Personal Loan in Karunagappally

Whether you are a teacher near Karunagappally town, a healthcare professional in Thodiyoor, or a small business owner in Alumpeedika, a Bajaj Finserv Personal Loan in Karunagappally helps you access fast, flexible financing—when you need it the most. With high loan limits, transparent terms, and a fully online process, taking care of your financial needs in Karunagappally has never been simpler.

✅ Check your offer with phone number and OTP – Get funds in 24 hours without any branch visit.
 

Fastest approval

It takes only 5 minutes to approve your personal loan application online. Enjoy the fastest approval with us.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Karunagappally with just your phone number and OTP – no need to visit the branch.

Transparent policy

Our terms and conditions are transparent and ensure no hidden charges on unsecured loans.

High-value finance

Fulfil your small and large financing needs sufficiently. Bajaj Finserv offers loans up to Rs. 55 lakh.

Basic documents

You can complete the documentation process with the minimum documents required for a personal loan.

Account management facility

Manage your account, get necessary documents, and do everything related to your loan through our customer portal, My Account.

Repay with flexibility

A tenure of up to 96 months makes repayment flexible. Check using an online Personal Loan EMI Calculator.

Money credited within 24 hours*

Post-approval, receive the funds in your account within 24 hours*.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.