Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Belthangady
Enter mobile and OTP | Quick online approval | Get money in a day*
Belthangady, a scenic town in Karnataka’s Dakshina Kannada district, is known for its lush landscapes, agricultural heritage, and emerging commercial opportunities. Whether you’re planning your dream wedding, meeting sudden medical expenses, or upgrading your home, a personal loan in Belthangady offers a quick and convenient financial solution.
With minimal documentation and swift disbursal, these loans are designed to help you achieve your goals without financial stress. Check if you have a pre-approved loan offer in Belthangady—it just takes two clicks, and the funds can be credited to your account within 24 hours*.
Features and benefits of personal loan in Belthangady
A personal loan from Bajaj Finance in Belthangady is designed for convenience, flexibility, and speed. Enjoy several benefits including:
- No collateral required – Unsecured personal loans that don’t require you to provide any assets or property as security.
- Instant approval – Apply online and get approval within 5 minutes, helping you access funds quickly during urgent financial needs.
- Flexible repayment tenure – Choose a repayment tenure that suits your budget, with options available up to 96 months.
- Competitive interest rates – Benefit from competitive interest rates tailored to your credit score, income, and profile, keeping EMIs affordable.
- Multi-purpose usage – Whether it’s for a dream wedding, last-minute travel, higher education, or a sudden medical emergency, this loan can cover a variety of expenses.
- Minimal documentation – Skip the stress of paperwork with a simple process that requires just a few essential documents to get started.
Uses of personal loan in Belthangady
You can use a personal loan in Belthangady for a range of purposes:
- Travel – Fund your dream holiday stress-free
- Weddings – Manage all wedding expenses effortlessly.
- Education – Fund higher studies, certifications, or tuition fees.
- Medical emergencies – Get timely help during health-related emergencies.
- Home improvements – Renovate, upgrade, or repair your living space stress-free.
Eligibility criteria for personal loan in Belthangady
To apply for a personal loan, you must meet a few simple eligibility criteria. Even if you don’t have a pre-approved offer, you can still apply.
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
Documents required for a personal loan in Belthangady
The documentation process is simple and designed to speed up your application. You’ll typically need just a few essential papers. Learn more about the documents required for a personal loan before applying to ensure a smooth experience.
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Interest rate on personal loan in Belthangady
Interest rates for personal loans in Belthangady are competitive and based on your credit profile, employer, income, and loan amount. A good credit score can help you secure better rates, keeping EMIs affordable. Learn more about the personal loan interest rate.
How to apply for a personal loan in Belthangady
Applying for a personal loan in Belthangady is simple and quick:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.
Conclusion
An instant personal loan in Belthangady provides fast financial assistance for urgent needs like weddings, medical expenses, or home improvements. With Bajaj Finance, getting a loan in Belthangady is simple, quick, and requires minimal documentation. Apply now and secure funds exactly when you need them.
*Terms and conditions apply.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of Interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi facility charges above are inclusive of applicable taxes *Loan amount includes approved loan amount, insurance premium, and VAS charges. |
Principal Holiday Facility Fees |
Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount *(Loan amount includes approved loan amount, Insurance Premium & VAS Charges) |
Bounce charges |
Up to Rs. 1,200 per bounce. |
Part-prepayment charges |
Full Pre-payment:
Part-prepayment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure |
Note: Additional cess if any, will be applicable to all charges according to state law.
*Terms and conditions apply.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.