Personal Loan in Dindigul

Personal Loan in Dindigul

Check your eligibility for personal loan in Dindigul with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Dindigul

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need urgent funds in Dindigul for a wedding, home renovation, education, or a medical emergency? A Bajaj Finserv Personal Loan in Dindigul gives you instant access to up to Rs. 55 lakh without the need for collateral. With minimal documentation, fast approvals, and money in your account within 24 hours*, it's the smart way to meet your financial goals.
     

    ✅ Just enter your phone number and verify with OTP - Check your pre-approved loan offer – Apply online in 5 minutes

Located in the heart of Tamil Nadu, Dindigul is known for its lock-making industry, tanneries, and textile trading. With a growing population and a strong connection to agriculture and business, Dindigul is a thriving hub for families and entrepreneurs alike. As daily expenses, aspirations, and emergency needs rise, many residents look for personal loans to support key milestones in life.


*Terms and conditions apply

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Features and benefits of our personal loan in Dindigul

  • Transparency

    Forget about paying any hidden charges with our completely transparent personal loan policies.

  • High loan principal

    You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh.

  • Easy online access

    Monitor your loan-related details and repayment status through our customer portal – My Account.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Dindigul with just your phone number and OTP – no need to visit the branch.

  • Instant approval

    Apply online and get instant approval on the loan amount with proper eligibility and documentation.

  • Collateral-free loan

    Bajaj Finserv Personal Loan is unsecured, and you do not require an asset or guarantor to qualify for this fund.

  • Minimal documentation

    Check the eligibility criteria and submit only minimal documents to avail of this loan. Less paperwork speeds up the processing.

  • Money in the account within 24 hours*

    Get the money credited to the bank account within 24 hours* of approval. Apply online now.

  • Convenient tenure

    You can spread your repayment from 12 months to 96 months, which means manageable EMIs right from the start.

Dindigul is a major commercial hub of Tamil Nadu. Besides, this city is also a wholesale market for groundnut and onion.
 

Get a personal loan from Bajaj Finance and address any financial requirements with ease. Fulfil the easy-to-meet eligibility and present the required documents for faster approval. Know the loan amount you are eligible for through our personal loan eligibility calculator.
 

*Conditions apply

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Eligibility criteria and documents for personal loan in Dindigul

You can easily get the funds you need in Dindigul with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Dindigul

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000