Personal loan in 24 hours*

In today’s fast-paced world, unexpected expenses like medical emergencies, urgent travel, or home repairs can arise at any moment. A personal loan disbursed within 24 hours* offers a swift and reliable financial solution, helping you manage urgent needs without delay. With minimal paperwork, quick approval, and simple eligibility criteria, these loans ensure funds reach you promptly when time truly matters.

A 24 hours* personal loan is an unsecured loan designed to give you fast access to funds for immediate financial requirements. Leveraging a streamlined application process and rapid approvals, lenders like Bajaj Finance can credit the approved loan amount directly into your bank account within 24 hours*—sometimes even on the same day.

These personal loans come with no collateral requirement, making them accessible to a wide range of borrowers. Whether you need funds for medical emergencies, home renovations, debt consolidation, or general personal expenses, Bajaj Finserv Personal Loan are tailored to meet your needs with competitive interest rates, flexible repayment options, and quick disbursal. You can repay the loan conveniently through fixed monthly instalments over a tenure that suits your budget.

• Pre-approved offers: You can check if you have a pre-approved offer for a personal loan in with just your phone number and OTP – no need to visit the branch.
• Quick disbursal: Get funds credited directly to your bank account within 24 hours* of approval, ensuring timely access to money.
• Minimal documentation: Enjoy a simple and hassle-free application process with limited paperwork.
• High loan amount: Borrow up to Rs. 55 lakh, based on your eligibility and income profile.
• Flexible tenure: Choose a repayment period of 12 months to 96 months, tailored to your financial comfort.
• No collateral required: Secure funds instantly without pledging any assets.
• Competitive interest rates: Benefit from attractive interest rates that keep your EMIs affordable.
• Online process: Apply and track your loan conveniently through a 100% digital process.

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required to apply for a personal loan

The documentation requirements for a personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finserv Personal Loan:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

• Click on ‘CHECK ELIGIBILITY’ on this page.
• Enter your 10-digit mobile number and the OTP sent to your phone.
• Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
• Now, click on ‘PROCEED’ to visit the loan selection page.
• Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
• Choose the repayment tenure and click on ‘PROCEED’.
• Complete your KYC and submit your application.

Our representative will contact you for further steps.

• Borrow only what you need: Avoid unnecessary debt by assessing your financial situation carefully.
• Understand interest rates: These impact your monthly payments and total repayment, so compare options.
• Be aware of processing fees: Factor in any application fees as they affect your loan cost.
• Know your repayment terms: Choose a repayment plan that fits your budget and check for prepayment penalties.

A Bajaj Finance online personal loan provides a fast, convenient solution for managing unexpected expenses or planned costs. Understanding the loan features, eligibility, documents, and application steps helps you secure funds efficiently while maintaining financial stability. By choosing the right personal loan, you can address urgent needs quickly and manage finances with peace of mind.

*Terms and conditions apply.