Bajaj Finserv in your city

Alternatively known as Lakshmipuram, Taliparamba is a municipal town in Kerala’s Kannur district. It is renowned as a centre for education, culture and enlightenment.

With Bajaj Finserv, meet your monetary requirements adequately using funds up to Rs. 40 lakh. Know the features, fulfil your eligibility and avail the best affordable personal in Taliparamba.

To avail of the funds now, proceed to apply online.

Features of personal loan in Taliparamba

  • Up to Rs. 40 lakh loan amount

    Up to Rs. 40 lakh loan amount

    Get financing of up to Rs. 40 lakh. Meet your high expenses effortlessly with a personal loan in Taliparamba.

  • Online loan account

    Online loan account

    Enjoy hassle-free management of your loan account online via customer portal – Experia.

  • Fast approval

    Fast approval

    Get one of the fastest approvals with Bajaj Finserv. Ensure to meet all personal loan eligibility.

  • Transparency

    Transparency

    Forget paying underlying charges as Bajaj Finserv brings 100% transparent conditions.

  • Pre-approved offers

    Pre-approved offers

    Go through a simplified loan availing process with exclusive pre-approved offers on personal loans.

  • Funds within 24 hours*

    Funds within 24 hours*

    Get financing within 24 hours* of approval and use it to meet your financial emergencies without hassle.

  • Flexible loan tenor

    Flexible loan tenor

    Use an online personal loan EMI calculator to finalise a suitable loan tenor of up to 96 months.

  • Minimal documentation

    Minimal documentation

    The documentation process is simplified and requires only a few essential papers. Arrange all the necessary documents beforehand to process the loan smoothly without much hassle.

  • Collateral-free loan

    Collateral-free loan

    Avail of a personal loan in Taliparamba without pledging any collateral.

Taliparamba has several prominent educational institutions with multiple tourist attractions.

The best financial solution for residents in Taliparamba is a personal loan from Bajaj Finserv. It comes with unrestricted usage and can be utilised for various purposes. Arrange all the necessary documents beforehand so that the loan processes smoothly without much hassle.

*Conditions apply

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Eligibility criteria

Fulfil these eligibility criteria to qualify for an instant personal loan in Taliparamba. Check the maximum amount you can get using an online eligibility calculator.

  • Nationality

    Nationality

    Indian, resident of India

  • Employment

    Employment

    Must be a salaried employee at a reputed MNC or a private/ public limited company

  • Credit score

    Credit score

    Above 685

  • Age

    Age

    Between 21 years to 80 years*

  • Income

    Income

    Refer to our city list for minimum salary requirements

Bajaj Finserv has easy-to-meet eligibility criteria to make unsecured personal loans more accessible. The documents required are also minimal to help process your application faster.

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Benefits of instant personal loan in Taliparamba

Here are some reasons to choose the Bajaj Finance Personal Loan:

  • Loan amount of up to Rs. 40 lakh
  • Flexible tenures of up to 96 months
  • Money in your account within 24 hours* of approval
  • No guarantor or collateral needed
  • No hidden charges

Documents required for an instant personal loan in Taliparamba

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Utility bill of electricity and piped gas

How to apply for an instant personal loan in Taliparamba

  • Visit the personal loan page and click on ‘APPLY’.
  • Enter your 10-digit mobile number and OTP.
  • Fill in the application form with your basic details and ‘PROCEED’.
  • Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  • Complete your KYC and submit your application.

Interest rate and charges

Check out the personal loan interest rate to understand how much you will need to repay.

Frequently asked questions

What are the reasons for taking a personal loan?

Some of the common reasons to take a personal loan are wedding, product purchase, foreign trip, home renovation, higher education, and other expenses. There is no restriction on end usage.

What to do if my CIBIL score is below 685?

It is important to improve your CIBIL score before applying for an unsecured loan. For that, pay your bills on time, close existing debts, avoid defaults and applying for multiple loans at a time.

Can I take a loan of Rs. 10 lakh?

Bajaj Finserv sanctions loans of up to Rs. 40 lakh. However, the exact amount you can avail of depends on your eligibility.

Does the EMI include the principal amount?

Yes. EMIs or Equated Monthly Instalments include a portion of the principal amount and interest rates payable.

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