Personal Loan in Surat

Surat, known as the diamond capital of the world and a major textile hub, is one of India’s fastest-growing cities. With a thriving business environment and a growing professional community, residents often need quick financial support for various needs such as weddings, medical expenses, travel, or business-related costs.

Applying for a personal loan in Surat can help you manage these expenses easily without providing any collateral. With Bajaj Finserv, you can borrow up to Rs. 55 lakh through a simple online process. You do not need to visit a branch or rely on a personal loan agent in Surat, as the entire application process can be completed digitally.

Quick online process: Check your offer in Surat offer using your phone number and OTP → Apply online in a few minutes → Receive funds within a day*.

With competitive interest rates, flexible repayment options, and quick approvals, a personal loan in Surat provides convenient access to funds whenever you need them.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Surat with just your phone number and OTP – no need to visit the branch.

Disbursal in a few hours*

Get the personal loan in your bank account within 24 hours*, making it easy to manage any urgent expenses.

Flexible repayment tenure

You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years. 

No collateral required

Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.

Personal loan eligibility criteria in Surat

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required for personal loan in Surat

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill

• Real-time image / photograph

  
  

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.
8. Our representative will contact you for further steps.