Fixed Deposit in Kanpur

Kanpur, a major city in Uttar Pradesh, offers a variety of investment options. For those seeking stability and a guaranteed return on their money, Fixed Deposits (FDs) have been a popular choice for many years. This guide provides clear information for Kanpur residents to understand FD and make well-informed decisions to maximise their returns.

Bajaj Finance FDs in Kanpur combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

• Attractive returns up to 7.30% p.a.
  Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.

• Highest credit ratings
  ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.

• Loan against fixed deposit
  Get loans up to 60%–75% of your FD value without breaking your investment.

Why choose Bajaj Finserv FD in Kanpur?

Bajaj Finserv has built a strong local presence in Kanpur, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

• Strong local presence in Kanpur: With branches and digital support, customers in Kanpur can easily open, manage, or renew FDs without hassle.

• Special senior citizen benefits: Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.

• Online account management and auto-renewal: Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.
   

Step-by-Step: How to open an FD in Kanpur

Opening a Bajaj Finance FD in Kanpur is quick, secure, and fully online

• Choose investment amount & tenure
  Decide how much you want to invest and select a suitable duration

• Fill application form online
  Complete the FD booking form on the Bajaj Finserv website or app

• Upload KYC documents
  Submit your Aadhaar, PAN, and other required documents online

• Transfer funds securely
  Pay your investment amount via net banking, UPI, or debit card

• Receive the FD certificate
  Once processed, your FD certificate will be shared digitally

Anyone in Kanpur can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

• Indian resident: Individual, senior citizen, or minor

• NRI (Non-Resident Indian)

• Business owner/Partner

• Clubs, associations, societies, or family trusts

Documents Required

• PAN card

• Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence

• Passport-size photograph
   

Conclusion

Fixed deposits offer a secure and reliable way to grow your money. By understanding the benefits and tenures available, you can make informed investment decisions that align with your financial goals and risk tolerance. Remember to compare interest rates offered by different institutions and choose an FD that best suits your requirements. With careful planning and the right FD, you can secure your financial future in Kanpur.