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Personal Loan in Srinagar: Features and Benefits

The largest city in Jammu & Kashmir, Srinagar is also known as the summer capital of the union territory. Prominently known for its natural beauty and clean environment, the city thrives on the tourism industry.

Residents of the city can now fulfil their big-ticket funding requirements with a personal loan in Srinagar from Bajaj Finserv. Competitive interest rates on the advance make it affordable as well.

Check out other borrower-friendly features and benefits that come with this instant loan.

  • Loan of Up to Rs.25 lakh

    Fulfil your big-ticket funding needs like child’s education, medical emergencies, and home renovation with a high-value advance of up to Rs.25 lakh with Bajaj Finserv.

  • Money in Account Within 24 Hours*

    Private lenders like Bajaj Finserv make availing funds for you quick and hassle-free with disbursal within 24 hours* of approval.

  • Flexi Hybrid Feature

    The Flexi loan feature on Bajaj Finserv personal loan allows you to withdraw multiple times from a pre-sanctioned limit. Also, this facility allows you to reduce your EMIs by up to 45%*.

  • Instant approval

    Quick Approval

    Receive immediate approval on your personal loan with Bajaj Finserv, one of the most renowned private financiers in the country.

  • Easy Online Management

    Manage your loan account online 24x7 via the Bajaj Finserv customer portal, Experia.

  • Flexible tenors

    Repayment in Up to 60 Months

    Bajaj Finserv offers a long and flexible tenor of up to 60 months to make repayment convenient. Take the assistance of an online personal loan calculator to arrive at a suitable tenor.

  • Pre-Approved Loan Offer

    Pre-approved offer from Bajaj Finserv simplifies the process of availing finance. Check your pre-approved offer by providing details like your name and contact number.

  • Unsecured Advance

    The private finance loan is an unsecured advance you can avail without mortgaging any asset as collateral. Just fulfil simple personal loan eligibility criteria before applying.

  • transparency

    100% Transparency in Charges

    Bajaj Finserv ensures 100% transparency in applicable fees and ensures zero hidden charges. For more, check terms and conditions.

  • Minimal Document Requirement

    Submit only a handful of documents required for a personal loan to receive approval.

Eligibility Criteria

Bajaj Finserv lays down minimum eligibility criteria and document requirement to make availing personal loan hassle-free. Make sure to meet all requirements before you apply for a personal loan in Srinagar.

Criteria Eligibility Requirements
Age Between 23 and 55 years
Credit score More than 750
Income stability Salaried with employment in an MNC or a public/private company
Nationality Residing citizen of India

Interest Rates and Charges

With competitive personal loan interest rates. now repay your advance affordably over a suitable tenor.

Contact Us

Both existing customers and new users can send in their queries regarding personal loans in Srinagar. New users can contact us at 1800-103-3535 or type 'PL' and send SMS to 9773633633.

Existing customers can reach us out at 020-3957-5152 or email any queries to personalloans1@bajajfinserv.in.

*Conditions apply