Personal Loan in Hardoi

High-value loan amount

Bajaj Finance sanctions personal loan finance of up to Rs. 55 lakh and ensures unrestricted use.

Quick approval

Fill the online application form and receive an instant approval within 5 minutes* on your personal loan in Hardoi.

Money in 24 hours*

Once approved, the loan amount gets transferred to your account within 24 hours*.

Repay over a flexible tenure

Use a personal loan EMI calculator to select a suitable repayment tenure of up to 96 months.

Minimal documentation

With a minimal documentation requirement, the Bajaj Finance Personal Loan allows faster and hassle-free processing.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Hardoi with just your phone number and OTP – no need to visit the branch.

Online loan management

Get access to your loan account 24/7 through our customer portal – My Account, and monitor your loan details online.

No hidden costs

Forget about paying additional hidden charges when you avail of a personal loan from us.

Collateral-free financing

With unsecured financing against minimum eligibility requirements, Bajaj Finance eliminates your worries of providing collateral to secure funds.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.