Rs. 40,000 - Rs. 15,50,000
You may be eligible for a pre-approved offer in Tirupattur
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
Features of instant personal loans in Tirupattur
Insta Personal Loan offered by Bajaj Finance provides pre-approved offers to existing customers, while new customers can generate a pre-assigned limit for themselves. All you need is a mobile number and OTP. Here are some features which make it an ideal option to finance your emergency financial requirements:
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Fast processing and disbursal
Unlike traditional loans, instant loans boast a streamlined application process. In the case of Insta Personal Loan, the funds can be deposited directly into your account within a few hours of application.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Tirupattur with just your phone number and OTP – no need to visit the branch.
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Flexible repayment options
Instant personal loans offer a variety of repayment terms to suit your budget. You can choose a repayment plan that fits your income and financial situation, ensuring manageable monthly instalments.
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Minimal documentation
The application process for instant personal loans is designed to be hassle-free. Select customers can get their Insta Personal Loan without needing to submit any documents.
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No collateral required
Unlike some loans, instant personal loans are unsecured, meaning you do not need to put up any assets as security.
Things to consider before applying for an instant personal loan in Tirupattur
- Interest rates and fees: It is crucial to review the interest rates and associated charges before making a decision.
- Repayment ability: Carefully assess your ability to repay the loan on time. Missing payments can damage your credit score and lead to additional penalties.
- Loan amount: It is tempting to borrow more than you need. Only borrow the amount you require to cover your immediate expense.
- Repayment term: Choosing a longer repayment term will lower your monthly instalments but increase the total interest paid. Opt for the shortest term you can comfortably manage.
Check the interest rates and charges for Insta Personal Loan carefully before starting your application.
*Terms and conditions apply
Eligibility criteria and documents for Insta Personal Loan in Tirupattur
Anyone can opt for our instant loan online. Your Insta Personal Loan eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.
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If you are an existing customer
- Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
- Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.
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If you are a new customer
Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your pre-approved offer for Insta Personal Loan using just mobile number and OTP – 100% online process.
How to apply for Insta Personal Loan in Tirupattur
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Step-by-step guide to apply for the Insta Personal Loan
- Click on ‘CHECK OFFER’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
- Select a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.
Key offerings: 3 loan types
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
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