Personal Loan in Bathinda

A Bajaj Finserv Personal Loan in Bathinda is designed to meet your financial needs with speed and convenience. With zero collateral, fast online approval, and a high loan limit, you can tackle big expenses without stress.

✅ Check your pre-approved loan offer in Bathinda with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Online account facility

Access your loan account round the clock through our customer portal – My Account.

Hassle-free documentation

Ensure to submit all valid documents to get funds easily.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bathinda with just your phone number and OTP – no need to visit the branch.

Loans of higher value

Eligible applicants can avail up to Rs. 55 lakh as a personal loan in Bathinda.

Immediate approval

No more long waiting hours. Now, receive instant approval once you apply online.

Funding within 24 hours*

Once the online application is approved, get the funds credited to your account within 24 hours *.

Collateral-free

We sanction credit based on the Bajaj Finserv Personal Loan eligibility criteria. No collateral required.

Easy repayment

Repay the loan over 96 months. Use the personal loan EMI calculator to decide a suitable tenor.

No hidden charges

Zero hidden charges keep the loan affordable. Enjoy transparent terms and conditions from Bajaj Finance.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.