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Whether you need financing to purchase an equipment, to upgrade your office infrastructure or to undertake a new project. For any business activity that requires significant capital investment, long-term Business Loans from Bajaj Finserv can come to your aid.

With affordable interest rates and flexible repayment options, Bajaj Finserv is the ideal lender for your growing business.


Features and Benefits of Long Term Business Loan

Bajaj Finserv Long Term Business Loans offer the following features and benefits:

  • Flexi Loan Facility

    With Bajaj Finserv’s Flexi Loan, you get an approval for a certain loan limit, for a specific duration. During this period, you can borrow as per your business needs and repay as per your cashflow position. You also have the option to pay only the interest as EMI, and repay the principal at the end of loan tenor.

  • Financing Up To Rs. 30 Lakhs

    Bajaj Finserv offers long tenor Business Loans for up to Rs. 30 lakhs. These funds can be used to invest in your business, or to meet other personal expenses.

  • Flexible tenors

    Flexi loan facility offers Business Loans for a flexible tenor, as long as eight years.

  • Collateral Free Loans

    Avail Business Loans without worrying about arranging a collateral or security. It means you can even avail a loan if you do not have an asset. This opens up multiple opportunities to expand and grow your business organically.

  • Pre-approved offers

    Pre-approved offers

    Existing Bajaj Finserv clients are entitled to avail exclusive pre-approved offers on Business Loans. These offers may include increased loan amount or reduced interest rates.

  • Online account access

    Bajaj Finserv Business Loans can be managed through Experia, our online customer portal. You can get access to loan statements, and other loan-related details – anytime and from anywhere.

Long Term Business Loan Eligibility Criteria

You need to meet the following criteria to avail Bajaj Finserv Long Term Business Loan:

  • You should be 25 to 55 years old

  • Your business should have a vintage of at least three years

  • Your business should have filed Income Tax returns for at least the previous year

  • Your business should have its previous year's turnover duly audited by a CA

Long Term Business Loan Interest Rates And Charges

Bajaj Finserv has transparent and clear rates and charges for Long Term Business Loan, as follows:

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to apply for Long Term Business Loan

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative will contact you with available pre-approved offers for you.

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative will contact you with available pre-approved offers for you.

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