, you can bring down your EMIs further by choosing the Flexi loan facility. It allows you to pay interest only on the utilised loan amount and not the total outstanding.
