Personal loan in 24 hours*

Personal loan is an unsecured loan that helps manage urgent financial needs such as medical expenses, travel, or home repairs. It offers quick approval and simple documentation, making it useful during emergencies.

Getting a personal loan in 24 hours* helps borrowers access funds quickly when time is important. With an online application process, users can complete verification and receive funds directly in their bank account within a short time. An online personal loan in 24 hours* offers minimal paperwork, flexible repayment options, and no collateral requirement. Lenders assess eligibility quickly, helping users meet urgent financial needs without delay.

With a Bajaj Finserv Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.

*Terms and conditions apply.

• Pre-approved offers: You can check if you have a pre-approved offer for a personal loan in with just your phone number and OTP – no need to visit the branch.
• Quick disbursal: Get funds credited directly to your bank account within 24 hours* of approval, ensuring timely access to money.
• Minimal documentation: Enjoy a simple and hassle-free application process with limited paperwork.
• High loan amount: Borrow up to Rs. 55 lakh, based on your eligibility and income profile.
• Flexible tenure: Choose a repayment period of 12 months to 108 months, tailored to your financial comfort.
• No collateral required: Secure funds instantly without pledging any assets.
• Competitive interest rates: Benefit from attractive interest rates that keep your EMIs affordable.
• Online process: Apply and track your loan conveniently through a 100% digital process.

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required to apply for a personal loan

The documentation requirements for a personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finserv Personal Loan:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

• Click on ‘CHECK ELIGIBILITY’ on this page.
• Enter your 10-digit mobile number and the OTP sent to your phone.
• Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
• Now, click on ‘PROCEED’ to visit the loan selection page.
• Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
• Choose the repayment tenure and click on ‘PROCEED’.
• Complete your KYC and submit your application.

Our representative will contact you for further steps.

• Borrow only what you need: Avoid unnecessary debt by assessing your financial situation carefully.
• Understand interest rates: These impact your monthly payments and total repayment, so compare options.
• Be aware of processing fees: Factor in any application fees as they affect your loan cost.
• Know your repayment terms: Choose a repayment plan that fits your budget and check for prepayment penalties.

A loan within 24 hours* provides a quick and reliable way to manage urgent or planned financial needs. It allows borrowers to access funds with simple documentation, fast approval, and an easy online process. This type of loan helps in handling expenses such as medical emergencies, travel, or home repairs without unnecessary delay. Choosing a trusted lender for a loan within 24 hours* ensures better financial planning and timely support. You can also explore a personal loan online to apply easily, check eligibility, and receive funds quickly while maintaining financial stability and control.

*Terms and conditions apply.