Personal Loan in Bhiwani

Managing finances during emergencies or fulfilling personal aspirations such as a wedding, travel, or higher education often requires quick access to funds. In such cases, a personal loan becomes a reliable solution. For residents of Bhiwani, Bajaj Finance offers a seamless, fully online personal loan application process that ensures quick disbursal of funds.

✅Check your pre-approved loan offer in Bhiwani with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Flexibility in end-use

Our personal loans provide incredible financial flexibility, enabling you to use funds for a wide range of purposes that truly matter to you. Planning a beautiful wedding celebration? Need to upgrade your home with improvements? Investing in education for yourself or family members? Handling unexpected medical expenses? The choice is entirely yours.

Quick disbursal

Bajaj Finance Limited offers loans through a simple online personal loan application process that delivers results when you need them most. The funds are disbursed within just 24 hours*, making it easy to handle all your emergencies and opportunities as quickly as possible.

Real-world impact: Whether you need funds for a medical treatment, a time-sensitive business opportunity, or urgent home repairs, having money in your account within hours rather than days can be life-changing.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bhiwani with just your phone number and OTP – no need to visit the branch.

No collateral or security needed

Our personal loans are completely unsecured, meaning you don't need to offer collateral such as property, gold, vehicles, or other valuable assets to secure the loan. This accessibility extends the benefits of our personal loans to a much broader range of individuals in Bhiwani who may not possess significant assets to pledge.

Broader accessibility: Whether you're a young professional just starting out, a small business owner, or someone who simply prefers not to involve their assets in borrowing, unsecured loans make financing possible based on your creditworthiness rather than asset ownership.

Wide range of tenures

Every borrower's financial situation is unique, and your repayment plan should reflect that reality. Our borrowers have complete flexibility to choose a repayment tenure ranging from 12 months to 96 months, based on their individual repayment capacity and monthly budget comfort.

How to choose the right tenure: Shorter tenures mean higher monthly EMIs but lower total interest costs. Longer tenures offer smaller, more comfortable monthly payments but result in higher total interest. The decision depends on your income stability and financial priorities.

Minimal documentation

Our personal loan application process is highly efficient, requiring only minimal documentation to make your borrowing experience as smooth as possible. This streamlined approach enhances the entire process, significantly reducing the time and effort needed to secure your loan.

Click here to check the complete list of documents required for your personal loan application.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.