Personal Loan in Srinagar

Need fast and hassle-free funds in Srinagar? Whether it’s a wedding, medical emergency, home renovation, education, or a travel plan, a Bajaj Finserv Personal Loan in Srinagar gives you up to Rs. 55 lakh with instant approval and no need to pledge any collateral.

✅ Check your pre-approved loan offer in Srinagar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

High sum up of up to Rs. 55 lakh

Apply online to get a personal loan of up to Rs. 55 lakh quickly and conveniently.

Easy repayment option

Choose a tenure up to 96 months. Use online personal loan calculator to check EMIs.

Collateral-free credit

The Bajaj Finserv Personal Loan is unsecured. Meet only the personal loan eligibility criteria.

No hidden charges

We have a transparent personal loan policy without any hidden costs. Read terms and conditions before applying.

Personalised pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Srinagar with just your phone number and OTP – no need to visit the branch.

Minimal documents required

Submit only a few documents to get the funds immediately. Check the eligibility alongside for better convenience.

Get money in 24 hours*

Receive the approved loan amount directly to account within a day of sanction.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried
   

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.