Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Need urgent funds in Chandabali? Whether it’s a wedding expense, home renovation, medical emergency, or an exciting opportunity—you don’t have to wait. With a Bajaj Finserv Personal Loan, residents of Chandabali can access funds quickly, with minimal documentation and no need for collateral. The entire process is online, transparent, and tailored to your financial needs. From competitive interest rates to quick disbursal, this loan is ideal for both planned and unexpected expenses.
✅ Check your pre-approved loan offer in Chandabali with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.
Know more about our personal loan and its features.
Features and benefits of personal loan in Chandabali
Bajaj Finserv Personal Loan is designed to make borrowing easy and stress-free for Chandabali residents. Here’s what makes it a smart choice:
- No collateral required – Get unsecured loans without pledging any assets.
- Instant disbursal – Funds are credited to your bank within 24 hours* of approval.
- Flexible repayment tenure – Choose repayment terms of up to 96 months to suit your monthly budget.
- Competitive interest rates – EMIs stay affordable with attractive interest options.
- Pre-approved offers: You can check if you have a pre-approved offer for a personal loan in Chandabali with just your phone number and OTP.
- Multi-purpose usage – Be it medical, travel, or education—you can use the loan as per your needs.
- Minimal documentation – Just a few essential documents needed for approval.
Uses of personal loan in Chandabali
A personal loan is a flexible financial tool that people in Chandabali are increasingly relying on for both planned and unexpected expenses. Here’s how:
- Travel – Whether it’s a family vacation or a solo trip, you can cover travel bookings, accommodations, and sightseeing comfortably.
- Weddings – Weddings come with big costs—from venue booking and décor to outfits and gifts. This loan helps manage all that seamlessly.
- Education – Fund higher education, certification courses, or coaching classes without compromising your career goals.
- Medical emergencies – Access immediate funds for surgeries, hospital bills, or ongoing treatments during emergencies.
- Home improvements – Renovate your kitchen, paint the house, or buy new furniture without needing to dip into savings.
Eligibility criteria and documents for personal loan in Chandabali
You can easily get the funds you need with the below criteria:
-
Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required for personal loan in Chandabali
Here is a list of documents required for a personal loan that you can keep handy when applying:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on personal loan in Chandabali
Interest rates for personal loans in Chandabali vary based on income, employment, credit profile, and loan amount. The better your credit health, the better your rate. Learn more about personal loan interest rates before applying.
How to apply for personal loan in Chandabali
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Conclusion
Whether you're planning a major life event or managing unexpected expenses, a personal loan in Chandabali offers the financial freedom to take control without tapping into your savings. With quick approval, minimal paperwork, and flexible usage—this loan is designed to match your unique needs.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of Interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi facility charges above are inclusive of applicable taxes *Loan amount includes approved loan amount, insurance premium, and VAS charges. |
Principal Holiday Facility Fees |
Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount *(Loan amount includes approved loan amount, Insurance Premium & VAS Charges) |
Bounce charges |
Up to Rs. 1,200 per bounce. |
Part-prepayment charges |
Full Pre-payment:
Part-prepayment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure |
Note: Additional cess if any, will be applicable to all charges according to state law.
*Terms and conditions apply.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.