Instant Personal Loan in Raichur

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Raichur with just your phone number and OTP – no need to visit the branch.

Rapid processing

With pre-approved offers and no documentation required* for select customers, our Insta Personal Loans are processed quickly. You may get the funds within as little as 30 minutes* to 4 hours.

Flexible repayment options

Manage your loan repayment with tenure options ranging from Rs. 55 lakh to 96 months.

If you are an existing customer

• Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
• Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.

If you are a new customer

Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your pre-approved offer for Insta Personal Loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for the Insta Personal Loan

1. Click on ‘CHECK OFFER’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
4. Select a repayment tenure that suits you best.
5. Click on ‘PROCEED’ to complete the online process.