Personal Loan in Bhubaneswar

Personal Loan in Bhubaneswar

Check your eligibility for personal loan in Bhubaneswar with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Bhubaneswar

Enter mobile and OTP | Check offer | No branch visit needed

Instant personal loan in Bhubaneswar

  • Need funds for a wedding, medical emergency, higher education, or a dream vacation? A Bajaj Finserv Personal Loan in Bhubaneswar offers up to Rs. 55 lakh without the need for collateral. You can complete the entire process online—from checking your eligibility to receiving the funds in your account.

    Check your pre-approved loan offer in Bhubaneswar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

As the capital city of Odisha, Bhubaneswar is a growing centre of technology, education, healthcare, and tourism. With its expanding infrastructure and rising aspirations, residents often seek fast and flexible financial support for personal milestones. Whether you live in Chandrasekharpur, Khandagiri, or Old Town, a personal loan in Bhubaneswar gives you access to funds without the hassle of lengthy paperwork or branch visits.

*Terms and conditions apply

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Features and benefits of a personal loan in Bhubaneswar

  • Online account management

    You can now access your loan account and check relevant information anytime on our customer portal - My Account.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Bhubaneswar with just your phone number and OTP – no need to visit the branch.

  • Adequate funding

    Fulfil your requirements with adequate funding of up to Rs. 55 lakh from Bajaj Finance.

  • Money within 24 hours*

    Within 24 hours*, receive the approved loan amount directly in your account.

  • Approval within minutes

    It takes us only 5 minutes to approve your loan application online, provided you meet the eligibility criteria and submit required documents.

Bajaj Finance simplifies the process of availing personal loans with easy eligibility criteria. Prospective borrowers can use the free personal loan eligibility calculator to determine the maximum loan amount they qualify for. This online tool provides instant results based on the specified eligibility parameters.

*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Bhubaneswar

You can easily get the funds you need in Bhubaneswar with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Bhubaneswar

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Uses of personal loan in Bhubaneswar

Personal loans in Bhubaneswar are versatile and can be utilized for various financial needs, such as:

  1. Travel Expenses: Plan your dream getaway with a travel loan, covering costs like flights, accommodations, and more.
  2. Wedding Costs: Manage all wedding-related expenses effortlessly with a marriage loan.
  3. Educational Needs: Fund tuition fees, study materials, or other academic costs through a personal loan for higher education.
  4. Medical Emergencies: Get immediate financial aid during emergencies with a medical loan.
  5. Home Improvements: Upgrade or renovate your home conveniently using a personal loan for home expenses.

These loans come with no end-use restrictions and flexible repayment options to suit your financial needs. Learn about the fees and charges imposed on a collateral-free personal loan in Bhubaneswar.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.