Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Bahal
Enter mobile and OTP | Check offer | No branch visit needed
Planning a dream trip, upgrading your home, or handling an emergency often needs instant financial support. A personal loan in Bahal offers a convenient way to manage these expenses without dipping into your savings. With simple eligibility criteria, minimal paperwork, and quick disbursal, you can secure funds up to Rs. 55 lakh in just 24 hours*.
✅ Check your pre-approved loan offer in Bahal with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.
Whether you're travelling locally or internationally, a personal loan makes your journey smooth and stress-free. Living in Bahal, you understand that financial flexibility is crucial for seizing opportunities and handling unexpected situations without compromising your long-term savings or financial security. Know more about our personal loan and its features.
Features and benefits of personal loan in Bahal
A personal loan in Bahal offers a range of benefits that make it ideal for planned as well as unexpected expenses. Here’s why it stands out:
- Quick approval process: Get loan approval in 5 minutes* and funds in your account within 24 hours*—perfect when timing matters most.
- No collateral required: Unsecured loan means no need to provide assets or property, keeping your valuables safe.
- High loan amounts up to Rs. 55 lakh: Substantial funding to cover high-ticket needs like weddings, education, or major home renovations.
- Pre-approved offers: You can check if you have a pre-approved offer for a personal loan in Bahal with just your phone number and OTP
- Flexible loan tenure: Choose from up to 96 months, ensuring monthly payments fit comfortably within your budget.
- 100% online process: Apply, track your application, and receive money without leaving your home—no branch visits or queues.
Pro tip: Personal loans are perfect for travel planning. They help you cover expenses like flights, hotels, and activities without draining your savings.
Why this matters: You can book trips early when prices are lower and enjoy your holiday whilst paying back in comfortable instalments.
Uses of personal loan in bahal
Whether it's a planned expense or sudden emergency, a personal loan in Bahal helps you manage finances easily. Here are common ways residents use their loans:
- Travel: Cover all travel costs including flights, accommodation, local transport, and sightseeing—book now, pay later in manageable EMIs.
- Weddings: Manage comprehensive wedding expenses like venue booking, décor, catering, photography, and attire without depleting savings.
- Education: Fund higher education, professional courses, or specialised training to invest in your future earning potential.
- Medical emergencies: Handle medical bills, treatments, or emergency procedures without delays that could affect care quality.
- Home improvements: Upgrade, renovate, or modernise your home without financial strain—enhance comfort and property value.
Eligibility criteria and documents for personal loan in Bahal
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required for personal loan in Bahal
Applying for a personal loan in Bahal requires only basic paperwork. For a detailed checklist, visit documents required for a personal loan to avoid delays during the application:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on personal loan in bahal
Interest rates for personal loans in Bahal vary based on your income, employment stability, credit profile, and loan amount. The better your credit health and financial stability, the more attractive rate you'll qualify for.
Learn more about personal loan interest rates to calculate your monthly EMI and choose the best plan for your financial needs and budget.
How to apply for personal loan in Bahal
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Conclusion
Whether you're planning a peaceful family vacation, funding a wedding celebration, managing urgent medical expenses, or upgrading your home, a personal loan in Bahal serves as your reliable financial partner. The combination of quick processing, flexible terms, and substantial loan amounts ensures you can handle life's opportunities and challenges with confidence.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge
|
Term Loan – Not applicable Flexi Loans – Up to Rs 1,999 to Rs 12,999/- (Inclusive of applicable taxes) Will be deducted upfront from loan amount. |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) Dishonor of any payment instrument; or (ii) Non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment: • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan. |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
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