₹40,000 - ₹50 Lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Instant personal loan in Surat
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Known as the diamond capital of the world and a textile powerhouse, Surat is one of India’s fastest-growing cities. Whether you are managing business expansion, funding a wedding, or covering medical costs, quick access to funds can make a big difference.
A Bajaj Finserv Personal Loan in Surat lets you borrow up to Rs. 55 lakh with instant online approval and fund disbursal in just 24 hours*—all without visiting a branch or pledging any collateral.
Check your pre-approved loan offer in Surat with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
*Terms and conditions apply
Features of personal loan in Surat
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Surat with just your phone number and OTP – no need to visit the branch.
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Disbursal in a few hours*
Get the personal loan in Ahmedabad in your bank account within 24 hours*, making it easy to manage any urgent expenses.
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Flexible repayment tenure
You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.
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No collateral required
Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.
Eligibility criteria and documents for personal loan in Surat
You can easily get the funds you need in Surat with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Surat
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
- Our representative will contact you for further steps.
Uses of personal loans in Surat
A personal loan provides financial support for various purposes:
- Travel expenses: Avail of a personal loan for travel to cover flights, accommodation, and other trip costs.
- Wedding costs: Manage venue bookings, catering, and more with a personal loan for wedding.
- Education funding: Support tuition fees or study abroad with a personal loan for higher education.
- Medical emergencies: Get urgent financial aid through a personal loan for medical emergency.
- Home renovation: Upgrade or refurbish your home using a personal loan for home expenses.
With quick approvals, minimal paperwork, and flexible repayment options, personal loans ensure financial convenience for planned and unexpected expenses.
Key offerings: 3 loan types
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.