Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Srinagar
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Need fast and hassle-free funds in Srinagar? Whether it’s a wedding, medical emergency, home renovation, education, or a travel plan, a Bajaj Finserv Personal Loan in Srinagar gives you up to Rs. 55 lakh with instant approval and no need to pledge any collateral.
✅ Check your pre-approved loan offer in Srinagar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Srinagar, the summer capital of Jammu and Kashmir, is known for its natural beauty, vibrant culture, and growing local economy. With rising aspirations in tourism, hospitality, education, and business, financial needs are also on the rise. Whether it’s funding a family function or investing in personal growth, residents in Srinagar can now access quick and flexible financing through personal loans.
Features of personal loan in Srinagar
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High sum up of up to Rs. 55 lakh
Apply online to get a personal loan of up to Rs. 55 lakh quickly and conveniently.
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Easy repayment option
Choose a tenure up to 96 months. Use online personal loan calculator to check EMIs.
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Collateral-free credit
The Bajaj Finserv Personal Loan is unsecured. Meet only the personal loan eligibility criteria.
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No hidden charges
We have a transparent personal loan policy without any hidden costs. Read terms and conditions before applying.
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Personalised pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Srinagar with just your phone number and OTP – no need to visit the branch.
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Minimal documents required
Submit only a few documents to get the funds immediately. Check the eligibility alongside for better convenience.
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Get money in 24 hours*
Receive the approved loan amount directly to account within a day of sanction.
Srinagar is the northernmost city of the Indian territory. Tourism is the primary source of economic development in this city. Some of the major industries of this place include carpet-making, woollen textiles, and forest-based industries.
Residents of Srinagar can now get an instant personal loan from Bajaj Finance and address their financial needs. They do not have to keep any asset to get this credit. Submit only a handful of documents to prove eligibility. After the document verification, the loan approval takes a few minutes. Get the money in the account within hours* of approval.
Reach out to us for any loan-related queries or apply online now for instant funds.
*Conditions apply
Eligibility criteria and documents for personal loan in Srinagar
You can easily get the funds you need in Srinagar with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Srinagar
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.